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Displaying 50 to 60 (of 221 questions) Page: 6 of 23
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why do credit card companies send an offer by mail and than turn you down? I have a car loan with this company so they should know my rating. My plan is to transfer balances at lower rates and pay off asap. Thank you |
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Answer:
The best way to find the right credit card is to do a search online where you can compare several offers side-by-side. Take a look at 3 top balance transfer credit cards and apply for one if your credit rating is good or excellent. Discover More® Card: enjoy 0% APR on balance transfers for 12 months, 0% intro rate on purchases for 6 months and no annual fees. Clear from American Express®: get a low intro rate on balance transfers for 12 months and 0% intro APR on purchases. There are no fees associated with this offer. Chase Bank Platinum Visa®: save with no annual fees and 0% intro APR on purchases and balance transfers for 12 months. Enjoy a lowest ongoing APR after the teaser period. Before you apply, make certain your credit rating meets the requirements. Also, do not transfer more than the limit on a credit card. You are welcome to apply online now. |
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I would like to get some kind of credit card ,but I m not sure wwath I can get never really had credit ! |
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Answer:
You can find some enticing credit card offers for beginners on our website. We suggest you choose among Capital One credit cards designed for limited credit history customers. Capital One Platinum - Visa would suit those who have never had a credit card but who have a stable job income. A valid credit score is preferred. The card offers low rates on purchases and balance transfers and moderate annual fee. If you do not want to pay annual fee, consider Capital One Standard Platinum, which is also designed for limited credit rating. Though it carries a higher APR, you still can save on purchases with 0% intro APR until May, 2009. No Hassle CashSM Rewards for Young Adults is a greater fit for students looking to build credit history. It combines competitive APRs with lucrative cash back rewards and acceptable annual fees. Study the offers' requirements to see which one you can qualify for. Apply online today! |
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How can I apply for a credit card? |
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Answer:
Choosing the right credit card is part of the process and determines its success. You can apply for a plastic card on our website but you should do it in a proper way. For this, check your credit report and the scores and apply for a card designed for your credit rating.We can offer 3 bank cards which might interest you. If your credit history is good to excellent, a great choice is Blue from American Express®. If you qualify you'll get low introductory rates on balance transfers and 0% intro rates on purchases. No annual fee and point rewards are also offered. If you have limited credit, for example you are a young adult working for living or a student looking to build credit, pay attention to Capital One Standard Platinum. It is a no annual fee deal with manageable credit limit and great savings opportunities on featured merchandise. Having bad credit and looking to rebuild it? Consider getting yourself Centennial Gold MasterCard®/Visa from First PREMIER® Bank. The card comes with low APR on purchases and credit limit increase opportunities. Choose a credit card matching your credit history and apply for it online |
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I have a credit score of 683 equifax, 706 Transunion and 700 experian. I am trying to find a credit card with a decent balance transfer rate but when I applied for one I was denied. I do have some bad credit history but it has been over five years and I dont want to put in applications top every card company out there lowering my already not so great scores. The bad account that I had was with Capital One but it was paid off and it has been five years. Capital One has some good deals but I dont know if they will give me a card since I have a bad history with them. Can you please help. |
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Answer:
If you are afraid of being denied for Capital One good credit cards, do not risk - consider their deals for average credit. There are some really attractive offers with 0% intro rates, low ongoing APRs and moderate annuals fees. These cards are a perfect choice for those who want to streamline their credit through on-time monthly bill payments. If you prefer to save with low interest rates on purchases and low interest on balance transfers, apply for Capital One Platinum card. You'll also benefit from 0% intro APR on purchases valid until May, 2009. Moderate annual fee applies. A bit higher APR on purchases and balance transfers is offered by Capital One Classic Platinum but in return you'll enjoy a more attractive annual fee. If you look for no annual fees in the first place pay attention to Capital One Standard Platinum. Though it has relatively high ongoing APRs, it still allows saving with 0% introductory rates. No annual fees make for greater everyday savings. All the three cards come with manageable credit lines up to $3 000 which is big enough to make purchases but too small to get into deep debt. Apply for a Capital One credit card now! |
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i have less than perfect credit |
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Answer:
There are some credit cards for you to consider if you have less than perfect credit. Which one is right for you depends on certain factors from your credit file. Assuming that you are building credit history at the moment and it is not enough yet to qualify for good or excellent credit cards, we suggest you apply for Capital One Standard Platinum. It is a no annual fee card with 0% teaser APR on purchases and manageable credit limit - a perfect choice for young people who have a job and a valid credit score. A similar deal but with a small annual fee and point rewards is offered by Capital One No Hassle PointsSM Rewards card. Both the cards are for applicants with no bad payments of the past. In case your credit needs improving as a result of late or missed payments on credit cards or loans, consider applying for Centennial Gold MasterCard®/Visa from First PREMIER® Bank. It is a great card for less than perfect credit, which offers low rates on purchases and moderate annual fee. Choose the right deal and apply for a credit card online. |
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What are the fees if I apply for this card for a balance transfer? |
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Answer:
