Best First PREMIER® Bank Credit Card Alternatives
FOR FAIR CREDIT
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Initial Credit Limit of $500.00!* (subject to available credit).
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Your Alternative to First PREMIER CardsFirst PREMIER Bank is a well known issuer of credit cards for people with poor credit history. But this bank is not the only issuer of bad credit credit cards. If you look around, you will see many others who offer credit cards for people with bad credit on different terms. And if you look closer, you will see that these offers can come with better terms. Fees and interest rates can be significantly lower; as you might noticed, the First PREMIER is not sparing when it comes to interest rates and various fees.
Bad Credit is Not the Dead EndPeople with bad credit may think they will never be able to get a credit card again. So, being in despair, they turn to credit cards which come with high fees and interest rates but promise instant approval without credit check. Indeed, sometimes such cards are the only way out but only because those people didn’t consider all bad credit offers available. Those people usually ignore secured credit cards because they come with down payment. But sometimes it is worth paying this one-time down payment and then having a credit card with low fees and rates, than pay enormous fees every year, if not every month.
Bankruptcy is Not an ObstacleThat's true. There are credit card issuers who can approve you even if you have undischarged bankruptcy. You may not get the card you want but it will still help you to move your bad credit to the heights of fair and even good credit. Of course you will need to manage your credit account responsibly to see some improvement. Checking credit reports is also important when you are trying to boost your credit score. When you review your credit reports you will be able to see how this or that financial decision affected your credit score. Knowing what is good for your credit score will help you move further. Here we offer you some credit cards to compare and to choose from. Don't to be shy to examine them carefully and thoroughly, we don’t want you to pick a card which won’t work for you.
At my local bank there was an advertisement that if one enrolls in Alaska airline credit card and spends $1000 in the first 3 months then a travel companion could fly free. Is this still in effect? Does it apply to international trips and 1st class? Does the flight need to be Alaska airlines/ Virgin airlines?Answer:
Currently, the Alaska Airlines credit card has the following offer: “Annual companion fare from $121 ($99, plus taxes and fees from $22) ...
I once had the US Airways credit card, then the airlines merged with American Airlines and my card transitioned into the AAdvantage MasterCard with a higher annual fee and without companion pass. I use the card one year and then closed it because I don t fly with American Airline often. Now I am looking for a credit card without an annual fee. What are my options?Answer:
You may like one of the regular travel rewards credit cards offered by major banks. Travel rewards credit cards allow earning miles on all ...