Credit Card Deals for Bad Credit

HSBC Bank Nevada Orchard Bank® Classic MasterCards An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly! Acceptance at millions of locations worldwide, including website purchases and reservations. Your account information is updated and at your fingertips 24/7 so you can manage it your way. Apply Online!

Capital One® Secured MasterCard® Get the credit you need with no processing fees or application fees. Automatic reporting to the 3 major credit bureaus. Track credit with access to your credit score and other tools. Apply Online!

HSBC Bank Nevada Orchard Bank® Visa® Cards Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit. Acceptance at millions of locations worldwide, including website purchases and reservations. Your account information is updated and at your fingertips 24/7 so you can manage it your way. Apply Online!

The Bancorp Bank Purple Diamond Prepaid Visa® RushCard Guaranteed approval - no credit check required. Free Direct Deposit - sign up now and have a safe place to put your tax refund. Card to card transfers between RushCard members. Apply Online!

	Bank Name Card Name	Credit History	Annual Fee	Setup Fee	Apply / Details
	Best Credit Cards from BadCreditOffers.com	Bad / No	See website*	See website*	Credit not-so-good? Not to worry with these credit cards. The online application is safe, secure, and simple. Monthly reporting to major Consumer Reporting Agencies. Apply Online See details

Best Prepaid Cards with NO Credit Check:

	Bank Name Card Name	Activation Fee	Guaranteed Approval	Credit Check	Build Credit	Apply / Details
	The Bancorp Bank mPower™ Visa® Prepaid Card	$053	Yes!	No	Yes	Free Direct Deposit. No Minimum Balance. Safer than Cash. 100% Approval.52 No Check of Credit. Apply Online See details
	Capital One® Reloadable Prepaid MasterCard®	$0	No	No	No	No purchase price or activation fee. No overdraft fees or interest charges. No credit check. Accepted worldwide - everywhere that accepts Debit MasterCard. Secure - Your money is safe if card is lost or stolen. FDIC Insured. No monthly fee when you load at least $500/transaction cycle. Apply Online See details
	University National Bank Good2GO Prepaid MasterCard®	$9.95	Yes!	No	No	No credit check. And no need for a bank account. Enjoy the prestige and recognition of MasterCard®. Simple fee structure. No overdraft fees. No minimum balance. Free direct deposit and online bill pay. Manage account card with your mobile phone. Apply Online See details

Credit card deals for bad credit are designed for those people whose FICO scores range between 350 and 619 score points. These scores are considered to be rather low, that's why borrowers with bad credit history may have troubles when searching for credit card applications that fit their FICO score level.

Most banks and companies offer financial products to people with average or high scores. So, if you have good or excellent credit history, you are likely to find the best deals with favorable terms. Card applications for bad credit are not that wide-spread in comparison with bank offers for good or excellent credit and thus they're more sought-after.

The best thing about bad credit card deals is that they come with valuable options and services that may help you rebuild your credit history and boost your FICO score. Take for example email or text message reminders of the upcoming due date or monthly reports to major credit bureaus. Plus, most credit companies enable their customers to manage their accounts online, so that card holders can track and analyze their payment activity. It's a very good option for people who try to rebuild their credit history.

Bad credit cards may come in two types - secured and unsecured. The main advantage of secured cards is that they're easier to qualify for. Secured credit deals require a money deposit before opening an account. This way, you secure your new account with your own money. A spending limit on your secured card will be set in accordance with the amount of your deposit. So you can determine a credit line by yourself. Secured credit cards work just like regular credit cards, so you won't feel any difference when using it.

Unsecured credit deals require no money deposit so they imply more risk for lenders. When you apply for an unsecured card, you can never be too sure that you will qualify. Fortunately banks and companies offer specially-designed credit deals for those with bad or limited credit history. When applying for an unsecured card that fits your score, you are less likely to be turned down.

When choosing between secured and unsecured cards, you should evaluate your current financial situation and your score rating. If you doubt whether you'll be approved or not, pay close attention to secured card deals. If your score is low just because you have recently started building your credit history, you may consider unsecured bank offers.

It pays to shop around when it comes to the choice of the best card. Take your time to review the features of the cards designed for bad credit. Check their interest rates, annual and set-up fees, choose the best deal and submit your application online.