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Get rewarded for good behavior with credit cards

Sunday, May 08, 2011

Having a credit card is not just handy enough because it offers flexibility. These are the best tools available to craft a good credit history or rework on a bad one. Though credit card lenders and the media constantly warn customers about using their cards wisely, only a few of them pay heed to it. In order to encourage customers who use cards wisely to remain that way forever, a few card lenders actually rewards them with various offers and incentives. Here is a quick look into some cards worth applying for if you can use credit cards wisely.

One of the interesting cards in the market today is the Citi Forward card that truly understands how to pamper its customers. This card does not have any annual fee and offers 8500 ThankYou points when card holders sign up for e-bills and use up to $250 on their cards. With zero interest APR on balance transfer for the first 12 months and purchases for six months, this card among the best ones today.

The Motiva credit card from Discover is another card that encourages good behavior. This card waives off the interest charges for one month if the card holder pays his dues on time without any defaults for six months consecutively. This lender also plans to offer a small bonus to customers who pay their minimum dues on time. In addition to this, from May 1, 2011, the company also plans to reduce the monthly charges by 5 percent if the customer continues to pay off their dues on time.