Best balance transfer credit cards online are designed for good and excellent credit customers. So if your credit score is 660-850, you have a long-term payment history with creditors and you do not have bad payments in your file, the following cards are for you. Clear from American Express® does not have any kind of fees at all. No initial fees, annual fess, late fees or balance transfer fees. You'll be offered a low intro rate on balance transfers and 0% intro APR on purchases. More® Card from Discover has no annual fee but charges a 3% fee on each balance transfer transaction. 0%intro APR on purchases and balance transfers apply with this offer. Platinum Visa® of Chase Bank offers the same balance transfer fee, but has no annual fee, 0% intro rates and some of the lowest ongoing interest rates on purchases and balance transfers. You're welcome to apply online for one of the cards if you qualify |
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My credit score is 566, I want to know can i use any other credit care than First Premier Bank. |
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Answer:
There are a few cases you can get other cards than First PREMIER's ones even with such a low credit score. First, if you are a young person working for living and you have limited credit history, you can apply for Capital One Standard Platinum. It is a no annual fee card with a manageable credit line for those who only recently established credit and look for building it overtime. Major eligibility requirements are a stable income and absence of bad payments with current or past financial companies. As an alternative, consider Capital One No Hassle PointsSM Rewards which has a moderate annual fee and relatively low interest rate along with the rewards program. The same requirements apply with this offer. Second, if you are a college student, a good option would be Capital One Standard Platinum for Young Adults. It offers no annual fee and 0% APR on purchases until May, 2009. In case you do have bad payments and you need to improve or rebuild credit, you cannot qualify for Capital One cards. Apply online if you qualify. |
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Can I find a card without a balance transer fee? If not,what is the lowest % I can find? |
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Answer:
Currently, Capital One Bank offers a really wide spectrum of credit cards without balance transfer fees. You will also get some of the lowest % on balance transfers if you qualify. Capital One allows you to choose a card suiting your credit rating. Take a look at top three cards and apply for the right one online. If you have excellent credit history, which means your FICO score is 750-850 and there are no bad payments in your credit file, apply for No Hassle MilesSM Rewards, a high limit credit card with a low non-intro APR on balance transfers and no transfer fee. Capital One No Hassle CashSM Rewards is a perfect choice for good credit customers. It offers a higher APR on balance transfers but still no fee on them. There is no annual fee and there is an attractive cash back rewards program. You have average credit? Capital One Classic Platinum comes with a moderate annual fee and competitive APR on purchases and balance transfers. No transfer fee also applies. Compare the offers online and apply online to save on balance transfers. |
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what is the best credit card to get to rebuild credi that offers the highest credit limit.
9250 |
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Answer:
Before speaking about certain credit card offers, I would like to point out that credit card for limited credit usually do not provide high credit limits, especially for the first several billing cycles. As a rule, after approval, the company provides no more than $500 limit, depending on your credit report, of course. If you credit is very bad and full of negative issues, you can sometimes be denied for an unsecured plastic. In this case you will have to apply for a secured card and your credit limit will depend on the security deposit you will make. Here are a number of worthy credit cards for rebuilding credit. Gold MasterCard/Visa by First PREMIER® Bank provides a low interest rate on purchases and quite affordable fees. What is more. the bank reports to 4 major credit bureaus on the monthly basis and provides 24/7 phone access to your account. Another product by this bank is First PREMIER® Bank Centennial Gold MasterCard/Visa which is remarkable for providing regular $50 dollar credit limit increase. Orchard bank Classic MasterCard has 0% introductory APR for 6 months and a number of convenient sevices like all-day account access and management, wide acceptance and regular payment reminders sent to your mobile phone or e-mail. |
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Hello I am almost 30 yrs old, I have never had a credit card and on my credit report I have 2 medical bills which total to about five hundred dollars. I have applied for 2 credit cards and have been denied. How can I establish credit if I cannot even get a credit card because of limited credit history? I have also heard that getting denied for a credit card can lower your credit score. Is there an unsecured credit card out there that will approve anyone that has never had a credit card? |
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Answer:
It is true that denials lower your credit score. This is whyit is so important to choose a credit card you are eligible for. Probably, you were denied because you applied for wrong credit cards. First of all, pull your credit report and make sure there are no errors or negative records in it. In case you have no negative records, search through credit card offers for no credit. If there are records (for example, denials), you are likely to be only eligible for plastics for limited credit or secured cards which are approved for all. I really doubt whether you will be approved for a card for no credit, like Capital One, as there were denials. Please, contact the bank or read the terms and conditions of the card, just to make sure. According to your words, you want to get an unsecured card amd you have denials in your report, so you are likely to to be eligible for the following plastics. First PREMIER Gold MasterCard/Visa provides approval for limited credit and the bank sends their response instantly. Together with rather low interest rate on purchases (no balance transfers with this offer), you will be provided with 24/7 access to your account and monthly report to 4 major credit bureaus. At our site you can compare this card to a number of other products by First PREMIER which have a lot in common. For example, Centennial Gold MasterCard/Visa have the same additional services and a low APR, but it aso provides regular credit limit increase if you pay off your balance on time and in full. A very popular plastic for no credit is Capital One Platinum Visa. This card has 0% APR for nearly half a year, competitive APR on purchases and unusual for this sort of credit cards rewards program: you can save on certain purchases at Yahoo shopping section. |
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