Credit Card Deals with Excellent Credit
Do you know what the word "excellent" means? Well, the answer appears to be quite easy. It means the best of something you have. But is it the same about credit cards? Our site offers a wide assortment of the so-called best "plastic" and the helping online tools allow you to learn why they are ranked as excellent. Pay attention to such features as fees, rates and rewards and the appreciation is sure to come.
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The Longest 0% APR Period for Balance Transfer
Citi® Diamond Preferred® Card
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
Credit cards are omnipresent nowadays, occupying almost every sphere of life. You need them when you want to rent a car or purchase a home of your own. Your plastic is a good help when you think of saving up for your child's college or when you are in urgent need of medical care. Going cashless is another reason for credit cards addiction which adds to the buying craze at credit companies. Everyone desires to make an excellent credit card deal that ensures the realization of one's financial dreams but far not all qualify.
So, what do you need to be approved for 0% APR and no annual fee offer? What makes you right for Platinum card from American Express? What provides for the best credit service and striking perks for keeping you the company's client? It is your long term and excellent credit history. It is your spotless payment reputation and enviable financial status. A high and stable income and a respectable job are also important for the creditor to grant you an excellent credit card. Are you impressed and eager to apply? Learn about what we have.
Excellent credit cards are issued by most big companies and banks on special terms and conditions for customers with more than good credit. Traditionally, you can find these products with American Express and Discover credit card companies. If you have set your mind on making a deal with any of them, you should be confident in the propriety of your credit rating and apply for sure. What do we mean? As a matter of fact, if you happen to be denied, it will affect your credit file and you will find it much harder to be approved for good credit in the future.
So, if you have just discovered a credit card perfectly fitting your needs and spending style, make sure you are a perfect fit for its requirements first. To be sure you are the right applicant, ask yourself the following questions: Is my payment history longer than five years? Have I always made credit card, medical bill or loan payment on time and in full? Have I kept myself from making any small debt and from declaring myself a bankrupt? If your answer is "Yes", feel free to venture making a credit card deal for excellent payment history.
Best rates and fees are usually offered by Blue from American Express and More Card from Discover. One of the best features of these products is that they are ranked as unsecured plastics. What does it mean? The company regards you as a good risk and trusts you high credit limits which you do not have to secure by your own money in a savings account. Most unsecured cards from Visa and MasterCard report to all credit bureaus which is favorable for your credit scores but you have to be accurate with monthly payments.
Carrying one of these cards or all of them in your pocket, you not only have the convenience of making fast payments without ruffle but you can also save on your purchases! The 5% cash back bonus and 0% APR on purchases get things working for you. The more times you pull out your plastic at the nearest store, gas station or hotel, the more money is returned as cash back! Unbelievable? Check it out at CreditCardSpecialist.com and apply for the most suitable credit card!
Credit Cards for Other Credit Histories:
Your Credit score is between 660 — 749 which means you pay late but quite rarely and have low debt. Consider credit card offers specifically designed for applicants with good credit and apply online.
Your Credit score is between 620 — 659 which means you pay late from time to time or have high debt. Consider credit card offers specifically designed for applicants with fair credit and apply online.
Your Credit score is between 350 — 619 which means you have missed payments or have high debt, or both. Consider card offers specifically designed for applicants with bad credit and apply online.
Your Credit score is 0 which means you haven't had an account reported to your credit history. Consider card offers specifically designed for applicants with limited or no credit and apply online.
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26 See the Citi card terms and conditions online.