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Credit Card Deals with Excellent Credit

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Do you know what the word "excellent" means? Well, the answer appears to be quite easy. It means the best of something you have. But is it the same about credit cards? Our site offers a wide assortment of the so-called best "plastic" and the helping online tools allow you to learn why they are ranked as excellent. Pay attention to such features as fees, rates and rewards and the appreciation is sure to come.

These Credit Offers are Only for People with Excellent or Good Credit History.

Have Bad or No Credit History? Click Here! Fair Credit? Click Here!

Discover® Card
Discover it®
Discover it®
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.±
U.S. Bank Visa® Platinum Card
  • 0% Intro APR15 on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99% - 23.99%.
  • No annual fee15.
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum.
1-2-3 REWARDS® Visa® Card
  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers.
  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith´s, Fry´s and QFC; 3 points per $1 spent on Kroger family of brand products.
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers).
Capital One® Platinum Prestige Credit Card
  • 0% intro APR until September 2014 on balance transfers.
  • 0% intro APR until September 2014 on purchases.
  • No annual fee.
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The Longest 0% APR Period for Balance Transfer

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.

see details

Bank Name
Card Name
Intro APR
PURCH.
Intro Period
PURCH.
Intro
APR
BAL.TR.
Intro
Period
BAL.TR.
APR % Annual Fee Apply
Details
Harley-Davidson® Visa® Credit Card
U.S. Bank
Harley-Davidson® Visa® Credit Card
n/a n/a n/a n/a 13.99% -
22.99% (Variable)
$0 Apply
Online
Citi Simplicity® Card
Citibank
Citi Simplicity® Card
0%26 18 months26 0%26 18 months26 12.99% -
21.99% (Variable)
$026 Apply
Online
Ace Rewards® Visa Card
U.S. Bank
Ace Rewards® Visa Card
n/a n/a n/a n/a 13.99% -
22.99% (Variable)
$0 Apply
Online
Barclaycard® Rewards MasterCard® - Excellent Credit
Barclays Bank Delaware
Barclaycard® Rewards MasterCard® - Excellent Credit
0% 12 billing
cycles
0% 12 billing
cycles
14.99% -
24.99% (Variable)
$0 Apply
Online
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Credit cards are omnipresent nowadays, occupying almost every sphere of life. You need them when you want to rent a car or purchase a home of your own. Your plastic is a good help when you think of saving up for your child's college or when you are in urgent need of medical care. Going cashless is another reason for credit cards addiction which adds to the buying craze at credit companies. Everyone desires to make an excellent credit card deal that ensures the realization of one's financial dreams but far not all qualify.

So, what do you need to be approved for 0% APR and no annual fee offer? What makes you right for Platinum card from American Express? What provides for the best credit service and striking perks for keeping you the company's client? It is your long term and excellent credit history. It is your spotless payment reputation and enviable financial status. A high and stable income and a respectable job are also important for the creditor to grant you an excellent credit card. Are you impressed and eager to apply? Learn about what we have.

Excellent credit cards are issued by most big companies and banks on special terms and conditions for customers with more than good credit. Traditionally, you can find these products with American Express and Discover credit card companies. If you have set your mind on making a deal with any of them, you should be confident in the propriety of your credit rating and apply for sure. What do we mean? As a matter of fact, if you happen to be denied, it will affect your credit file and you will find it much harder to be approved for good credit in the future.

So, if you have just discovered a credit card perfectly fitting your needs and spending style, make sure you are a perfect fit for its requirements first. To be sure you are the right applicant, ask yourself the following questions: Is my payment history longer than five years? Have I always made credit card, medical bill or loan payment on time and in full? Have I kept myself from making any small debt and from declaring myself a bankrupt? If your answer is "Yes", feel free to venture making a credit card deal for excellent payment history.

Best rates and fees are usually offered by Blue from American Express and More Card from Discover. One of the best features of these products is that they are ranked as unsecured plastics. What does it mean? The company regards you as a good risk and trusts you high credit limits which you do not have to secure by your own money in a savings account. Most unsecured cards from Visa and MasterCard report to all credit bureaus which is favorable for your credit scores but you have to be accurate with monthly payments.

Carrying one of these cards or all of them in your pocket, you not only have the convenience of making fast payments without ruffle but you can also save on your purchases! The 5% cash back bonus and 0% APR on purchases get things working for you. The more times you pull out your plastic at the nearest store, gas station or hotel, the more money is returned as cash back! Unbelievable? Check it out at CreditCardSpecialist.com and apply for the most suitable credit card!

Credit Cards for Other Credit Histories:

Cards for Good Credit

Your Credit score is between 660 — 749 which means you pay late but quite rarely and have low debt. Consider credit card offers specifically designed for applicants with good credit and apply online.

Cards for Fair Credit

Your Credit score is between 620 — 659 which means you pay late from time to time or have high debt. Consider credit card offers specifically designed for applicants with fair credit and apply online.

Cards for Bad Credit

Your Credit score is between 350 — 619 which means you have missed payments or have high debt, or both. Consider card offers specifically designed for applicants with bad credit and apply online.

Cards for Limited / No Credit

Your Credit score is 0 which means you haven't had an account reported to your credit history. Consider card offers specifically designed for applicants with limited or no credit and apply online.

± Click apply for Terms & Conditions.
15 See Card Terms and Conditions.
26 See the Citi card terms and conditions online.