Credit Card Deals for Bad Credit

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If you have bad credit and want to get good credit history, this page has credit cards for you to build some good credit history, provided you make on-time minimum payments with all of your creditors and keep account balances low relative to the credit limits. If you make payments in a timely fashion, your options will be wider in the future.

  • Recommended by our experts
    Celtic Bank: Surge Mastercard®
    Apply Online
    Credit Suggested: Fair/Bad 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR See Terms*
    • Annual Fee See Terms*
    • Application Processing Fee N/A
    Card Features
    • All credit types welcome to apply!
    • Monthly reporting to the three major credit bureaus.
    • Initial Credit Limit of $500.00!* (subject to available credit).
    • Fast and easy application process; results in seconds.
    • Use your card at locations everywhere that Mastercard® is accepted.
    • Free online account access 24/7.
    • Checking Account Required.
    More Details
  • WebBank: Fingerhut Credit Account
    Apply Online
    Credit Suggested: Bad 
    • Intro APR Purch. (Intro Period) n/a
    • Intro APR Bal. Tr. (Intro Period) n/a
    • Regular APR 25.15%
    • Annual Fee $0
    • Application Processing Fee See Terms
    Card Features
    • No Annual Fee*.
    • No Over Limit Fee*.
    • Instant Response (Delays may occur depending on application data provided).
    • You could WIN $20,000 from Fingerhut.
    • Apply for Fingerhut Credit today*. Fill out our easy online application.
    • Low Monthly Payments*.
    • Choose From Over 500,000 items.
    • Shop Great Brands at Fingerhut.com.
    • Budget Friendly Payments* with Fingerhut Credit!
    • Get the Credit You Deserve*.
    • We just love saying "YES!"
    • *SEE Fingerhut.com Site for Terms & Conditions.
    More Details
  • Fast5kLoans: Fast5kLoans
    Apply Online
    Credit Suggested: Any 
    • Min Loan Amount $500
    • Max Loan Amount $5,000
    • Min Income Required See terms
    • Checking Acc. Required Yes
    • Instant Response No
    Loan Features
    • Personal Loans Online
    • All Credit Types Accepted
    • See Money In Your Account
  • Horizon Card Services: Horizon Gold Credit Card
    Apply Online
    Credit Suggested: Bad 
    • Intro APR Purch. (Intro Period) n/a
    • Intro APR Bal. Tr. (Intro Period) n/a
    • Regular APR 0.00%
    • Annual Fee See Terms
    • Application Processing Fee See Terms
    Card Features
    • Must have Active Debit Card or Credit Card to qualify.
    • $500 Credit Limit.
    • No Credit Check.
    • No Employment Check.
    • Reports to a Major Credit Bureau.
    • Fast Online Application.
    • Bad Credit accepted.
    More Details
  • Mid America Bank & Trust Company: Total Visa Card
    Apply Online
    Credit Suggested: Fair/Bad 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR See Terms*
    • Annual Fee See Terms*
    • Application Processing Fee See Terms*
    Card Features
    • Checking Account Required
    • Fast and easy application process; response provided in seconds
    • A genuine VISA card accepted by merchants nationwide across the USA and online
    • Manageable monthly payments
    • If approved, simply pay a Processing Fee to open your account and access your available credit
    • Reports monthly to all three major credit bureaus
    More Details
  • National Credit Direct: National Credit Direct
    Apply Online
    Credit Suggested: Any 
    • Intro APR Purch. (Intro Period) n/a
    • Intro APR Bal. Tr. (Intro Period) n/a
    • Regular APR 0.0%
    • Annual Fee $49
    • Application Processing Fee $0
    Card Features
    • Shop Brand Name Electronics.
    • No Turn Downs.
    • Credit Limit of Up To $3,500.6
    • 0% APR.
    • Reward Points for every dollar spent.
    • Low Flexible Payments.
    • Reports to Major Credit Bureau.
    • Bad Credit - OK.
    More Details
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