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Making Credit Card Deals to Fund Your Cruise

2007-10-26

For lots of people with at least some slight financial troubles a cruise is something fantastic and even unattainable. The tight budget deprives you of a chance to escape the fuss of your everyday life and enjoy the serenity of the sea and the purity of the air. It is a fact, but this fact is being step-by-step moved back with a new credit card deal from Capital One and Carnival Cruise Lines company.

Now the idea of becoming a cruiser occurs to you more often as you have heard of this credit card and its particular program assigned to realize your sea dreams.

Capital One bank is valued among customers much for the reason that it offers credit cards for different credit ratings. It means, even if your payment history needs improvement you still can become its customer.

Before the bank, teaming with Carnival Cruise Lines, introduced the new MasterCard, it kept customers mainly with low interest rates and no annual fees deals. But the Carnival MasterCard has something special to give you, apart form all those typical credit cad features.

This something is the "Fun Finance Plan" credit program allowing you to repay your cruise fare in a two year period of regular monthly payments. So, if you afford cash at the moment to finance your cruise, this credit card is a great variant.

Let's see why the Carnival MasterCard benefits are such a big attraction for Capital One and other bank customers. First, this brand new product belongs to the category of rewards credit cards, and second, and perhaps most significant, it carries a much lower APR as compared to other rewards cards.

As you may probably know, frequent flyer credit cards from American Express or cash back cards from Discover or Chase are strikingly expensive in terms of interest rates and fees, so not all customers can afford owing them.

Capital One has won a growing customer base exactly for its low rates and short repayment period. It means you bay a long-waited cruise right now and pay a ridiculously small amount for only 24 months!

Apart from that, you earn Fun Rewards points for every dollar you spend on purchases and you are allowed to redeem them for discounts on your next cruise or even win a free cruise!

Such a boon may seem unbelievable but the fact is - no matter what your credit score is, you have all chances to be approved for this new Capital One credit card offer. If your credit history is good enough, you will be granted a 24-month repayment plan at as low a rate as 9.9 %. If your credit rating is not that favorable and you get denied by most other banks, Capital One will still venture to issue you the card. However, be prepared to pay 19.9 percent APR to compensate for the potential risk the bank will carry.

Not that particularly fee, but it's better than nothing, isn't it? With a poor credit rating you won't find a more enticing offer with Discover or American Express companies.

Carnival Cruise Lines have also made a present for well-off, excellent credit rating customers. Carnival ships casinos have provided rich clients with a new Arriva credit card making casino credit card cash advances more affordable.

Amazed? Just stay in the know of the latest news as credit card rewards programs are never going to play out.

This is a wonderful idea to provide an opportunity to make an unforgettable voyage on a cruise ship. I'll think about accepting this offer.

This is a wonderful idea to provide an opportunity to make an unforgettable voyage on a cruise ship. I\'ll think about accepting this offer.