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First PREMIER® Bank Credit Card Alternatives

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CreditCardSpecialist.com, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. CreditCardSpecialist.com does not present or review all available credit or financial offers.

First PREMIER® Bank is one of the top 20 issuers of MasterCard® credit cards in the United States. The bank offers a variety of credit cards for people who don't have the best credit history. The credit cards below are good alternatives to First PREMIER credit cards which aimed at folks with fair, bad and poor credit. Review and compare these credit cards to find the best fit for your needs.

Best First PREMIER® Bank Credit Card Alternatives
FOR FAIR CREDIT

Applying is quick and easy with our fast decision process

Less than perfect credit is okay

24/7 access to your account information, even on mobile

FOR LIMITED/NO CREDIT
Horizon Gold Credit Card

Must have Active Debit Card or Credit Card to qualify.

$500 Credit Limit.

No Credit Check.

Other Alternatives to First PREMIER® Bank Credit Cards:

Card Name Credit History Intro APR Purch. (Intro Period) APR % Annual Fee Rewards Apply / Details
Bad
n/aSee Terms$0n/a
Fair
N/A16.99% - 24.99% Variable$0 - $99Cash Back
Fair
N/A16.99% - 24.99% Variable$0 - $99Cash Back
Fair / Good
N/A23.9%$35 - $99*n/a
Fair
N/A16.99% - 24.99% Variable$0 - $99Cash Back
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Your Alternative to First PREMIER Cards

First PREMIER Bank is a well known issuer of credit cards for people with poor credit history. But this bank is not the only issuer of bad credit credit cards. If you look around, you will see many others who offer credit cards for people with bad credit on different terms. And if you look closer, you will see that these offers can come with better terms. Fees and interest rates can be significantly lower; as you might noticed, the First PREMIER is not sparing when it comes to interest rates and various fees.

Bad Credit is Not the Dead End

People with bad credit may think they will never be able to get a credit card again. So, being in despair, they turn to credit cards which come with high fees and interest rates but promise instant approval without credit check. Indeed, sometimes such cards are the only way out but only because those people didn’t consider all bad credit offers available. Those people usually ignore secured credit cards because they come with down payment. But sometimes it is worth paying this one-time down payment and then having a credit card with low fees and rates, than pay enormous fees every year, if not every month.

Bankruptcy is Not an Obstacle

That's true. There are credit card issuers who can approve you even if you have undischarged bankruptcy. You may not get the card you want but it will still help you to move your bad credit to the heights of fair and even good credit. Of course you will need to manage your credit account responsibly to see some improvement. Checking credit reports is also important when you are trying to boost your credit score. When you review your credit reports you will be able to see how this or that financial decision affected your credit score. Knowing what is good for your credit score will help you move further. Here we offer you some credit cards to compare and to choose from. Don't to be shy to examine them carefully and thoroughly, we don’t want you to pick a card which won’t work for you.
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FAQ

At my local bank there was an advertisement that if one enrolls in Alaska airline credit card and spends $1000 in the first 3 months then a travel companion could fly free. Is this still in effect? Does it apply to international trips and 1st class? Does the flight need to be Alaska airlines/ Virgin airlines?

Answer:
Currently, the Alaska Airlines credit card has the following offer: “Annual companion fare from $121 ($99, plus taxes and fees from $22) ...

I once had the US Airways credit card, then the airlines merged with American Airlines and my card transitioned into the AAdvantage MasterCard with a higher annual fee and without companion pass. I use the card one year and then closed it because I don t fly with American Airline often. Now I am looking for a credit card without an annual fee. What are my options?

Answer:
You may like one of the regular travel rewards credit cards offered by major banks. Travel rewards credit cards allow earning miles on all ...

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CreditCardSpecialist.com, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. CreditCardSpecialist.com does not present or review all available credit or financial offers.
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