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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

[04:47:52 AM Thursday, July 12, 2007]
Have you ever really wanted something? I mean deep down really wanted it; whether it was a car, a house or an expensive piece of merchandise-you wanted it! If you have then you are like most people in the United States or the United Kingdom who wished they could have something…only to find out it is just beyond their reach!
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[03:15:34 AM Thursday, July 19, 2007]
The United States has always been a place where entrepreneurial pursuits have been revered. However, all of these great small businesses that have popped up over time haven’t been that great. Not every business operates with honesty and integrity- a great example of this was the ‘snake oil’ scam in the 1800’s.
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[05:28:12 AM Tuesday, July 31, 2007]
Could you believe that the best ever US based credit card costs you as little as one dollar only? Meanwhile this improbability turns into reality when it comes to involve hackers in cyberspace whose main job is to create and maintain a global network supporting the ever increasing growth of credit card and ID fraud activity.
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[03:05:29 AM Thursday, August 02, 2007]
Have you ever questioned yourself: “How can all those credit card companies afford 0% interest rates, no annual fees and not-so-cheap reward programs?” In 2005, credit card debt in US totaled $800 billion. Credit issuers made a profit of $30 billion. In an effort to democratize financial industry, credit card issuers have been deregulated by the government over the last few years, resulting in elimination of caps on interest rates and fees. Seeing the amount of profit made, it would be appropriate to ask who is paying for that.
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[06:14:36 AM Tuesday, August 07, 2007]
Every day, more and more Americans find themselves owing thousands of dollars to credit card companies. A lot of people tend to forget about their debts which later results in huge financial problems. You may own tens of credit cards, but you will not realize the seriousness and danger of having that many plastic until you start having problems repaying at least one of them.
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[03:35:02 AM Thursday, August 09, 2007]
There are a lot of people who would hate to give out their credit card numbers to shop online. With the number of identity theft cases nowadays, this is something to be expected. The banks and card issuers have been aware of the problem and are always coming up with tools to prevent it. However, for a credit card transaction to be secure, safety actions need to be taken from both sides - the credit card processing company and the merchant.
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[04:25:49 AM Tuesday, August 14, 2007]
The usage of credit cards and their value in Eastern Europe, Africa and Latin America has been discussed for a long time already, stirring excitement among the socio-economic and moral aspects of the lives of peoples living there.
The convenience of going cash-free has reached these remote from the mainstream societies countries and is now melting into their minds, changing their particular mentality. And the mentality is as such – a personal debt is an unforgivable sin, a great shame and should never be tolerated in a society like ours.
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[03:49:16 AM Friday, August 17, 2007]
Everyday new deals appear on the highly competitive credit card market. Recently the well-known network Wal Mart has presented a new credit option for its customers – Wal Mart MoneyCard.
Wal Mart is the most popular network of supercenters, well-known all around the world. There are millions of consumers from many countries shopping in Wal Mart everyday. Wal Mart offers a lot of new options for the customers every season.
This summer Wal Mart offers you its own credit card deal, Moneycard. It is created for those consumers who are not eligible for regular Wal Mart credit cards. You have probably seen their Moneycard advertisement in many places around the city. So let’s try to understand what it really is.
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[07:19:56 AM Tuesday, August 21, 2007]
Once you have agreed to sign a credit card deal, you put yourself at a standing risk of endangering your personal and credit card information and you have to keep a pretty close tab on everything involving using or commuting this information, even if at a legitimate request.
I must admit, though, that until very recently I was rather skeptical as to the omnipotence of credit card fraudsters and phishing as one of their methods. And I have aggressively upheld the principle that a careful credit card holder is fully capable of protecting himself from fraudsters, no matter where he’s being attacked – online or at a common store.
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[04:26:06 AM Thursday, August 23, 2007]
Have you ever wondered what happens to people who fail to repay their credit card debt? Or, better yet, what happens to the institution that has issued the card and is now unable to collect payments. Things aren’t as simple as they may seem. Credit card debt collection is a $66 billion industry in the USA. Moreover, there are 8 million customers who had a chance to experience what it’s like to be targeted by debt collection agencies.
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Last Immediate

Do you have any cards/ merchant cards that report unsecured credit lines on all 3 of youre credit reports and report timely payments to all 3 credit bureaus?
Preferably 5000-7500-10000
as unsecured credit on all 3 bureaus, obvioulsy after you order or purchas an item and make youre payments timely?
thank you very much
Ben

Answer:

Whether a certain credit card reports to credit bureaus depends on many factors, including the closeness of a bureau to your home. If it's important for you, contact the issuer to find it out before you apply. On our part we can suggest 3 credit cards that use at least two credit bureaus for reporting your payments. All of them are for good-to-excellent credit rating.

Capital One Platinum Prestige is offered for excellent credit applicants only which means you need to have a 750-850 credit score and long-term credit history. There is no annual fee and 0% APR on purchases and balance transfers until October, 2009. It reports your payments to Experian and Equifax credit bureaus.

Blue from American Express® is a high limit, no annual fee credit card that uses Experian and TransUnion credit bureaus to report your payments to. To qualify, you need to have a 660-850 credit score, long-term credit history and high income.

Discover More® Card requires good or excellent credit history to qualify. There is no annual fee and 0% on purchases for 6 months. This card reports to TransUnion and Equifax bureaus.

› View all questions...
[October 24, 2008]
Advantages of Credit Cards

When it comes to making new purchases, the most convenient way is to pay with credit cards. A customer needs to swipe a plastic card and the transaction takes less than half a minute. But convenience is not the only benefit plastics offer. When buying goods and services with plastic money, you take advantage of the powerful financial tool that provides multiple safety benefits to consumers. Learn what benefits your cards can give you and how to make the most of them!

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[October 07, 2008]
History of Credit Cards

Day by day, millions of customers all over the globe take advantage of small cards made of plastic. With these payment tools, they pay for products and services. Whatever you need to pay for - for the ride in taxi or for first-class airline tickets - credit cards will be of great use. Financial needs and wants of modern customers may differ greatly, but they all can be united with a single payment tool.

Plastic money has simplified our lives, but have you ever wondered how it was originated and whose idea it actually was? Read more about the history of credit cards!

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[September 23, 2008]
Credit Dos and Don'ts

Most rules are designed for safety and social order. They help us avoid dangerous situations and what's more importantly, unintended consequences that may arise as the result of our actions. It's also true when it comes to borrowing. The credit industry has also certain dos and don'ts, awards and penalties. When following these rules, you may achieve financial success and stay away from heavy debts. Read more about dos and don'ts of smart credit use and learn how to make the most of your plastic money deals!

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[September 09, 2008]
Credit Rewards Programs

Plastics with rewards are extremely popular these days. According to the recent customer satisfaction study, people carrying rewards cards are more satisfied with the services and programs provided by lenders in comparison with those folks who carry non-rewards plastics.

With a great variety of rewards credit offers in the market, it may be pretty difficult to make the right choice. They all look so great by offering incredible rebates per dollar spent. 0% promotional rates, no annual fee, generous rebates on eligible purchases - it's all well and good, but together with freebies and incentives, you may get restrictions and limitations that may result in little benefit from the card you have chosen. Learn what things to look for and to look out for when choosing the best rewards plastic!

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