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Immediate credit card care service
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Displaying 170 to 180 (of 221 questions) Page: 18 of 23
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have excellent credit and want 0% 12mos on balance transfers which allow checks deposited in our checking account. What's APR now and end of 12mos? |
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Answer:
There are a number of credit cards for excellent credit at our site, which can also be found among the best credit cards. Most of them imply 0% APR for introductory period (for 12 months) on balance transfers and for the main balance, and a usual APR after the intro period is up to 11%. As far as I know, you can't make a balance transfer from your checking account, as balance transfer is aimed at moving your balance with a high rate credit card on to a credit card with lower charges, thus making it easier to pay off credit. Checking accounts imply no credit.
Best,
Manager of Immediate Credit Card Care Service |
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MY MOTHER WOULD LIKE TO CO-SIGN FOR A CARD FOR ME AND LET ME START REBUILDING MY OWN CREDIT SHE IN THE MEANTIME WOULD LIKE THE CREDIT I HAVE OCCURRED ONE HER TWO CARDS TRANFERED CAN YOU RECOMMEND A CARD? SHE HAS EXCELLANT CREDIT. MINE IS POOR. WE WOULD LIKE A CARD WITH A 5000. LIMIT. |
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Answer:
Co-signer credit card applications are made in the following way. You mother chooses and applies for an excellent credit card, a number of which can be found at our site. After she is approved for this card, she makes another application to the bank asking them to add you to her account as a co-borrower. For that she is supposed to tell your social security number. After this a statement will be sent by mail to your mother and you will have to sign it and send it back. You will receive a separate credit card, but the account and the credit limit will be the one for you two. You are liable for the credit as well as your mother, but in case you fail to pay it off, your mother will have to do it for you.
Credit limit of 5000 dollars is available with all excellent credit cards, so you can start choosing a card right now.
Best,
Manager of Immediate Credit Card Care Service |
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looking for card with EXCELLENT credit score, cash advance 3% + flat fee approx $75 with high credit line available. Suggestions please. What do I need to do here....
Leslie |
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Answer:
If you look through the excellent credit cards, you will see that most of them charge 3% fir cash advance, but with different maximum charges. Generally, cash advance fee is charged when you use the card for a cash advance; may be a flat fee (for example, $3.00) or a percentage of the cash advance (for example, 3%). So, you have an alternative. As far as credit limit is concerned, excellent credit cards always provide high credit limits, so you will only have to choose the card you like most of all.
Best,
Manager of Immediate Credit Card Care Service |
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Are some credit cards better for your credit score than others? If so, which ones? |
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Answer:
You can always find a credit card which better fits your needs and is more profitable than others. To make the right decision, you should be wise and careful. First of all, think about what you want your future credit card to be and for what purposes you are going to use it. After that, keeping in mind all the requirements, find a number of credit cards you would like to apply for. Then you can start to compare them side by side, evaluating all the features, reading the terms and conditions of each card attentively and estimating what you can expect from the card.
After such complicated an analysis, you can make the final decision, applying for a credit card which won't require high fees and will help you to manage your finance, not robbing you of your money. Of course, the worse your credit is, the less profitable card you can get, but there is always a card that will help you instead of bothering.
Best,
Manager of Immediate Credit Card Care Service |
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Hi there! I wonder how can i stablish a good credit? Is there any credit card that will be recommended for me? |
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Answer:
Actually, you can't establish a good credit, as good credit is the result of hard work on your credit history. You should pay your bills on time and in full, apply for right credit cards and constantly use credit cards or take loans to build your credit as soon as possible.
If you have no credit, your option is a secured credit card, for which you will have to make a deposit in the bank issuer of the credit card.
If you pay it off ina good way, you will be able to apply for an unsecured credit card for bad credit. With credit cards of this type, the fees and charges are comparatively high, but the make a good contribution to your credit history.
Best,
Manager of Immediate Credit Card Care Service |
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I have a card with Bank of america with a rate of 23%. I haven't been late in over 8 noths but they refuse to lower my rate what is my best option? If I apply for aother card won't it effect my credit score just for asking |
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Answer:
As you do not say what your credit score is, it is difficult to answer your question. If the bank refuses to lower your interest rate, probably, your credit rating is not enough for a lower rate. You can ask to extend your credit limit, though, they can agree to it under certain circumstances. If they refused to di it, you should go on paying your bills on time, so that your score will grow gradually. If you apply for another credit card, it won't damage your credit (only if you are approved for it). Quite the opposite, it will add to your score if you use this card and will pay it off accurately. So, if you want to build credit faster, don't hesitate to apply for couple more credit cards according to your credit history.
Best,
Manager of Immediate Credit Card Care Service |
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How can I recieve a credit card with no deposit as long as I make my payments on time when my credit is no good? |
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Answer:
If you have no credit or bad credit with past delinquencies, you can only apply for a secured credit card. In this case bank saving or checking account is necessary, as it compensates bank's losses if you fail to pay off the balance.
If your credit is bad, but without negative issues in the past, you can apply for an unsecured credit card and the only money you will have to pay is fees and APR. BUt you should be ready to pay higher fees and charges, as that's another way of the bank's covering the risks on credit.
Best,
Manager of Immediate Credit Card Care Service |
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Hello, I am looking for a credit card company that will consider me for a balance transfer. I have a $20,000 balance, and a 622 credit score. The only thing on my credit is this debt, and my car payment, and a Neiman Marcus card that is essentially paid off. Can you make a recommendation to help me? |
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Answer:
If you look through balance transfer credit cards and read their terms and conditions carefully, you will see they require good or excellent credit history. You have fair credit, so you are not likely to be approved, I'm sorry to say.
As you probably have already guessed, you should build your credit history to add no less than 40 points to the credit rating. For this, it is possible to apply for a card or two for your credit and pay them off without fail and on time. After that, you will be able to apply for any balance transfer credit card without fear of denial.
Best,
Manager of Immediate Credit Card Care Service |
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i was wondering if this offer has a balance transfer fee?
https://discovercardapplication.com/terms.aspx?type=plat&source=&tid= |
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Answer:
If you read the text of this terms&conditions attentively, you will see the statement: "If you make a balance transfer with this application, there is no balance transfer transaction fee." But as far as you probably have already seen, you can make balance transfers with this credit card offer until May 1, 2007.
Generally, this credit card deal is rather beneficial, but you should read the agreement so that you will understand if this offer meets your needs or not.
Best,
Manager of Immediate Credit Card Care Service |
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I am the owner of a small Limited Liability Corporation. I need a credit card for my small business, however I have bad credit. Even though my company is an entity of its own with its own Federal Identification Number, I still am having a hard time acquiring a credit card specifically for my company. can you help me?
Thankyou,
Jay Nunez
J.A.A.S. renovation Company LLC |
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Answer:
If you look through our business credit cards, yuo will find out all of them are for good credit, that means you personally should have good credit history. You have a right to use your tax ID and business credit history after no less that 5 years of using business credit without delinquencies. There are companies providing business credit cards for bad credit, but they are nor presented at our site.
I would recommend you to continue building your personal credit and try to apply for a business loan or a credit card. Thus, you will have no difficulty in your future credit, and also will be able to use good consumer credit cards.
Best,
Manager of Immediate Credit Card Care Service |
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