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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

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Best Credit Card Deals Offer Premium Service

2007-07-27

Best Credit Card Deals Offer Premium Service

You never know what next crazy step a credit card company will undertake to allure more and more customers… They stake on greater convenience of credit card use, stronger protection from ID and credit card fraud, better terms and conditions and incredibly generous rewards.

Big and respectable credit issuing companies have acquired so much assurance in their power and stability that they can easily offer poor and even bad credit history consumers some of their best credit card deals.

But not until it comes to involve the Black Centurion credit card from American Express. Sophisticated credit card holders know about its outstanding and exclusive features and come to holding their breath just at the mere mention of it.

What is so special about this very "posh dosh" Black AmEx Centurion credit card deal? Why does it stand aside from the so prominent and grand credit card offers of the past as the Gold Card of the eighties and the Platinum Card of the nineties? What is this feature of the card that makes it almost impossible for the average credit cardholder with a good-to-excellent credit card rating to qualify?

Let me clear up. If I say that this brand credit card is designed for wealthy customers - prosperous businessmen, fortunate heirs or celebrities - I'll hit the bull's eye. The Black AmEx just screams wealth.

Now, for some people being wealthy is a somewhat conceptual idea and you yourself may be thinking at the moment that your application will pass. Do not hurry though. First, ask yourself "Do I make enough to put at as much as $250 000 on the card?" Can't believe it? But it's true, your spending with the AmEx Black is supposed to reach this very number with the annual fee as high as $2,500. Yes, the credit card's charges go much higher than rates and fees of regular credit cards.

But, you do not pay for nothing. In exchange you are granted the premium service the Black Centurion is so sensational for. You get the present of your own servant man! You didn't hear aright - a 24 hour concierge service is available to you if you are the fortunate holder of the AmEx Black.

The personal concierge who is attached to you as a benefit from the outstanding credit card has your phone number, email address and other personal information to be allowed to carry out financial and other operations at your request. The concierge service is arranged in such a way as to satisfy your every little whim - from sending flowers to relatives or beloved to organizing a worldwide trip.

The Black Card is ranging among the most demanded credit card offers today. It is sough after even in Mexico, Israel and Russia - the countries not commonly associated with a highly developed credit card industry.

It has acquired even greater popularity recently for the increased availability to potential credit card applicants. Not long ago the Centurion card was mainly available by invitation but today it has become possible to apply for it and get (or not get) approved by the bank, just like it goes with regular USA-based credit cards. To be approved for this Premium class credit card you only need to satisfy the strict requirement of the issuer, namely - be ready to fork up and pay the stupendous annual fee of $2,500!

Does it seem to you too much? Even if it does, it has been estimated that there are about 10,000 Black Centurion credit card holders in the world and the number is still growing. It means that more and more people can afford buying luxury cars, like Bentley, expensive furniture, jewelry and even human beings in the face of concierge today!  Doesn't it suggest the necessity of introducing an even more expensive and superb credit card?

Well, time will show but for now the credit card benefit of the personal concierge service remains the best which makes this credit card from American Express the most desired credit card offer world-wide.

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[05:55:46 AM Monday, September 29, 2008]
Judging by the results of a new report, the number of contactless card users grows steadily. More and more customers take advantage of so-called wave cards that enable users to swipe their plastics over the reader and thus speed up the process of making new purchases with a card. The great thing about these plastics is that the transaction takes no more than half a second.
The study shows that over 90% of contactless card users find the process fast and easy. In addition to that, customers are satisfied with the acceptance of these plastics at various merchant locations.
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[06:22:57 AM Thursday, September 18, 2008]
Those people who start building their credit history from scratch know how important a FICO score is. Weird as it may sound, but this three-digit number that can range from 300 to 850 seems to play a great role in our financial lives. You could be a good, excellent or a bad cardholder depending on this very score.
Your FICO score is used by a vast majority of lending institutions to estimate your trustworthiness and their risks. And what's more importantly, interest rates and fees on the loans you apply for will be set on strength of your score rating. No wonder why every credit user tries to build a high score rating. By knowing how your card use affects your score rating, you can establish and maintain good credit and get best rates on offer.
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[06:25:06 AM Monday, September 01, 2008]
It's no secret that a great number of consumers prefer doing shopping on the Internet. The convenience of online shopping is obvious - it saves time and money. And what about security? Can you feel absolutely safe when purchasing products online?
According to the survey, the biggest risk for online shoppers can be so-called phishing sites. By clicking on a link, you may have no idea that this web resource is run by crooks whose goal is to get your personal information. The question is, how to shop online safely? Learn how to protect your identity while shopping online with simple steps!
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[05:15:57 AM Monday, August 18, 2008]
If you are one of those who have to cut down your visits to family and friends due to high gas prices, you will surely like a new credit card issued by Citi. ExxonMobil Platinum MasterCard is a really smart choice for frequent drivers. The strong point of this plastic money deal is a great rebate of 15 cents on purchases at Exxon and Mobil gas stations. If you're searching for the best credit card for gas, the new ExxonMobil Platinum MasterCard could be the right choice! Learn more about this credit offer!
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