Best Credit Card Deals

U.S. Bank 1-2-3 REWARDS® Visa® Card Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers. Earn free groceries faster at Kroger, King Soopers, Dillons Smith´s, Fry´s and QFC; 3 points per $1 spent on Kroger family of brand products. 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers). Apply Online!

Discover® Card Discover it® The new Discover it card is out to change the way people think about credit cards. Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.± Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.± Apply Online!

Capital One® Capital One® Classic Platinum Credit Card 0% intro APR on purchases until March 2014. $0 Fraud Liability if your card is lost or stolen. Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection. Apply Online! or (866) 554-0808

Capital One® Capital One® Cash Rewards for Newcomers A card designed to help those new to the U.S. establish credit and earn cash back. Build credit with responsible use -- plus automatic reporting to the three major credit bureaus. Get 2% cash back on travel purchases. Apply Online! or (866) 554-0808

The Longest 0% APR Period for Balance Transfer

Citibank
Citi® Diamond Preferred® Card

• Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.²⁶
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer.

see details

	Bank Name Card Name	Credit History	Intro APR Purch. (Intro Period)	Intro APR Bal.Tr. (Intro Period)	APR %	Annual Fee	Apply Details
	U.S. Bank Harley-Davidson® Visa® Credit Card	Excellent	n/a	n/a	13.99% - 22.99% (Variable)	$0	Apply Online See details
	Capital One® Capital One® Platinum Credit Card	Average / Limited	n/a	n/a	24.9% (V)	$0 intro for first year; $19 after that	Apply Online or Call (866) 554-0808 See details
	Citibank Citi Simplicity® Card	Excellent / Good	0% (18 months)26	0% (18 months)26	12.99% - 21.99% (Variable)	$026	Apply Online See details
	Capital One® Capital One® Cash Rewards	Average / Limited	0% (until March 2014)	n/a	19.8% (V)	$39	Apply Online or Call (866) 554-0808 See details

There are many features that make best offers so favorable. So if you want to find the best credit card you need to compare them.

The first thing you need to pay attention to is the interest rate. For people with good credit standing it is not high because the bank has minimum risks when lending money to such a reliable client.

Another special feature you can use is 0% APR on purchases or balance transfer. Of course, this option is only available for a set amount of time - the introductory period. It can last for up to 12 months. Sometimes you can make extra income by using your plastic to transfer balance from the credit to a savings account. This technique will only work if you have significant credit limit and manage to transfer your balance back by the end of the introductory period.

Most of the credit offers in this section have no annual fee. This feature is also known as free credit. That implies that you do not pay a fee to the bank for managing your credit account.

But the best part about the top credit offers is that they give you amazing rebates. There are four major types of reward cards.

Cash back cards save you a certain percentage of the amount spent. You can actually receive a check from your bank for a few hundred dollars. Gasoline credit cards are great for buying gas or making car-related purchases. You can also use them to buy any other items.

Frequent flyer credit cards give you points or miles for traveling. Sometimes you are restricted to flying with certain airlines but most deals will give you points for simply purchasing a ticket. Hotel credit cards work the same way, rewarding you for your hotel stays.

Sometimes these types are combined. For example, all travel-related expenses such as airline tickets, hotel stays, shopping at certain stores all qualify for the same rewards. This is very convenient because you can manage your travel expenses with one account.

Our specialists have selected top credit offers from all the cards issued by major American banks. So, before you fill out your application you should read all the information provided. Do not forget to scrutinize the terms and conditions of every credit offer.

The best option for balance transfer is More Card from Discover. On top of being fee free and giving 0 % APR during the introductory period it has a wonderful rewards program. You can get a 5% cash back bonus for traveling, restaurants, movies and more.

Blue from American Express is excellent for making everyday purchases. You will have 0% APR on purchases for 15 months! And for every dollar you spend you will get 1 point with no limit on the number of points you can earn.

If you want to save on gas and auto services Discover Open Road Card is for you. Full cash rebate on car-related purchases and 1% on everything else is a pretty good deal for any consumer. Low APR is also a great advantage.

Of course, to qualify for all these wonderful credit deals you need to have good credit standing. Check your credit reports from Equifax, Experian and TransUnion. Remember that a rejection will lower your FICO score.

The last thing to remember before submitting the application is that if you miss your payments the favorable APR will become a disaster and late payment fees will eat up all the cash rebates you have earned.

If you have compared all the offers at our website and ready to apply online you are more than welcome. Get the credit card you deserve!