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Displaying 150 to 160 (of 185 questions)    Page:   16 of 19
 
Answer how do I know if I have been approved?
Answer:
It depends on the bank and the way you contact the bank. The fastest way is online credit card application, after which you wait for several hours up to several days for a credit card approval or just a response from the bank. Depending on the bank, you can receive an email with an approval and activation code, or a letter by mail, also with a code. But it can happen in several days after your application, as the letter should be delivered to you, and it is posted not the same hour of your request. So, if you are approved, the bank is sure to let you know about that, or it should provide you with a source where you can learn about it. If you are not approved, very often you receive no response at all, but it should be sent to you, in general.

Best,
Manager of Immediate Credit Card Care Service
Answer find me a good credit card
Answer:
Until you don't give your credit score, we can't recommend anything, as the choice of credit cards wholly depends on your credit history and your personal needs. For example, if you are going to spend a lot, you should choose credit cards with point rewards. If you are going to use your credit card for some certain sort of spending, you can choose a co-branded credit card or frequent flyer credit card etc. So, please, detalize your request so that we could give you some definite piece of advice.

Best,
Manager of Immediate Credit Card Care Service
Answer I have 2 credit cards but they are only 3-4 months reporting history which states current never late should I apply for another card or wait until I build my score higher first than apply and do you know of any personal loans you can get for $3,000+ for bad credit besides pay day advances
Answer:
Two credit cards are already a progress in building your credit score, and it is very important to keep the updates of your credit report under control. Bad credit cards charge high interests and bring low limits. But it's a well-known fact that the credit limit of a credit card you apply for depends on your credit score - the more your credit rating is, the higher the credit limit is. We suggest waiting for some time - about 2 or 3 months - for your credit score to grow, after which you'll be able to apply for a greater credit limit.

Best,
Manager of Immediate Credit Card Care Service.
Answer what's apr means?
Answer:
Annual Percentage Rate - the amount of money the bank charges for using the credit line. So if your credit line is $100, and your APR is 25%, you have to return $125 instead of 100 - 25% more than you lent. APR can be fixed - that means it stays the same for the whole life of the balance, or it can be lower for the introductory period (it's called intro APR) and increase after it, so for the life of the balance it will be higher. At our site we have the category of low APR credit card deals, which can be some interest to you, if you have good credit history.

Best,
Manager of Immediate Credit Card Care Service
Answer I want a copies of my prior invoices. My account # is XXX
Answer:
Our site and its staff have no access to your credit or checking accounts, so we are not aware of your debt and state of your account. We also can't send you any bills and statements or contact you in any other way,as we don't have your personal information. To get a copy of your prior invoices you need to call to your bank and ask for the information. Or go to the official site of the bank and make a request on them there. And never expose your personal data for public view.

Best,
Manager of Immediate Credit Card Care Service.
Answer Hi I think you have been trying to contact me with regards to getting a credit card??
Answer:
As a matter of fact, we are not supposed to provide you with a credit card itself but only the information on it. We have no access to your personal information, so we can't contact you in any way until you leave your contact data deliberately. If you received pre-approval letters by mail or e-mail, there should be contact information of the addresser. You can look through the credit card offer, evaluate the terms&conditions and charges of it, and later you can send agreement to the offer. Or there can be some activation code or a phone number at which they can activate your credit card. Read the message attentively, if something causes suspicion, you can regard it as a scam.

Best regards,
Manager of Immediate Credit Card Care Service
Answer May I pay on line my credit card with Premier Gold?
Answer:
Well, it depends on terms and conditions of your credit card. If your credit card enables you to pay online, you may have to go to the official site of your bank to complete a special form. But in most cases you don't need to do that. You just enter into the proper blanks the number of your credit card and its expiry date, your name and surname etc at the site where the payment should be made. Then the money from your account will be withdrawn to pay for a merchandise or a service.

Best,
Manager of Immediate Credit Card Care Service.
Answer I need to find out if I and how to apply for the dental care credit card there is no explanation on your website and the phone number is automated and I cannot speak to anyone directly----Please let me know this info so I can apply
Answer:
If you found a Dental Care Credit Card, closely study its terms and conditions and if you agree with everything click the link "Apply" to be redirected to the page with an application form. But you should be sure you are eligible for this credit card, therefore, it is necessary for you to get credit report. If the data you write in the form corresponds to the requirements of this particular credit card, you will receive an approval for the credit card and an activation number. For exact date of receiving the response and the card to be delivered, see terms and conditions.

Good luck,
Manager of Immediate credit Card Care Service.
Answer what would be a good credit card to establish credit
i would like a credit card with a low spending limit
Answer:
If you are in for establishing credit or in other words have no credit history, a good option would be secured credit cards with a credit limit that you set yourself. You are required to make a beforehand money deposit before you can get the credit card which in fact secures the money lent to you by your creditors. You can turn to Secured credit cards where you can compare them and apply online for the one you choose.
Good luck,
Manager of Immediate Credit Card Care Service.
Answer I have poor to fair credit according to the three credit bureaus, I recvd two Major Creidt cards w/0 % APR for 6 mos. I have been paying them off monthly , before six mos is up, much more than required, my score has not moved. What else can I do? I am preparing to buy a house and I don't want my interest HIGH. Help! What else can I do to improve my score. I applied for another Credit Card today w/my bank and I am sure I will be declined, I was not thinking when I applied. Will this hurt my score? If so by how much? Please Help!

V/R
Denise Primrose
Answer:
Credit bureaus are reported by banks monthly ot more rarely, once in 6 months. So the reason for your score having no changes is that the information has not been updated yet. To update your credit report, you should ask your bank to report to bureaus and ask the bureaus to renew the reports. If you will be declined for a credit card, your score will decrease, but it depends on so many factors that it's very difficult to say how many points will be taken away. You should always be very careful and apply ONLY for credit cards you are eligible for. You can choose a credit card among our fair credit card deals, after your credit report is updated.

Best,
Manager of Immediate Credit Card Care Service
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