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Immediate credit card care service
Answering your questions is our job and we love it!
Probably the answer to your question is already in our databank. Please use Search before you ask a question.
ex.: How can I apply for a credit card?
Use search form or post your question.
Note: Please do not include any private financial information such as your SSN#, credit or debit account numbers when you submit a question.
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Displaying 40 to 50 (of 150 questions)
Page: 5 of 15
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User Name:
Candice Hooper |
Date:
December 12, 2006, 4:49 am |
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Hi I think you have been trying to contact me with regards to getting a credit card?? |
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Answer:
As a matter of fact, we are not supposed to provide you with a credit card itself but only the information on it. We have no access to your personal information, so we can't contact you in any way until you leave your contact data deliberately. If you received pre-approval letters by mail or e-mail, there should be contact information of the addresser. You can look through the credit card offer, evaluate the terms&conditions and charges of it, and later you can send agreement to the offer. Or there can be some activation code or a phone number at which they can activate your credit card. Read the message attentively, if something causes suspicion, you can regard it as a scam.
Best regards,
Manager of Immediate Credit Card Care Service |
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User Name:
Betty M. Duerr |
Date:
December 12, 2006, 7:27 pm |
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May I pay on line my credit card with Premier Gold? |
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Answer:
Well, it depends on terms and conditions of your credit card. If your credit card enables you to pay online, you may have to go to the official site of your bank to complete a special form. But in most cases you don't need to do that. You just enter into the proper blanks the number of your credit card and its expiry date, your name and surname etc at the site where the payment should be made. Then the money from your account will be withdrawn to pay for a merchandise or a service.
Best,
Manager of Immediate Credit Card Care Service. |
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User Name:
Michelle Stramel |
Date:
December 13, 2006, 4:32 am |
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I need to find out if I and how to apply for the dental care credit card there is no explanation on your website and the phone number is automated and I cannot speak to anyone directly----Please let me know this info so I can apply |
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Answer:
If you found a Dental Care Credit Card, closely study its terms and conditions and if you agree with everything click the link "Apply" to be redirected to the page with an application form. But you should be sure you are eligible for this credit card, therefore, it is necessary for you to get credit report. If the data you write in the form corresponds to the requirements of this particular credit card, you will receive an approval for the credit card and an activation number. For exact date of receiving the response and the card to be delivered, see terms and conditions.
Good luck,
Manager of Immediate credit Card Care Service. |
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User Name:
Elise De Brobander |
Date:
December 15, 2006, 5:09 am |
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I Got a offer in the mail about 2-3 weeks ago and I have not recieved my card. I would like to know where it is and if it has been send out. Thank you, Elise De Brobander |
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Answer:
Unfortunately, our site and its staff have no possibility to check up the status of your applications, as we have no access to your personal information and to your accounts. It is only the bank that can answer if you were approved for the credit card or not. If you were approved, you should have received an approval letter, and there should be the date when you will receive your credit card. It can usually take 7-30 business days to deliver a credit card to you. But if you suspect you wait too long for it, you should call to the bank and clear out the siuation.
Best, Manager of Immediate Credit Card Care Service |
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User Name:
Jay |
Date:
December 16, 2006, 8:00 pm |
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I am the owner of a small Limited Liability Corporation. I need a credit card for my small business, however I have bad credit. Even though my company is an entity of its own with its own Federal Identification Number, I still am having a hard time acquiring a credit card specifically for my company. can you help me?
Thankyou,
Jay Nunez
J.A.A.S. renovation Company LLC |
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Answer:
If you look through our business credit cards, yuo will find out all of them are for good credit, that means you personally should have good credit history. You have a right to use your tax ID and business credit history after no less that 5 years of using business credit without delinquencies. There are companies providing business credit cards for bad credit, but they are nor presented at our site.
I would recommend you to continue building your personal credit and try to apply for a business loan or a credit card. Thus, you will have no difficulty in your future credit, and also will be able to use good consumer credit cards.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Jennifer Duaine |
Date:
December 19, 2006, 6:40 am |
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Hello, I am looking for a credit card company that will consider me for a balance transfer. I have a $20,000 balance, and a 622 credit score. The only thing on my credit is this debt, and my car payment, and a Neiman Marcus card that is essentially paid off. Can you make a recommendation to help me? |
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Answer:
If you look through balance transfer credit cards and read their terms and conditions carefully, you will see they require good or excellent credit history. You have fair credit, so you are not likely to be approved, I'm sorry to say.
As you probably have already guessed, you should build your credit history to add no less than 40 points to the credit rating. For this, it is possible to apply for a card or two for your credit and pay them off without fail and on time. After that, you will be able to apply for any balance transfer credit card without fear of denial.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
amanda |
Date:
December 28, 2006, 7:10 am |
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how can i fix my credit? |
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Answer:
As far as it may come from your question, you want to know, what your credit score is. This decision is very reasonable for people who are going to apply for a credit card, while it ensures applying for a credit card, which you`re most likely to get, escaping credit card issuers? denials, hurting your score. Nowadays you can obtain your credit score from one of the national credit bureaus: Experian, TransUnion, and Equifax. You can also get your score through the official online source established for this purpose. If you mean, you`d like to establish your credit, you should regard bad/no credit cards and apply for one, which is the most convenient for you. You can start from getting secured credit card, requiring security deposit, and improve your credit eventually, transferring to unsecured credit card. |
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User Name:
Teena Hatfield |
Date:
December 28, 2006, 3:06 pm |
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How do I apply for a credit increase? |
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Answer:
If you made online credit card application, you`d certainly analyzed credit card terms and conditions, including the opportunity of credit limit increasing. If your credit card ensures such an opportunity, you can try to apply for credit line increasing. Should you decide to apply for credit increasing online, access your credit card issuer web-site and fill in respective application. Therein you'll supply your personal information, such as details of your current financial commitments, your current employer's information and some other data applicable. Naturally, you must have corresponding credit card, and meet all applicable assessment criteria, in other words, your account should be eligible and approved for credit line increase. The online procedure may take you about 5 or 10 minutes, and save your time greatly! |
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User Name:
Dallas Wolf |
Date:
December 28, 2006, 5:53 pm |
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I have letters of credit that reflect up to 9 yrs of expierence , however the letters are from individuals who
do not report to any of the three main credit reporting agencies. One of which is a monthly morgage on 3.5
acres of land I have purchased in march of this year.I cannot get credit any where, WHAT MUST I DO?
PLease let me know.Some of the letters are noterized. |
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Answer:
The first thing you`re recommended to do is to order your credit report from nationwide credit bureaus: TransUnion, Experian and Equitax, which trace your credit history. Getting your credit report you`ll be aware of your current financial status. Then you`re recommended to get your credit score, which is determined by several factors, including your payments history, amounts owed, types of credit, new credit and, finally the length of your credit history. If your credit is less than 620, you have poor credit. Thus you can regard bad credit cards and apply for one to repair your credit history. You can start from secured credit cards, with your credit limit determined by bank account amount. Improve your score and apply for unsecured credit card, going on rebuilding your credit. |
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User Name:
darcy ceniti |
Date:
December 28, 2006, 5:54 pm |
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can I get more money on my card now? I've beem paying more than required and I would like ab increae asap |
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Answer:
In fact, we only collect the best credit card deals at our site and help the customers to choose the right card and build a good credit history. We are not a banking institution, not the issuer of your card and have no access to your personal information or bank account. So we don’t have the right to perform any kinds of operations (transfer, withdraw etc) with your money. Neither can we fix the rate of your payments, increase the limit.
All we can recommend you is contacting the bank or company – the issuer of your credit card to clear up the situation. |
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