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Immediate credit card care service
Answering your questions is our job and we love it!
Probably the answer to your question is already in our databank.
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ex.: How can I apply for a credit card?
Displaying 160 to 170 (of 221 questions) Page: 17 of 23
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i am a student who stays far from home,how can i tell my mom in the u.k to send me money through my card.i need a free credit card |
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Answer:
The idea of a free credit card is rather enticing at first sight. But first of all, not all credit cards are truly free credit cards. All credit cards cost money, and this cost depends on your APR rate. If you pay your cards right, you can make your credit cards seem free for a short time. Many credit cards offer a zero percent APR for the first 12 month to any new cardholders. This means you are never charged any extra fees for 12 months. So as long as you pay off the balance that you spent within these 12 months, the credit card is in essence, free. If you pay off money each month, and your credit score is excellent or good, you are welcome to best credit cards section. You can compare credit card rates and see which credit card companies offer a 0% introductory APR and no annual fee to have the card. You can also apply on the phone or fill out the application at home and mail it in. There are also student credit cards which can be interesting for you. You will find 0 APR credit card deals and choose no annual fee credit card no matter whether you have good, bad or no credit. Thus, you can build or rebuild your credit history with the help of no credit history student credit card. |
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To whom it may concern I would like to ask you a question .. I'm not so sure how you call the period .. between the time "your credit bill is sent" and the time "you must pay the bill" ?? Thank you for your concern Sincerely, Vanessa Thieu |
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Answer:
It is called the grace period, i.e.the number of days you have to pay your bill in full before the due date, without triggering a finance charge. For example, the credit company may say that you have a certain quantity of days from the statement date (the latter is given on the bill). The grace period is especially important if you plan to pay your account in full each month. It usually applies to new purchases and very often does not concern cash advances and balance transfers. Without a grace period, the card issuer may impose a finance charge from the date you use your card or from the date each transaction is posted to your account. If your card has a grace period, the creditor must mail your bill at least 14 days before the due date so you'll have enough time to pay. |
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how to i check my account |
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Answer:
Nowadays irrespective of your credit card company you can check your credit account and make your credit card payment online! Using Internet accelerates and facilitates these procedures greatly. All you need is just to access your bank official site. Luckily, most banks have online banking service nowadays, enabling you to monitor your expenses staying by your PC.
Access the official site of your credit card issuer and get registered therein. Thereafter you’ll be transferred to your personal page. Herein you’ll have an opportunity to check your account and find applications for making payments online. Today the banks use all possible securing strategies to protect their clients against fraud, therefore you can feel absolutely safe. |
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I need the phone number for legacy visa |
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Answer:
As a matter of fact, we can’t provide you with phone numbers of credit card companies or banks, presented at our site. Our work is only to collect the latest and detailed information about the best credit card deals from the major credit companies. Besides, we also help the clients contrast the options of various credit cards to choose the appropriate credit card application. But we are not provided by contacts of banks and companies, which you can find at our site. You may get the number in the following way. Use the search engine and find the official site of the bank to see the number there. Or click the link by any credit card by your bank presented at our site, to be redirected to the official site of this bank. |
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I am requesting for your company not to go to my account anymore. I can not afford this card, the next withdrawal is scheduled for Jan 7, 2007. If you need anymore information please contact me at (773) 928-****. Thank you |
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Answer:
The thing is that we have nothing to do with any operation performed with your money. Our site’s aim is to provide the customers with the latest and constantly updating information about credit card offers from the leading banks and credit card companies. We also help the clients choose the right credit card applications according to their credit histories. We have no access to your personal information or bank account, therefore we can’t check it or make any withdrawals from it. Neither can we cancel the card which you can’t afford. We can only advise you to contact your bank and explain the situation to them. |
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can I get more money on my card now? I've beem paying more than required and I would like ab increae asap |
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Answer:
In fact, we only collect the best credit card deals at our site and help the customers to choose the right card and build a good credit history. We are not a banking institution, not the issuer of your card and have no access to your personal information or bank account. So we don’t have the right to perform any kinds of operations (transfer, withdraw etc) with your money. Neither can we fix the rate of your payments, increase the limit.
All we can recommend you is contacting the bank or company – the issuer of your credit card to clear up the situation. |
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I have 640-648 scores on all 3 bureaus and would like a card that I can tranfer balances of about $1800 and still have some available credit. I had a bankruptcy in 1998. Thanks, Jesse Gray |
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Answer:
If you have paid all your debts and your bankruptcy is final, you can count on balance transfer credit cards. The matter is that most credit card companies and banks offer balance transfer cards for good credit customers. As for your credit score, it corresponds to fair credit history. However some credit companies have fair credit cards for low balance transfers, but the choice is not so wide and you may fail to find some of the attractive options and benefits you’ve expected. A good variant for you is Capital One credit card application, which can be the most suitable for your purposes.
Best,
Manager of Immediate Credit Card Care Service |
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With a credit score of 685, what interst bracket with credit card companys does that put me in? Thanks.
Reason for asking, I feel as though I am getting charged high interest rates. |
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Answer:
According to your credit score, you have good credit history which gives you extensive opportunities in choosing credit cards. You can choose credit cards by rewards, by low APR or by purposes, and the most advantageous credit card deals are for you to select from.
If you look through good credit card deals at our site, you can see that most of them have no annual fee, 0% intro APR, no higher than 15% APR for the life of the balance. PLus, they provide an array of rewards and amenities, depending on the purpose. If you are not satisfied with your credit card now, you can ask the bank to lower the interest rate or extend the credit limit. If the bank refuses to do it, you can convince them saying you will change the bank or just choose another credit card at our site.
Best,
Manager of Immediate Credit Card Care Service |
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I have checked my FICO credit score from the three major credit reporting agencies. Though my credit reports look accurate, my scores vary by as much as 100 points. Do credit card companies take the average of all three scores? I want to start applying for credit cards again, at what score should I even consider doing so? Thanks! |
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Answer:
Each bank has its own way to check the people's credit scores. They may and may not inform you about what credit bureau they use to receive your credit reports. It may be one credit reporting agency or several of them, they can consider one credit score or the average of several of them. If you want your scores to be equal, you should spare time and check all the missing or odd information in your reports, and ask the bureaus to add what is missing and remove what is wrong.
There are credit card deals for any credit history you can have, and you can determine what is your credit history knowing what score corresponds to what credit history:
Excellent Credit - 750-850
Good Credit - 660-749
Fair Credit - 620-659
Poor Credit - 350-619
No Credit - 0-0
So, you can choose a card according to the score you have, looking through credit card deals in the corresponding section.
Best,
Manager of Immediate Credit Card Care Service |
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How do you know if you excellent, good, fair or poorr credit? |
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Answer:
To get your credit history, you should apply to one or all credit bureaus which are obliged to provide customers with a free credit report at least once a year. With your credit report you learn your credit score and according to it, you conclude what your credit history is:
Excellent Credit - 750-850
Good Credit - 660-749
Fair Credit - 620-659
Poor Credit - 350-619
No Credit - 0-0
Best,
Manager of Immediate Credit Card Care Service |
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