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Immediate credit card care service
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Displaying 30 to 40 (of 145 questions)
Page: 4 of 15
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User Name:
labinot |
Date:
December 4, 2006, 2:49 am |
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i have some problems with credit i thung or low score i dont get big credit cards how can i find out |
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Answer:
If you get denied in your application for high limit credit cards, it means you have some problems with your current credit rating which you have to improve. You are to raise your credit score and the higher the score, the more chances you have to be approved. There are a number of credit cards meant to help you - fair credit credit cards or bad credit cards which you can find at Bad credit cards. Compare the cards and choose the right one for your credit.
Good luck,
Manager of Immediate Credit Card Care Service. |
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User Name:
Denise |
Date:
December 4, 2006, 11:09 pm |
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I have poor to fair credit according to the three credit bureaus, I recvd two Major Creidt cards w/0 % APR for 6 mos. I have been paying them off monthly , before six mos is up, much more than required, my score has not moved. What else can I do? I am preparing to buy a house and I don't want my interest HIGH. Help! What else can I do to improve my score. I applied for another Credit Card today w/my bank and I am sure I will be declined, I was not thinking when I applied. Will this hurt my score? If so by how much? Please Help!
V/R
Denise Primrose |
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Answer:
Credit bureaus are reported by banks monthly ot more rarely, once in 6 months. So the reason for your score having no changes is that the information has not been updated yet. To update your credit report, you should ask your bank to report to bureaus and ask the bureaus to renew the reports. If you will be declined for a credit card, your score will decrease, but it depends on so many factors that it's very difficult to say how many points will be taken away. You should always be very careful and apply ONLY for credit cards you are eligible for. You can choose a credit card among our fair credit card deals, after your credit report is updated.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
pamela yelverton |
Date:
December 5, 2006, 10:31 pm |
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need to know why my credit card apr is now 26% said had to do with my credit score it was lower. |
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Answer:
You should always read terms and conditions of the card before applying for it. Usually you can discover that the charges may vary according to your credit score. If your credit score turns out to be lower that the required one, That's the reason why your APR is so high. So, in future, either be ready to pay a higher APR or choose a card with lower charges. There is one more thing about setting the charges and terms for credit cards: in terms and conditions of most credit cards you can find out that the bank has a right to modify the charges and terms&conditions of a credit card without officially notifying the customers, or notifying them in a way that is a metter of the bank's choice.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Richard C. Powell |
Date:
December 6, 2006, 11:59 pm |
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I received an application for pre-selected Platinum Visa. Which web site do i use to access? |
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Answer:
We do not carry any pre-selected Platinum Visa credit card. In the letter you received, the addresser should have mentioned its contact information, if you do not seem to find ir, this can be regarded as scam. If you were not given any web address to go for activation, this could have been also a scam. If you are sure you want this card, try to use a search engine to find it. In case you happen to find this credit card at our site, you can click the credit card or the link "Apply" and at the page to which you'll be redirected you can probably find a link running something like "If you are already approved" or " For pre-approved customers". Good luck!
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
jeanne bullard |
Date:
December 7, 2006, 9:17 am |
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how do I know if I have been approved? |
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Answer:
It depends on the bank and the way you contact the bank. The fastest way is online credit card application, after which you wait for several hours up to several days for a credit card approval or just a response from the bank. Depending on the bank, you can receive an email with an approval and activation code, or a letter by mail, also with a code. But it can happen in several days after your application, as the letter should be delivered to you, and it is posted not the same hour of your request. So, if you are approved, the bank is sure to let you know about that, or it should provide you with a source where you can learn about it. If you are not approved, very often you receive no response at all, but it should be sent to you, in general.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Vikki L Brown |
Date:
December 7, 2006, 9:23 am |
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find me a good credit card |
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Answer:
Until you don't give your credit score, we can't recommend anything, as the choice of credit cards wholly depends on your credit history and your personal needs. For example, if you are going to spend a lot, you should choose credit cards with point rewards. If you are going to use your credit card for some certain sort of spending, you can choose a co-branded credit card or frequent flyer credit card etc. So, please, detalize your request so that we could give you some definite piece of advice.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
chi |
Date:
December 8, 2006, 2:28 am |
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I have 2 credit cards but they are only 3-4 months reporting history which states current never late should I apply for another card or wait until I build my score higher first than apply and do you know of any personal loans you can get for $3,000+ for bad credit besides pay day advances |
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Answer:
Two credit cards are already a progress in building your credit score, and it is very important to keep the updates of your credit report under control. Bad credit cards charge high interests and bring low limits. But it's a well-known fact that the credit limit of a credit card you apply for depends on your credit score - the more your credit rating is, the higher the credit limit is. We suggest waiting for some time - about 2 or 3 months - for your credit score to grow, after which you'll be able to apply for a greater credit limit.
Best,
Manager of Immediate Credit Card Care Service. |
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User Name:
shacarla |
Date:
December 8, 2006, 5:23 pm |
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what would be a good credit card to establish credit
i would like a credit card with a low spending limit |
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Answer:
If you are in for establishing credit or in other words have no credit history, a good option would be secured credit cards with a credit limit that you set yourself. You are required to make a beforehand money deposit before you can get the credit card which in fact secures the money lent to you by your creditors. You can turn to Secured credit cards where you can compare them and apply online for the one you choose.
Good luck,
Manager of Immediate Credit Card Care Service. |
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User Name:
jose |
Date:
December 9, 2006, 7:05 pm |
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what's apr means? |
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Answer:
Annual Percentage Rate - the amount of money the bank charges for using the credit line. So if your credit line is $100, and your APR is 25%, you have to return $125 instead of 100 - 25% more than you lent. APR can be fixed - that means it stays the same for the whole life of the balance, or it can be lower for the introductory period (it's called intro APR) and increase after it, so for the life of the balance it will be higher. At our site we have the category of low APR credit card deals, which can be some interest to you, if you have good credit history.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Michael A. Wolf |
Date:
December 11, 2006, 4:26 am |
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I want a copies of my prior invoices. My account # is XXX |
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Answer:
Our site and its staff have no access to your credit or checking accounts, so we are not aware of your debt and state of your account. We also can't send you any bills and statements or contact you in any other way,as we don't have your personal information. To get a copy of your prior invoices you need to call to your bank and ask for the information. Or go to the official site of the bank and make a request on them there. And never expose your personal data for public view.
Best,
Manager of Immediate Credit Card Care Service. |
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