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Immediate credit card care service
Answering your questions is our job and we love it!
Probably the answer to your question is already in our databank.
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ex.: How can I apply for a credit card?
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Displaying 130 to 140 (of 150 questions)
Page: 14 of 15
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User Name:
boyd |
Date:
October 4, 2007, 12:28 pm |
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If your credit scores all fall in the low to high 600 scores what would you consider the score rate fair, good, or bad. Also, what kind of card would you consider the person should shot for with no credit cards. Who's trying to get a trade line. |
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Answer:
The credit score is very important for applying for a card. It is the main indicator of your creditworthiness. According to the most widespread system of scoring the numbers are devided as follows: from 350 to 619 - poor credit, from 620 to 659 - fair credit, from 660 to 749 - good credit and from 750 to 850 - excellent credit. So, you see, that if your score is about 600 it can be considered bad. If you have bad/no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad/no credit. On our site turn to the page devoted to cards for bad/no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Bianca cunningham |
Date:
October 17, 2007, 5:30 pm |
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What is the best card for no credit |
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Answer:
It is mostly true that you need to have a credit history to get a credit card. It is a usual bank measure to prevent nonpayment. But don't worry that you can't be eligible for credit cards. The card issuers think about people with bad or no history. There are two options for you. First, you can apply for a secured credit card. The amount of money you deposit into your account will be your credit limit. Also you can obtain an unsecured credit card for no credit history at First PREMIER Bank. We advise you Centennial Gold MasterCard Visa card. This is a perfect way to establish your credit history. |
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User Name:
Sharon Maslanka |
Date:
November 17, 2007, 9:01 pm |
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What is the best card for bad credit |
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Answer:
We suggest you to pay your attention to the deals of First PREMIER Bank. This bank is the right choice for those who have bad or no credit history but want to improve it. We recommend you Centennial Gold MasterCard/Visa by First PREMIER. This card has some really attractive features. It offers guaranteed approval, low APR on purchases and monthly reporting to 4 major credit bureaus. Apply for this card online, get instant approval and rebuild your credit score! |
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User Name:
Ray |
Date:
November 23, 2007, 7:59 pm |
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What card can I get with a score of 572? |
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Answer:
Thank you for addressing your requests to our service. We hope our answer helps you to find a credit card you need. Having FICO score of 0-619 means you have bad credit (or no credit at all). Thus, you should apply for a bad credit card. Examine our bad credit card deals. These are offered by First PREMIER Bank. Pay special attention to Centennial Gold MasterCard/Visa. This one has, among other features, instant approval. Feel free to compare and apply online! |
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User Name:
Sharla Armstrong |
Date:
November 27, 2007, 4:01 pm |
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What is the best credit card for a 0 % interest for at least 12 months on a balance transfer with no fee? |
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Answer:
Unfortunately we don't know what your credit rating is. We would like to recommend you More Card by Discover Bank. This card requires good or excellent credit history. It has 0% APR on balance transfers and purchases for 12 months. Moreover it has various advantages like no annual fee, 5% cashback bonus, $40 cashback bonus if you apply now, up to 1% cash back bonus on all other purchases automatically, unlimited cash rewards and $0 fraud liability guaranntee. Apply for your card online and get benefits! |
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User Name:
Alan |
Date:
December 18, 2007, 9:20 am |
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I am a canadian citizen living in the US. Can I get a canadian credit card? |
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Answer:
We would like to suggest you an American Express Air Miles Credit Card by American Express Canadian bank. This card is accepted at about 620,000 Canadian marchants and 30 million locations all over the world. Among its special advantages there are: low APR on balance transfers for the first 6 months, no annual fee, 100 bonus rewards miles, 1 reward mile for every $20 in purchases, a credit limit of up to $75,000, quick response in 60 seconds and more. The greatest advantages of American Express card are good interest rates and high quality customer service. Please, consider that this card requires good/excellent credit history. |
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User Name:
John |
Date:
January 4, 2008, 7:52 pm |
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This there a listing similar listing like this site which has the best deals on SECURED CREDIT CARDS? The URL? |
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Answer:
You can find the best secured credit cards at our partner site. These cards require deposit for approval. The amount of the deposit determines the credit limit. If you have bad credit secured card is a good chance to improve it. Apply for a card online and get instant approval. It is a step to building a good credit rating, which enables you to qualify for the best offers. |
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User Name:
lorie |
Date:
January 15, 2008, 1:07 pm |
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I have a number of unused credit cards if I cancel them will that effect my credit rating?
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Answer:
If you have several credit cards, don't rush to cancel them. It is advised to keep credit cards, even though you are not using them. You don't have to make any purchases. And your history is still building and your score is going up. You just need to have no debts. It is best to have 4-5 credit cards. Make sure that the total balance lies between 25% and 35%. |
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User Name:
glenda |
Date:
January 21, 2008, 5:18 pm |
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can i get approved after bankruptcy |
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Answer:
You can get a card after a bankruptcy, but this will take some time. The decision is entirely up to the bank and no one knows for sure how long will it take. Usually (according to First PREMIER Bank) you should have your bankruptcy finalized at least six months ago in order to qualify. So that means, after you declare bankrupt the court determines how much and when you are to pay. And when everything is resolved you have to wait six months. But the fact that you had bankruptcy stays on your report for 7-11 years. |
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User Name:
Michelle Brantley |
Date:
January 27, 2008, 6:03 pm |
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What is a Default APR? |
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Answer:
DEfault APR is a penalty APR. Your ongoing APR may increase if you make late payments. For example, your card agreement may say, "If your payment arrives more than ten days late two times within a six month period, the penalty rate will apply". Defaults are a serious negative item on a credit report. Default APR may be as high as 29.74% and may be applied to all outstanding balances on your credit card. |
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