Credit Cards for Bad Credit
FICO scores that range between 350 and 639 are considered bad credit. Borrowers with a bad credit history may have trouble when searching for credit card applications because there are not many good credit card offers for people with bad credit.
There are two types of credit cards for people with bad credit history: secured and unsecured cards. The main advantage of secured cards is that they are easier to qualify for because they require a collateral deposit. Unsecured credit cards do not require a collateral deposit but may have application fees.
Shop around when choose the best card for your needs. Take your time to review the terms of the cards designed for customers with bad credit. Check out interest rates as well as set-up and annual fees. Choose the best deal and submit your application online.