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It is hard to imagine one's life without a credit card. Money management is more convenient and cashless transactions are more secure with plastic. Rewards and bonuses make shopping more enjoyable. Cash back rebates give you a chance to save while spending. You build strong credit history by making your monthly payments on time to get better rates for your mortgage or a car loan.

Best Credit Cards
 
Best Choice for Fair Credit
 
Credit Cards for Bad Credit
 
Ideal Credit Card for Limited or No Credit
Discover® Card
Discover® More Card
Discover® More Card
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
Platinum Credit Card
  • $0 intro annual fee for the first year; $19 after that.
  • Image Card - personalize your card with an image of your choice.
  • $0 Fraud Liability if your card is lost or stolen.
or
(866) 554-0808
Orchard Bank® Visa® Cards
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit.
  • Acceptance at millions of locations worldwide, including website purchases and reservations.
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way.
Classic Platinum Credit Card
  • 0% intro APR on all purchases until March 2013.
  • $0 Fraud Liability if your card is lost or stolen.
  • Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection.
or
(866) 554-0808
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The Longest 0% APR Period for Balance Transfer

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • No annual fee.26

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This Credit Offer is Only for People with Excellent or Good Credit History.

Have Bad or No Credit History? Click Here! Fair Credit? Click Here!

Search and Compare • Credit Card Types:

Low Interest Credit Cards

Best credit cards with low APRs on balance transfers and purchases. See also credit cards with zero APRs on purchases and/or balance transfers for certain introductory periods.

Balance Transfer Credit Cards

Transfer your existing outstanding balance to a credit card with lower ongoing APR or 0% intro APR and save your money in interest. Benefit from balance transfer credit cards.

No Annual Fee Credit Cards

Pay no annual fee to use your credit card as there is none. Choose from the best credit cards with no annual fee.

Instant Decision Credit Cards

Instant decision credit cards are here for you to get an instant response online in minutes. Compare their features, benefits and rewards and apply online securely.

Cards for Excellent Credit

Your Credit score is above 750 which means you make payments on time and have low debt. Consider credit card offers specifically designed for applicants with excellent credit and apply online.

Cards for Good Credit

Your Credit score is between 660 — 749 which means you pay late but quite rarely and have low debt. Consider credit card offers specifically designed for applicants with good credit and apply online.

Cards for Fair Credit

Your Credit score is between 620 — 659 which means you pay late from time to time or have high debt. Consider credit card offers specifically designed for applicants with fair credit and apply online.

Cards for Bad Credit

Your Credit score is between 350 — 619 which means you did not make last payments or have high debt, or both. Consider card offers specifically designed for applicants with bad credit and apply online.

Cards for Limited / No Credit

Your Credit score is 0 which means you haven't had an account reported to your credit history. Consider card offers specifically designed for applicants with limited or no credit and apply online.

Airline Credit Cards

Excellent choice for frequent flyers. Earn airline miles or travel rewards points and redeem them for free air tickets, free hotel stays and other travel expenses.

Cash Back Credit Cards

Earn cash rebates for what you spend on your cash back credit card whenever you spend on various categories or certain rotating categories.

Gas Credit Cards

Gas credit card offers cover special rebates on gas purchases. Choose the best credit card for yourself, use it at fuel pumps and earn rebates on gasoline spending.

Hotel Rewards Credit Cards

Apply online for your favorite credit card for hotel stays, earn points and redeem them for free hotel stays and other travel expenses.

Cosumers Credit Cards

Look through the best consumer credit cards, compare their features, benefits and rewards to meet your personal needs best and apply online.

Small Business Credit Cards

Manage your business expenses and cash flow better with small business credit cards. Get generous rebates, cash back and special offers for your business.

Student Credit Cards

If you are a college student a student credit card will be helpful to start building your credit history. Enjoy rewards of cash back, travel, merchandise, and more.

Prepaid and Debit Cards

Load your Visa or MasterCard prepaid card with money and spend what you have on your card only without getting into debt.

Credit Card News

May 15, 2012

Demand for credit cards now increasing

Despite the depressing outlook for the world economy, credit card companies are registering impressive results, with more customers demanding for credit card services. Research by Five Star [...]

April 11, 2012

CARD act not as safe as predicted to be

The Credit Card Accountability, Responsibility and Disclosure Act was brought into effect by the Federal Government in order to protect the interests of the card holders and also ensure an i[...]

FAQ

Q: I'm starting a new business.. Which business card to start a good business credit profile. Thank you, Antonio Delgado, spring,Texas. 

A: To start a good business credit profile you can check the business credit card section. Though, you should know your credit score first. Make a request to one of the credit bureaus (Equifax, Experian or TransUnion) and get your credit report (in which you can find your [...]

Q: I want to know how to get my credit good; I have never had a credit card but I would love to have one and be able to build my score up and pay my bill

A: If you are new to credit, you can consider credit cards that target applicants with no or limited credit history. The freshest Visa and MasterCard credit cards for no or limited credit we display are issued by the top U.S. credit issuing institutions. You are welcome to[...]

Q: What is my security code number because mine is scratched to the point you can't see it

A: If your security code is rubbed out, contact your credit card issuer and explain them your situation. Most likely you will be offered a replacement card. Your credit card issuer will not provide you with the security code over the phone or via email. That's for your ow[...]

At CreditCardSpecialist.com you can find the most comprehensive list of card offers from major banks and card issuers. Credit cards and prepaid cards are well organized so that it is very convenient for you to make your card choice.

All the best credit card offers are gathered together and displayed under a separate section. Also see a section with the best prepaid cards.

Determine what type of card user you are and look through the cards aimed at consumers, business owners and students.

You can easily find card offers depending on your credit history as cards are also divided into groups by credit.

If you are interested in rewards cards pay close attention to cash back cards, airline cards, gasoline cards, and hotel rewards cards we offer.

If you have any bank preferences look through the cards of certain major banks and card issuers. CreditCardSpecialist.com works only with acclaimed financial institutions.

A special section of our website is for residents of the United Kingdom, Canada and Belgium. One can apply for cards issued by British, Canadian and Belgian banks.

Be sure information on cards we provide is always up to date. Just go down the list of credit cards, make your choice and apply online!


± Click apply to view rates, fees, rewards, limitations and other important information.
26 See the Citi card terms and conditions online.
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