Credit Card Deals for Fair Credit

According to the FICO scoring system, a fair credit score can range between 640 and 699. Also known as average credit, fair credit makes you eligible for more advantageous card deals than people with limited or no credit. Look through the best credit card offers for people with fair credit below. Compare the cards side by side and decide which card is right for you, and then apply online.

Recommended by our experts

Milestone® MasterCard® with Free Choice of Card Image

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Credit Suggested: Fair / Good
- Intro APR Purch. (Intro Period) N/A
- Intro APR Bal. Tr. (Intro Period) N/A
- Regular APR 23.9%
- Annual Fee $35 - $99*
- Application Processing Fee See Terms
Card Features
- Applying is quick and easy with our fast decision process
- Less than perfect credit is okay
- 24/7 access to your account information, even on mobile
- Card designs to fit your personality at no extra charge
- Account history is reported to the three major credit bureaus in the U.S.
- *Dependent on credit worthiness
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WebBank/Fingerhut Credit Account

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Credit Suggested: Bad
- Intro APR Purch. (Intro Period) n/a
- Intro APR Bal. Tr. (Intro Period) n/a
- Regular APR See Terms
- Annual Fee $0
- Application Processing Fee See Terms
Card Features
- No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
- No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
- Instant Response (Delays may occur depending on application data provided).
- Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
- Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
- Choose From Over 450,000 items.
- Shop Great Brands at Fingerhut.com.
- Get the Credit You Deserve.
- We just love saying "YES!"
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First Access Visa

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Credit Suggested: Fair/Bad
- Intro APR Purch. (Intro Period) N/A
- Intro APR Bal. Tr. (Intro Period) N/A
- Regular APR See Terms*
- Annual Fee See Terms*
- Application Processing Fee See Terms*
Card Features
- Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- You may be eligible for a Credit Line Increase after six months
- Easy and secure online application
- If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Issued by Mid America Bank & Trust Company, Member: FDIC
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Total Visa Card

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Credit Suggested: Bad/Fair
- Intro APR Purch. (Intro Period) N/A
- Intro APR Bal. Tr. (Intro Period) N/A
- Regular APR See Terms*
- Annual Fee See Terms*
- Application Processing Fee See Terms*
Card Features
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine VISA card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If approved, simply pay a Processing Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
- Select your favorite card design from our gallery, for free!
- No-Fee credit line increase opportunities!
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Credit One Bank® Platinum Visa® for Building Credit

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Credit Suggested: Fair
- Intro APR Purch. (Intro Period) N/A
- Intro APR Bal. Tr. (Intro Period) N/A
- Regular APR 16.99% - 24.99% Variable
- Annual Fee $0 - $99
- Application Processing Fee See terms
Card Features
- See if you Pre-Qualify without harming your credit score.
- This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
- All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Credit One Bank® Unsecured Visa® - No Deposit Required

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Credit Suggested: Fair
- Intro APR Purch. (Intro Period) N/A
- Intro APR Bal. Tr. (Intro Period) N/A
- Regular APR 16.99% - 24.99% Variable
- Annual Fee $0 - $99
- Application Processing Fee See terms
Card Features
- This unsecured card requires no deposit and can help build your credit
- Receive opportunities for credit line increases, a fee may apply
- See if you Pre-Qualify in less than 60 seconds
- Receive 1% cash back on eligible purchases, terms apply
- Choose your monthly payment due date for added convenience, terms apply
- Monitor your credit with free online access to your credit score
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Milestone Gold MasterCard®

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Credit Suggested: Fair / Good
- Intro APR Purch. (Intro Period) N/A
- Intro APR Bal. Tr. (Intro Period) N/A
- Regular APR 23.9%
- Annual Fee $35 - $99*
- Application Processing Fee See Terms
Card Features
- Our application is quick and easy with instant pre-qualification available
- All credit histories considered
- Access your account online or from your mobile device 24/7
- Choice of card image at no extra charge
- Account history is reported to the three major credit bureaus in the U.S.
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Credit One Bank® Platinum Credit Card with Rewards

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Credit Suggested: Fair
- Intro APR Purch. (Intro Period) N/A
- Intro APR Bal. Tr. (Intro Period) N/A
- Regular APR 16.99% - 24.99% Variable
- Annual Fee $0 - $99
- Application Processing Fee See terms
Card Features
- Find out if you Pre-Qualify without affecting your credit score
- This unsecured card provides opportunities to raise your credit score
- Receive opportunities for credit line increases, a fee may apply
- Monitor your credit with free online access to your credit score
- 1% cash back on eligible purchases, terms apply
- Zero fraud liability protects you from unauthorized charges
- Email or text alerts to remind you when your payment is due
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Credit Cards for Fair Credit

People with fair credit still need to build their credit score to be eligible for better offers. Credit cards for those with fair credit do have better terms than credit cards for people with limited credit history or bad credit.

The cards offered above are for people with fair credit and can be used to build your credit, since most do report to the major Consumer Reporting Agencies. Take a look at the offers, including features and credit terms.Keep an eye out for charges like processing fees and high interest rates as well.

However, terms and conditions may vary and sometimes it is worth paying an annual fee for a lower interest rate, or paying a higher interest rate if it helps you to reach your goal. Applying online for a credit card is easy. Fill out some basic information and submit an online application form.

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At my local bank there was an advertisement that if one enrolls in Alaska airline credit card and spends $1000 in the first 3 months then a travel companion could fly free. Is this still in effect? Does it apply to international trips and 1st class? Does the flight need to be Alaska airlines/ Virgin airlines?

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