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Displaying 130 to 140 (of 185 questions)    Page:   14 of 19
 
Answer I need the phone number for legacy visa
Answer:
As a matter of fact, we can’t provide you with phone numbers of credit card companies or banks, presented at our site. Our work is only to collect the latest and detailed information about the best credit card deals from the major credit companies. Besides, we also help the clients contrast the options of various credit cards to choose the appropriate credit card application. But we are not provided by contacts of banks and companies, which you can find at our site. You may get the number in the following way. Use the search engine and find the official site of the bank to see the number there. Or click the link by any credit card by your bank presented at our site, to be redirected to the official site of this bank.
Answer I am requesting for your company not to go to my account anymore. I can not afford this card, the next withdrawal is scheduled for Jan 7, 2007. If you need anymore information please contact me at (773) 928-****. Thank you
Answer:
The thing is that we have nothing to do with any operation performed with your money. Our site’s aim is to provide the customers with the latest and constantly updating information about credit card offers from the leading banks and credit card companies. We also help the clients choose the right credit card applications according to their credit histories. We have no access to your personal information or bank account, therefore we can’t check it or make any withdrawals from it. Neither can we cancel the card which you can’t afford. We can only advise you to contact your bank and explain the situation to them.
Answer can I get more money on my card now? I've beem paying more than required and I would like ab increae asap
Answer:
In fact, we only collect the best credit card deals at our site and help the customers to choose the right card and build a good credit history. We are not a banking institution, not the issuer of your card and have no access to your personal information or bank account. So we don’t have the right to perform any kinds of operations (transfer, withdraw etc) with your money. Neither can we fix the rate of your payments, increase the limit.
All we can recommend you is contacting the bank or company – the issuer of your credit card to clear up the situation.
Answer With a credit score of 685, what interst bracket with credit card companys does that put me in? Thanks.
Reason for asking, I feel as though I am getting charged high interest rates.
Answer:
According to your credit score, you have good credit history which gives you extensive opportunities in choosing credit cards. You can choose credit cards by rewards, by low APR or by purposes, and the most advantageous credit card deals are for you to select from.
If you look through good credit card deals at our site, you can see that most of them have no annual fee, 0% intro APR, no higher than 15% APR for the life of the balance. PLus, they provide an array of rewards and amenities, depending on the purpose. If you are not satisfied with your credit card now, you can ask the bank to lower the interest rate or extend the credit limit. If the bank refuses to do it, you can convince them saying you will change the bank or just choose another credit card at our site.

Best,
Manager of Immediate Credit Card Care Service
Answer I have checked my FICO credit score from the three major credit reporting agencies. Though my credit reports look accurate, my scores vary by as much as 100 points. Do credit card companies take the average of all three scores? I want to start applying for credit cards again, at what score should I even consider doing so? Thanks!
Answer:
Each bank has its own way to check the people's credit scores. They may and may not inform you about what credit bureau they use to receive your credit reports. It may be one credit reporting agency or several of them, they can consider one credit score or the average of several of them. If you want your scores to be equal, you should spare time and check all the missing or odd information in your reports, and ask the bureaus to add what is missing and remove what is wrong.
There are credit card deals for any credit history you can have, and you can determine what is your credit history knowing what score corresponds to what credit history:

Excellent Credit - 750-850
Good Credit - 660-749
Fair Credit - 620-659
Poor Credit - 350-619
No Credit - 0-0
So, you can choose a card according to the score you have, looking through credit card deals in the corresponding section.

Best,
Manager of Immediate Credit Card Care Service
Answer How do you know if you excellent, good, fair or poorr credit?
Answer:
To get your credit history, you should apply to one or all credit bureaus which are obliged to provide customers with a free credit report at least once a year. With your credit report you learn your credit score and according to it, you conclude what your credit history is:
Excellent Credit - 750-850
Good Credit - 660-749
Fair Credit - 620-659
Poor Credit - 350-619
No Credit - 0-0

Best,
Manager of Immediate Credit Card Care Service
Answer have excellent credit and want 0% 12mos on balance transfers which allow checks deposited in our checking account. What's APR now and end of 12mos?
Answer:
There are a number of credit cards for excellent credit at our site, which can also be found among the best credit cards. Most of them imply 0% APR for introductory period (for 12 months) on balance transfers and for the main balance, and a usual APR after the intro period is up to 11%. As far as I know, you can't make a balance transfer from your checking account, as balance transfer is aimed at moving your balance with a high rate credit card on to a credit card with lower charges, thus making it easier to pay off credit. Checking accounts imply no credit.

Best,
Manager of Immediate Credit Card Care Service
Answer MY MOTHER WOULD LIKE TO CO-SIGN FOR A CARD FOR ME AND LET ME START REBUILDING MY OWN CREDIT SHE IN THE MEANTIME WOULD LIKE THE CREDIT I HAVE OCCURRED ONE HER TWO CARDS TRANFERED CAN YOU RECOMMEND A CARD? SHE HAS EXCELLANT CREDIT. MINE IS POOR. WE WOULD LIKE A CARD WITH A 5000. LIMIT.
Answer:
Co-signer credit card applications are made in the following way. You mother chooses and applies for an excellent credit card, a number of which can be found at our site. After she is approved for this card, she makes another application to the bank asking them to add you to her account as a co-borrower. For that she is supposed to tell your social security number. After this a statement will be sent by mail to your mother and you will have to sign it and send it back. You will receive a separate credit card, but the account and the credit limit will be the one for you two. You are liable for the credit as well as your mother, but in case you fail to pay it off, your mother will have to do it for you.
Credit limit of 5000 dollars is available with all excellent credit cards, so you can start choosing a card right now.

Best,
Manager of Immediate Credit Card Care Service
Answer looking for card with EXCELLENT credit score, cash advance 3% + flat fee approx $75 with high credit line available. Suggestions please. What do I need to do here....
Leslie
Answer:
If you look through the excellent credit cards, you will see that most of them charge 3% fir cash advance, but with different maximum charges. Generally, cash advance fee is charged when you use the card for a cash advance; may be a flat fee (for example, $3.00) or a percentage of the cash advance (for example, 3%). So, you have an alternative. As far as credit limit is concerned, excellent credit cards always provide high credit limits, so you will only have to choose the card you like most of all.

Best,
Manager of Immediate Credit Card Care Service
Answer Are some credit cards better for your credit score than others? If so, which ones?
Answer:
You can always find a credit card which better fits your needs and is more profitable than others. To make the right decision, you should be wise and careful. First of all, think about what you want your future credit card to be and for what purposes you are going to use it. After that, keeping in mind all the requirements, find a number of credit cards you would like to apply for. Then you can start to compare them side by side, evaluating all the features, reading the terms and conditions of each card attentively and estimating what you can expect from the card.
After such complicated an analysis, you can make the final decision, applying for a credit card which won't require high fees and will help you to manage your finance, not robbing you of your money. Of course, the worse your credit is, the less profitable card you can get, but there is always a card that will help you instead of bothering.

Best,
Manager of Immediate Credit Card Care Service
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