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CreditCardSpecialist.com, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. CreditCardSpecialist.com does not present or review all available credit or financial offers.

Prepaid credit card deals provide the convenience of secure electronic payments, and help to better control spending. You spend only what you have. Prepaid debit cards give 100% guaranteed approval. No credit check is needed. Apply for your prepaid card today! Even if you have bad credit history or no credit yet.

Brink′s Money Prepaid MasterCard®
  • Trust Brink′s with your money. Securing cash and valuables since 1859.
  • Get paid up to 2 days faster with Direct Deposit.
  • Access your money whenever, wherever you are. Use your mobile phone and online Account Center to check your balance, send money, find reload/ATM locations and much more.
Western Union® NetSpend® Prepaid MasterCard®
  • Get the power of a NetSpend prepaid card with Western Union® worldwide money transfer.
  • Free direct deposit to help you get your paychecks and government payments up to 2 days faster!*
  • Send WU® money transfers to nearly 500,000 agent locations in over 200 countries and territories on your mobile phone or from the comfort of home.
PayPal™ Prepaid MasterCard®
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
  • Use free direct deposit and get your paychecks faster.
  • Get account alerts on your mobile device or download our App to check your balance and see recent transactions.
AccountNow® Gold Visa® Prepaid Card
  • Get Paid up to 2 days Faster with Free Direct Deposit* - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • 100% Approval* - upon Successful ID Verification. No CreditCheck*. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee*. No Minimum Balance. No Risk of Overdraft Fees.
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Card Name
Activation Fee Guaranteed Approval Credit Check Build Credit Apply / Details
AchieveCard Visa® Prepaid Card
AchieveCard Visa® Prepaid Card
See TermsNoNoNo
  • Get paid faster than a paper check.
  • Quick and easy sign up.
  • No minimum balance.
  • Online banking and SMS alerts.
  • Shop online, pay bills, and make everyday purchases.
  • Send paper checks with Online Bill Pay - we print & mail them for free!
  • Exclusive AchieveRewards Loyalty Program.
Apply
Online
Kaiku® Visa® Prepaid Card
Kaiku® Visa® Prepaid Card
$0NoNoNo
  • No fees when you direct deposit $750/mo and use in-network ATMs.
  • Notifications & mobile quicklook to monitor spending and alert you of fraud.
  • Ingo mobile check loading with the Kaiku mobile app.
  • 6 eye-catching colors to reflect your style.
  • Use everywhere Visa debit cards are accepted (Kaiku is Visa clear prepaid designated).
  • No cost to apply and no minimum balance.
Apply
Online
AccountNow® Prepaid Visa® Card
AccountNow® Prepaid Visa® Card
$4.95Yes!NoNo
  • 100% Approval (subject to I.D. Verification).
  • $0 Monthly Fee*.
  • No Minimum Balance.
  • No Credit Check* or ChexSystems check.
  • Free* Direct Deposit and Online Bill Payment.
  • Use it Everywhere Visa Debit Card Accepted.
  • Perfect for Occasional Usage.
  • *See Program Rules.
Apply
Online
READYdebit® Visa Select Sunset Prepaid Card
READYdebit® Visa Select Sunset Prepaid Card
See TermsUpon successful
ID Verification
NoNo
  • Instant Account Number - A Great Card for your Money.
  • Free* Direct Deposit - Paycheck, Benefit Checks, Tax Refund Checks.
  • Easy Online Bill Payment & Mobile Account Access.
  • No Purchase Transaction Fees.
  • No Risk of Overdraft Fees or Balance Minimums.
  • Withdraw Cash at ATMs or Get Cash Back with Purchases.
  • Choose Your Card Color - Blue or Pink.
  • *See Program Rules.
Apply
Online
AccountNow® Prepaid MasterCard®
AccountNow® Prepaid MasterCard®
$4.95Yes!NoNo
  • $0 Monthly Fee.
  • No Credit Check* or ChexSystems check.
  • Instant Account Number.
  • Free* Direct Deposit - Paycheck, Benefit Checks, Tax Refund Checks.
  • Easy 24/7 Online Account Access.
  • Earn Refer-a-Friend Cash Bonus.
  • Use it Everywhere Mastercard Debit Card Accepted.
  • *See Program Rules.
Apply
Online
READYdebit® Visa Select Ocean Prepaid Card
READYdebit® Visa Select Ocean Prepaid Card
See TermsUpon successful
ID Verification
NoNo
  • $0 Monthly Fee*.
  • Free* Direct Deposit.
  • No Credit Check* or ChexSystems Check.
  • No Risk of Overdraft Fees.
  • No Bounced Checks - Ever!
  • Easy Cash Reloading at 50,000 + Retail Locations.
  • Send Checks with Easy Online Bill Pay.
  • *See Program Rules.
Apply
Online
READYdebit® Visa Mint Control Prepaid Card
READYdebit® Visa Mint Control Prepaid Card
$0Yes!NoNo
  • $0 Monthly Fee*.
  • Free* Direct Deposit.
  • No Credit Check* or ChexSystems Check.
  • No Risk of Overdraft Fees.
  • No Bounced Checks - Ever!
  • Easy Cash Reloading at 50,000 + Retail Locations.
  • Send Checks with Easy Online Bill Pay.
  • *See Program Rules.
Apply
Online
READYdebit® Visa Latte Control Prepaid Card
READYdebit® Visa Latte Control Prepaid Card
See
website
Yes!NoNo
  • $0 Monthly Fee*.
  • No Credit Check* or ChexSystems Check.
  • No Risk of Overdraft Fees.
  • No Bounced Checks - Ever!
  • Free* Direct Deposit.
  • Easy Cash Reloading at 50,000 + Retail Locations.
  • Send Checks with Easy Online Bill Pay.
  • *See Program Rules.
Apply
Online
FasterMoney™ Visa® Prepaid Card
FasterMoney™ Visa® Prepaid Card
$0NoNoNo
  • Get paid fast with free* direct deposit.
  • No overdraft fees - spend only what you load.
  • No credit check required (pending ID verification).
  • Get cash from a 24,000 fee-free ATM** network.
  • Issued by MetaBank®, Member FDIC.
  • *Other fees may apply, see website for details.
  • **Fees may apply if out of network.
Apply
Online
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Prepaid debit card deals are a great solution for anyone who wishes to be able to enjoy all benefits of electronic payments and avoid overspending. Prepaid cards allow you to only spend the money you have deposited to your account. There is no balance due, no interest charges, no late or overdraft fees!

