Credit Card Deals for Bad Credit

First PREMIER® Bank MasterCard® Credit Card Checking Account Required. Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit). Reports to the major Consumer Reporting Agencies. Apply Online!

Horizon Card Services Horizon Gold Credit Card $500 Credit Limit.70 Guaranteed approval for unsecured credit line. No Credit Check. Apply Online!

First PREMIER® Bank Credit Card Checking account required. If you have less-than-perfect credit, we may approve you when others won´t. We provide responses in 60 seconds or less. Apply Online!

First PREMIER® Bank Gold Credit Card Must have checking account to qualify. A Gold credit card offer for those with less than perfect credit. Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history. Apply Online!

	Bank Name Card Name	Credit History	Annual Fee	Activation Fee	Apply / Details
	WebBank Fingerhut Credit Account	Bad	$0	See website	Affordable Monthly Payments.69 No Annual Fee.68 No Over Limit Fee.68 Get Response in 60 seconds. No down payments, no layaway and no surprises. We often say "YES!" when others say "No". Apply Online See details
	PREMIER Forward® MasterCard® Credit Card issued by First PREMIER® Bank	Fair / Poor	See website*	See website*	Checking Account Required. A good choice for those with less than perfect credit. This is a credit card, not a debit card or prepaid card. Countdown to your response! Only 60 seconds! Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit). Monthly reporting to major Consumer Reporting Agencies. Apply now! No security deposit required. Apply Online See details
	First PREMIER® Bank Classic Credit Card	Fair / Poor	See website*	See website*	Have a checking account? Apply today! A credit card offer for those with less than perfect credit! Apply for a credit card today - Get a response today! Reports your credit history to the major Consumer Reporting Agencies. This is a credit card - not a debit or prepaid card. You may be able to reestablish your credit history by making timely minimum payments with all creditors and keeping your account balances below the credit limits. Apply Online See details
	Capital One® Capital One® Secured MasterCard®	Limited / Bad	$29	See terms	Build credit with responsible use with no processing or application fees. Regular reporting to the 3 major credit bureaus. Monitor credit with access to a credit score and other tools. Your security deposit can get you a line up to $3,000. You may qualify for a credit line increase based on your payment history and creditworthiness. Use it like any MasterCard credit card, accepted at millions of locations worldwide. Apply Online or Call (866) 554-0808 See details

Best Prepaid Cards with NO Credit Check:

	Bank Name Card Name	Activation Fee	Guaranteed Approval	Credit Check	Build Credit	Apply / Details
	MAGIC Prepaid Mastercard®	$0	No!	No	No	No Activation Fee.15 $10 for enrolling in direct deposit.15 Fees as low as $4.95 per month. Takes you places cash can´t go. Apply Online See details
	The Bancorp Bank Prepaid Visa® Baby Phat RushCard	$14.95	No!	No	No	Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply. Easy Online Bill Pay - pay bills, rent, or write personal checks. Free 24/7 customer service. Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC. Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge. Apply Online See details
	The Bancorp Bank Prepaid Visa® Classic RushCard	$3.95	No!	No	No	Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details. Choose from multiple fee plan options, and switch for free. Transfer money to another RushCard member for just $0.99. No overdraft fees. Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details. Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge. Apply Online See details
	American Express The American Express® Prepaid Card	$0	No	No	No	No Monthly, Annual or Purchase Fees. Direct Deposit. No Overdraft, Inactivity or Foreign Exchange Fees. Purchase Protection.37 Fraud Protection. Roadside Assistance.37 No Credit Check. Apply Online See details

What is a bad credit score? FICO scores that range between 350 and 619 are considered bad credit. Borrowers with a bad credit history may have trouble when searching for credit card applications because these offers are limited. Card applications for someone with a bad credit report are not as abundant as offers for people with good or excellent credit. The best credit cards for bad credit offer services that will help you rebuild your credit history and boost your FICO score. For example, benefits may include email or text message reminders of due dates to help you avoid missing a payment. Plus, most credit card issuers enable their customers to manage their accounts online, so you can schedule payments to help you stay on track. These are good features for people who want to rebuild their credit history.

Credit cards come in two types - secured and unsecured. The main advantage of secured cards is that they are easier to qualify for. Secured credit cards require a deposit in order to open an account. The deposit serves as collateral in case you default. The spending limit on your secured card will generally be equal to the amount of your deposit.

Unsecured credit cards require no deposit so they are riskier for lenders. When you apply for an unsecured card, you cant be sure that you will qualify as the ultimate decision is with the issuer. But most banks and credit card companies have credit card offers for those with a bad or limited credit history. When applying for an unsecured card that fits your score, you are less likely to be turned down.

Another option for people with poor credit is prepaid cards. Keep in mind that one of the major differences between secured and prepaid cards is that prepaid cards usually do not report to the consumer reporting agencies. In addition, prepaid cards will only allow you to charge the amount that you deposit with them like secured credit cards. So if you are wondering how to build your credit or improve your credit score, a secured card is a better option than a prepaid card.

When choosing between secured and unsecured cards, you should evaluate your current financial situation and your credit score. If you doubt whether you'll be approved for an unsecured card because of a recent bankruptcy or other credit default, secured cards may be your only option. If your score is low because you have recently started building your credit history but you don`t have any defaults, you may consider unsecured bank offers. It pays to shop around when it comes to getting the best card. Take your time to review the features of the cards designed for bad credit applications. Check their interest rates as well as set-up and annual fees. Choose the best deal and submit your application online.