0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report).
24/7 access to a U.S. - based Account Manager within 60 seconds.
$0 Fraud Liability plus mobile and email fraud alert options.
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
±Click apply to view rates, fees, rewards, limitations and other important information.
Unlimited cash rewards that never expire.
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
Flexible redemption options - Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash.
Credit Card Rates
Introductory APR:
0%
Introductory Period:
15 months
Ongoing APR:
10.99% - 20.99%± Variable
Default APR:
Up to 25.99%21
Minimum Grace Period:
25 days
Minimum Finance Charge:
$0.50
Introductory APR:
0%
Introductory Period:
15 months
Ongoing APR:
10.99% - 20.99%± Variable
Default APR:
Up to 25.99%21
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.99%
Default APR:
see site
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Credit Card Transaction Fees
Minimum:
n/a
Fee Rate:
3%±
Maximum:
n/a
Minimum:
$10
Fee Rate:
5%
Maximum:
n/a
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Credit Card Other Fees
Setup Fee:
$0
Annual Fee:
$0
Late Payment Fee:
Up to $35
± Click apply to view rates, fees, rewards, limitations and other important information. 21 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 12.74% and up to 22.74%.
21 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 12.74% and up to 22.74%.