Prepaid debit cards are so easy in use! Enjoy acceptance and recognition with your prepaid Visa or MasterCard. Use it anytime anywhere debit Visa and MasterCard cards are accepted. You can shop online or in-store, purchase air tickets, book hotels, rent cars, pay bills and more!

Reloadable debit cards are also a great way to get your pay. Just use free direct deposit, and get your paycheck or benefits on your prepaid card. Or reload your card any other way that is convenient to you.

100% guaranteed approval is indeed a great advantage of prepaid credit cards, but it is far from being the only one! Explore a wide range of diverse built-in features. Among the best prepaid Visa and MasterCard cards you are sure to find whatever it is you need in your card.

If you have bad or no credit, 100% guaranteed approval is definitely a huge asset! You don`t need to worry. There is no credit check, no bank account is required!

If your credit is not that great, compare pre paid cards that provide opportunities for you to build credit.

You can use free direct deposit to receive your paycheck on your card. Sometimes you can even have your fees waived if you use direct deposit.

With free bill pay you can make payments for your utilities, rent, cable, insurance and more. Make your payments on time and have them reported to PRBC, a national credit reporting agency.

Prepaid debit cards are cheaper than credit cards, though there are fees applicable. If you wish to save even more on your card cost, look for low or no fee offers - no activation fee, no purchase transaction fee, no maintenance fee prepaid offers are available.

Choose a prepaid debit Visa or MasterCard that is best for you and apply today! Compare also our best offers for customers with Fair Credit, Bad Credit or No Credit History.

Best Credit Cards:

Low Interest Credit Cards

Credit cards with low APRs on balance transfers and purchases. See also credit cards with zero APRs on purchases and/or balance transfers for certain introductory periods.

Balance Transfer Credit Cards

Transfer your existing outstanding balance to a credit card with lower ongoing APR or 0% intro APR and save your money in interest. Benefit from balance transfer credit cards.

No Annual Fee Credit Cards

Pay no annual fee to use your credit card as there is none. Choose from the credit cards with no annual fee.

Instant Decision Credit Cards

Instant decision credit cards are here for you to get an instant response online in minutes. Compare their features, benefits and rewards and apply online securely.

* The CreditCardSpecialist.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. CreditCardSpecialist.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the CreditCardSpecialist.com website are property of their respective owners.
We do our best to maintain the information accurate at CreditCardSpecialist.com. However, all the credit cards information is subject to change and presented without warranty. See the up to date credit card terms and conditions on the secured credit card application page. Note that CreditCardSpecialist.com may be compensated by credit card issuers when visitors apply for a credit card through the links on this website.
CreditCardSpecialist.com, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. CreditCardSpecialist.com does not present or review all available credit or financial offers.