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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

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Credit cards that should be avoided at all costs

Monday, June 06, 2011

The credit card industry is extremely dynamic and there are changes that take place almost every other day. Though the CARD Act has brought about some amount of discipline and transparency to this industry, there are a lot more loopholes that need to be covered. Credit card issuers are trying to come up with newer ways and means to make up for lost revenue. As a result, customers who are not well versed with the norms of this industry are at the receiving end. While there are certain credit cards in the market that are worth signing up for, there are a few that should be shunned at all times, even when no other bank is willing to offer a credit card.

The Visa Black Card with a variable APR of 14.99% and annual fee of $495 is one of the worst credit cards in the industry today. The only advantage of this card is the 1% cash back it offers when customers use it to pay for their purchase.

The Business Platinum Credit Card from Wells Fargo is another card that should not be applied for. The terms and conditions governing this card are ambiguous and there is no transparency in the fees and other charges associated with this card. There are no rewards offered for using this card and the interest rate varies from 9.24% to 18.24%.

The First Premier Bank Credit Card also does not offer anything significant to customers. Customers have to pay an amount of $95 to avail a credit limit of $300. The card carries an annual fee of $75 and carries an interest rate of 49.9%.

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[December 05, 2011]

In a time when banks have begun charging monthly debit fees, baby boomers may be able to find discounts based on their age and experience. Our research reveals some of the best checking accounts for consumers over 50 - and the best part is that they`re free!

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[October 12, 2011]

All data shows that the woman entrepreneur is on the rise.This could be because women tend to work well in groups and are great multi-taskers and communicators. In addition to that, women are also making riskier decisions when it comes to financing their businesses, according to a recent survey by PNC Financial Services. These decisions may have an impact on the longevity of these female-run businesses.

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[September 07, 2011]

With the economic upheaval, obtaining a credit card seems a distant dream, especially if you fail to qualify for any credit card application. Nonetheless, turning into an authorized user, i.e. attaching yourself with a good-quality credit customer`s account and the consent to use it, would boost your credit scores swiftly, and jump start your credit history.

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