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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

[07:09:34 AM Wednesday, May 09, 2007]

Credit card deals are things that people love talking about as well as things that people love getting. With all the new credit card deals that come out each month and all of the mail, television and online advertising that a credit card company does to attract new customers, it is no wonder that the topic of discussion at many social gatherings can include credit card deals at some point during the conversation.

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[07:18:01 AM Wednesday, May 09, 2007]

The line between a person with good credit and a person with poor credit is perhaps one of the thinnest ones around, often being crossed with a minor event.


Let’s start with the first case; a person with good credit. They sign up for a credit card deal that they like and start using it in their daily lives. They buy groceries and gas with their credit card as well as all of their other expenses and in doing so are able to track their budget online through the internet courtesy of their credit card company.

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[07:30:51 AM Wednesday, May 09, 2007]

A person’s credit rating, whether they currently have good credit or bad credit, is a conduit towards the rest of their financial life.


And since personal finances are so important in today’s world, their credit rating is really a conduit towards the rest of their life. A person with good credit can get the best credit card deals, all of the favorable attention from credit card company representatives and many other perks.

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[02:31:48 AM Thursday, May 17, 2007]
Everyone wants an instant online approval credit card. Instant approval means that you have excellent credit and the credit card company doesn’t even have to think twice about giving you their best credit card deals because you have shown great financial responsibility. However, the only way you can get a great credit card deal is to have good credit history, but…the only way to get good credit history is to have a good credit card! This is a confusing position to be in but as long as you are a disciplined and patient person you should have no trouble building a solid credit history!
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[02:51:27 AM Thursday, May 24, 2007]
Everyone loves credit card deals that include rewards programs. These rewards programs can include pretty much anything: frequent flier miles, gasoline credit cards, hotel discount credit cards, cash back rebates and even gift certificates to your favorite restaurants!
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[04:04:44 AM Thursday, May 31, 2007]
Getting good credit can be a difficult task for a newly christened credit holder. Those with no credit face a difficult position because they are told they can only get a top credit card deal if they have excellent credit. But…they can only get excellent credit if they have the best credit card deals!
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[01:09:11 AM Wednesday, June 06, 2007]
Credit card rewards programs are one of the hottest things out there right now. Everyone loves being rewarded for merely spending money on their credit cards and credit card companies have no choice to comply because the competition between creditors is pretty stiff. There are a multitude of rewards options including: frequent flier miles, hotel discount credit cards, gasoline credit cards and even cash back rebates!
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[02:07:30 AM Wednesday, June 13, 2007]
Credit card companies are very competitive when it comes to what they offer their card holders. Offering zero percent credit cards used to be enough. These 0% APR credit cards made people happy but now this isn’t enough. Now, credit card companies have to include all kinds of features from 0% balance transfer credit cards to rewards programs in order to keep consumers happy.
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[12:19:49 AM Friday, June 29, 2007]
You might be familiar with the phrase “catch 22”. It is a phrase that refers to two related things, neither of which is possible without the other. The end result is that neither ends up being possible as one is not possible without the other. In terms of finding employment, a catch 22 occurs at the time that experience is cited. A person usually will not get a job unless they have experience, but a person can not get experience without having a job. The end result is that the person can’t get either a job or more experience, as both things require the other.
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[06:02:24 AM Wednesday, July 04, 2007]
Compare credit cards! This is the best advice anyone could give someone who is desperately trying to find the best credit card deals for them! Comparing credit cards gives consumers the most power when it comes to getting the top credit card deals. Choosing a card that fits your personal preferences and lifestyle is crucial and if you get the credit card deal for you, you will have an added sense of convenience.
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Last Immediate

Do you have any cards/ merchant cards that report unsecured credit lines on all 3 of youre credit reports and report timely payments to all 3 credit bureaus?
Preferably 5000-7500-10000
as unsecured credit on all 3 bureaus, obvioulsy after you order or purchas an item and make youre payments timely?
thank you very much
Ben

Answer:

Whether a certain credit card reports to credit bureaus depends on many factors, including the closeness of a bureau to your home. If it's important for you, contact the issuer to find it out before you apply. On our part we can suggest 3 credit cards that use at least two credit bureaus for reporting your payments. All of them are for good-to-excellent credit rating.

Capital One Platinum Prestige is offered for excellent credit applicants only which means you need to have a 750-850 credit score and long-term credit history. There is no annual fee and 0% APR on purchases and balance transfers until October, 2009. It reports your payments to Experian and Equifax credit bureaus.

Blue from American Express® is a high limit, no annual fee credit card that uses Experian and TransUnion credit bureaus to report your payments to. To qualify, you need to have a 660-850 credit score, long-term credit history and high income.

Discover More® Card requires good or excellent credit history to qualify. There is no annual fee and 0% on purchases for 6 months. This card reports to TransUnion and Equifax bureaus.

› View all questions...
[October 24, 2008]
Advantages of Credit Cards

When it comes to making new purchases, the most convenient way is to pay with credit cards. A customer needs to swipe a plastic card and the transaction takes less than half a minute. But convenience is not the only benefit plastics offer. When buying goods and services with plastic money, you take advantage of the powerful financial tool that provides multiple safety benefits to consumers. Learn what benefits your cards can give you and how to make the most of them!

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[October 07, 2008]
History of Credit Cards

Day by day, millions of customers all over the globe take advantage of small cards made of plastic. With these payment tools, they pay for products and services. Whatever you need to pay for - for the ride in taxi or for first-class airline tickets - credit cards will be of great use. Financial needs and wants of modern customers may differ greatly, but they all can be united with a single payment tool.

Plastic money has simplified our lives, but have you ever wondered how it was originated and whose idea it actually was? Read more about the history of credit cards!

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[September 23, 2008]
Credit Dos and Don'ts

Most rules are designed for safety and social order. They help us avoid dangerous situations and what's more importantly, unintended consequences that may arise as the result of our actions. It's also true when it comes to borrowing. The credit industry has also certain dos and don'ts, awards and penalties. When following these rules, you may achieve financial success and stay away from heavy debts. Read more about dos and don'ts of smart credit use and learn how to make the most of your plastic money deals!

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[September 09, 2008]
Credit Rewards Programs

Plastics with rewards are extremely popular these days. According to the recent customer satisfaction study, people carrying rewards cards are more satisfied with the services and programs provided by lenders in comparison with those folks who carry non-rewards plastics.

With a great variety of rewards credit offers in the market, it may be pretty difficult to make the right choice. They all look so great by offering incredible rebates per dollar spent. 0% promotional rates, no annual fee, generous rebates on eligible purchases - it's all well and good, but together with freebies and incentives, you may get restrictions and limitations that may result in little benefit from the card you have chosen. Learn what things to look for and to look out for when choosing the best rewards plastic!

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