Credit Cards
recommended by
our experts

Get Cards

Credit Card Deals For Fair Credit

Selected cards:

More and more banks and credit card issuers are offering credit cards specifically for people with fair credit. According to the FICO scoring system, a fair credit score can range between 620 and 659**. Also known as average credit, fair credit makes you eligible for more advantageous card deals than people with limited or no credit. You should look through the best credit card offers for people with fair credit below. Compare the cards side by side and decide which card is right for you, and then apply for it online.

Capital One® Platinum Credit Card
  • $0 intro annual fee for the first year; $19 after that.
  • Image Card - personalize your card with an image of your choice.
  • $0 Fraud Liability if your card is lost or stolen.
Capital One® Cash Rewards for Newcomers
  • A card designed to help those new to the U.S. establish credit and earn cash back.
  • Build credit with responsible use -- plus automatic reporting to the three major credit bureaus.
  • Get 2% cash back on travel purchases.
First PREMIER® Bank
MasterCard® Credit Card
MasterCard® Credit Card
  • Checking Account Required.
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
  • Reports to the major Consumer Reporting Agencies.
Capital One® Classic Platinum Credit Card
  • 0% intro APR on purchases until March 2014.
  • $0 Fraud Liability if your card is lost or stolen.
  • Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection.
Select the cards you like best and compare them
Selected cards:
Bank Name
Card Name
Intro APR Purch.
(Intro Period)
APR % Annual Fee Balance Transfers Fee Apply / Details
Classic Credit Card
First PREMIER® Bank
Classic Credit Card
n/a See website* See website* See website*
  • Have a checking account? Apply today!
  • A credit card offer for those with less than perfect credit!
  • Apply for a credit card today - Get a response today!
  • Reports your credit history to the major Consumer Reporting Agencies.
  • This is a credit card - not a debit or prepaid card.
  • You may be able to reestablish your credit history by making timely minimum payments with all creditors and keeping your account balances below the credit limits.
Apply
Online
Credit Card
First PREMIER® Bank
Credit Card
n/a See website* See website* See website*
  • Checking account required.
  • If you have less-than-perfect credit, we may approve you when others won´t.
  • We provide responses in 60 seconds or less.
  • Monthly reporting to the major Consumer Reporting Agencies.
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit).
  • No security deposit required.
  • Access your credit account by phone 24/7 all year round.
Apply
Online
Capital One® Card Finder Tool
Capital One®
Capital One® Card Finder Tool
See terms Various Rates See terms See terms
  • Click "APPLY HERE" to find card offers.
  • See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more.
  • Find the right card without affecting your credit score.
  • Get your results in less than a minute.
  • 24/7 account access.
  • $0 Fraud Liability if your card is lost or stolen.
  • Personalize your card with an image of your choice.
Apply
Online
Barclaycard® Rewards MasterCard® - No Balance Transfer Fee
Barclays Bank Delaware
Barclaycard® Rewards MasterCard® - No Balance Transfer Fee
n/a 24.99% (Variable) $0 $0
  • 2X points per $1 spent on gas, groceries and utilities.
  • No balance transfer fee.
  • Redeem for flights, shopping, dining and more.
  • Use your points like cash to pay for any purchase you´ve made.
  • No annual fee.
  • No blackout dates.
  • No cash back limits.
Apply
Online
Gold Credit Card
First PREMIER® Bank
Gold Credit Card
n/a See website* See website* See website*
  • Must have checking account to qualify.
  • A Gold credit card offer for those with less than perfect credit.
  • Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history.
  • Reports your credit history to the major Consumer Reporting Agencies.
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
Apply
Online
Select the cards you like best and compare them
Selected cards:
Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Prepaid Debit Cards for Any Credit History:

Bank Name
Card Name
Activation Fee Guaranteed Approval Credit Check Build Credit Apply / Details
Prepaid Visa® Pink Diamond RushCard
The Bancorp Bank
Prepaid Visa® Pink Diamond RushCard
$9.95 No! No No
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Choose from multiple fee plan options, and switch for free.
  • Earn fee rebates for maintaining balance in RushGoals program.
  • Transfer money to another RushCard member for just $0.99.
  • Free 24/7 customer service.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
Apply
Online
Western Union® MoneyWise™ Prepaid MasterCard®
MetaBank
Western Union® MoneyWise™ Prepaid MasterCard®
$0 No! No No
  • No Checking Account or Credit Check Required.
  • Payroll and Government Benefit Direct Deposit - Get a $10 Bonus!81
  • Reloadable.81
  • Protected by MasterCard´s Zero Liability Policy.81
Apply
Online
Prepaid Visa® Purple Diamond RushCard
The Bancorp Bank
Prepaid Visa® Purple Diamond RushCard
$9.95 No! No No
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Safer than carrying cash, use everywhere Visa debit cards are accepted.
  • Choose from multiple fee plan options, and switch for free.
  • Conveniently send money to family and friends with card to card transfers.
  • Free 24/7 customer service.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
Apply
Online
Select the cards you like best and compare them
Selected cards:

The following information is brought to you by CreditCardSpecialist.com. First PREMIER® Bank is not affiliated with CreditCardSpecialist.com and does not endorse, nor guarantee, nor is responsible for this information.

Generally people with fair credit need to build their credit score to be eligible for better offers. Credit cards for those with fair credit generally have better terms than credit cards for people with limited credit history or bad credit. There are not as many options for those with fair credit available on the market compared to credit cards for those with good or excellent credit. If you have fair credit and are looking for the most attractive credit card options, the cards on this page are right for you. These cards are issued by the leading U.S. banks and credit card companies.

The cards offered above are issued for legal U.S. residents with fair credit. It is wise to use these credit cards to build your credit, since most do report to the major Consumer Reporting Agencies. Responsible cardholders who make on-time payments with these cards, can upgrade once better credit is established. Take a look at the offers, including features and credit terms, and make the choice that is right for you. Consider those branded by Visa® or MasterCard® credit cards. Keep an eye out for charges like processing fees and high interest rates as these can sometimes come with credit cards for people with fair credit. Terms and conditions may vary, but sometimes it is worth paying an annual fee for a lower interest rate, or paying a higher interest rate if that is all you are eligible for with the intention of improving your overall credit score on your personal credit report so you will have more selections in the future. Applying online for a credit card is easy. Fill out some basic information and submit the online application form.

Credit Cards for Other Credit Histories:

Cards for Excellent Credit

Your Credit score is above 750 which means you make payments on time and have low debt. Consider credit card offers specifically designed for applicants with excellent credit and apply online.

Cards for Good Credit

Your Credit score is between 660 — 749 which means you pay late but quite rarely and have low debt. Consider credit card offers specifically designed for applicants with good credit and apply online.

Cards for Bad Credit

Your Credit score is between 350 — 619 which means you have missed payments or have high debt, or both. Consider card offers specifically designed for applicants with bad credit and apply online.

Cards for Limited / No Credit

Your Credit score is 0 which means you haven't had an account reported to your credit history. Consider card offers specifically designed for applicants with limited or no credit and apply online.

** FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit product.
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms & conditions on the credit card issuer´s website.
81 See Site for Details.