Credit card eZine at CreditCardSpecialist.com
immediate credit card care

Immediate credit card care service

Answering your questions is our job and we love it!


Ask a question

Results
Your name
Notify of answers to e-mail
Your question
Enter Number from Picture:
 
Note: Please do not include any private financial information such as your SSN#, credit or debit account numbers when you submit a question.

By submitting a question you agree to the Terms and Conditions.

Displaying 60 to 70 (of 155 questions)
Page:   7 of 16
 
Question User Name:
ROBERT WILLIAMS
Date:
January 4, 2007, 11:00 pm
Answer I HAVE HAD MY BUSINESS FOR 2YRS. NOW BUT I JUST INCORPORATED,HOW DO I APPLY FOR CORPORATE CREDIT?
Answer:
Actually, the largest market for business credit cards tends to be small business entity. At our site we do present the best small business credit card deals offered by Advanta bank, CitiBank American Express and Chase Bank. There certainly are credit card product options larger companies, non-profit organizations and government organizations, but they are often custom-tailored options provided by certain issuers rather than an off the shelf, prepackaged product. This is why consumers and small business people don't see corporate credit cards advertised in traditional media and offered online. These products are normally sold to client organizations and government entities, and the terms are arranged within negotiations.
Question User Name:
chris
Date:
January 5, 2007, 10:25 am
Answer i was wondering if this offer has a balance transfer fee?
https://discovercardapplication.com/terms.aspx?type=plat&source=&tid=
Answer:
If you read the text of this terms&conditions attentively, you will see the statement: "If you make a balance transfer with this application, there is no balance transfer transaction fee." But as far as you probably have already seen, you can make balance transfers with this credit card offer until May 1, 2007.
Generally, this credit card deal is rather beneficial, but you should read the agreement so that you will understand if this offer meets your needs or not.

Best,
Manager of Immediate Credit Card Care Service
Question User Name:
CLAIRE J RIGGINS
Date:
January 7, 2007, 5:30 pm
Answer Please help, I just received my credit report and the score is listed as fair, 602. My problems is the in the past two months my daughter was seriously ill and did not have insurance. So I paid thousands for medical bills. She now has insurance, I work two jobs, and I have a roomate who contributes to the rent. All I want to do is pay off all my padyday loans, )emergency for RX, no time to earn money) and pay off small credit cards under $500.00 and catch up with all my other bills. I never had a good credit rating or credit card till i WAS 57 and with the exception of this emergency, I have never been late. For the first time in 3 years I am late on my car payment. Can you help before this ruins everything I worked so hard for. Please I refust to do the debt consolidation, because if I spent the money at a certain rate, then so should I morally repay at the same rate. I would like to get a loan for about 5000.00 that would leave me very few bills and catch me up.

Please advise soon, I am a nervous
Answer:
Since your credit is fair, the primary step you should make is to strengthen it. You can apply for one of Capital One credit cards for average credit, providing credit limit up to $5,000 and balance transfer option. Their rates may seem rather high, but they're compensated by rewards and cash back. If you`re not planning to consolidate your debts, there is no sense in getting one of these balance transfer cards. Also, you can make application for one of secured credit cards, securing your credit line with property deposit. If you don`t want to apply for a credit card, you can also apply for personal loan. A poor credit personal loan has a positive impact on one's credit history, provided the repayments to the loan are made regularly. The main idea behind the refusal to the people with poor credit is that they fear that the default or bankruptcy will be repeated. With a collateral to back the personal loan, the lender is assured that the loan would not be defaulted. Thus, the way you can follow, is to apply to your local union for a secured personal loan, if you fail getting unsecured one.
Question User Name:
Monica Ford
Date:
January 9, 2007, 6:00 am
Answer I am requesting for your company not to go to my account anymore. I can not afford this card, the next withdrawal is scheduled for Jan 7, 2007. If you need anymore information please contact me at (773) 928-****. Thank you
Answer:
The thing is that we have nothing to do with any operation performed with your money. Our site’s aim is to provide the customers with the latest and constantly updating information about credit card offers from the leading banks and credit card companies. We also help the clients choose the right credit card applications according to their credit histories. We have no access to your personal information or bank account, therefore we can’t check it or make any withdrawals from it. Neither can we cancel the card which you can’t afford. We can only advise you to contact your bank and explain the situation to them.
Question User Name:
lee dix
Date:
January 9, 2007, 11:04 am
Answer are i able to get one of your credit cards, even tho i live in new zealand?
Answer:
To tell the truth, American banks tend to issue their credit cards for official residents of the USA. The thing you can do is to attempt to find appropriate web-sites at your country featuring online credit card applications and sort out the most applicable card for your spending therein. The other way for you is to apply online for credit card for purchases here, in the USA. But there are rather severe restrictions for the people, who try to apply for American credit card for purchases and the applicants should have at least good credit history.
Question User Name:
val
Date:
January 9, 2007, 11:20 am
Answer i don't know much about credit cards now what is my limit if i buy one and what will it cost a month?
Answer:
Generally credit card terms and conditions, including the size of credit limit and card cost, are very different and depend much on your credit history. It seems you`re not sure about your credit score, if so, you should first of all check your credit report, which incorporates your personal information, namely, your address, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy, before you apply online for credit card. Once you`ve learned what your credit score is, you can start credit card comparison with our assistance. Taking into account your credit history and your personal wishes you`re sure to find the most appropriate credit card for your spending.
Question User Name:
Jamie
Date:
January 9, 2007, 2:04 pm
Answer I am 21 years old and live with my parents so I am finding it hard to fill out these applications, since it won't let me submit anything without filling out rent and etc. I dont pay rent. I am not sure what to do. I have existing credit cards with some of the same companies that offer skymiles so I am not sure if that would help. Any suggestions?

Thanks,
Jamie
Answer:
Do you want to apply for a credit card? If so, the only restriction that can be is that you`re underage or haven't got your social security number yet.Social security number is required every time, you`re filling out any of online bank credit card applications. You`re 21, and, as far as you`ve had some credit cards, you're sure to have credit score. Your credit score is determined by several factors: your payment history, amounts owed, length of your credit history, new credit and types of credit you`ve used. You can get your credit score from nationwide credit bureaus or at special website established for this purpose. Getting your credit score you`ll apply for a credit card, which you`re most likely to be approved for.
Question User Name:
Paul Schmidt
Date:
January 9, 2007, 3:49 pm
Answer I am looking for a US credit card that can be used in Canada without a charge or fee. My Citi mastercard charged me a 3% fee when I used in Canada on our last vacation. Thanks.
Answer:
Generally credit card issuers add foreign currency transaction fees for the service of translating the cost of a purchase from the foreign currency into the U.S. dollar amount that eventually appears on your credit card bill. A fee rate of 3% is rather widespread interest for foreign transaction operations. If you want a credit card with no foreign transaction fees you can analyze credit card applications, featuring Capital One credit cards and enjoy also rewards program available. Since Capital One cardholders will not see foreign exchange fees appear on their credit card bills, they are a good choice for international charges. And, with a Capital One No Hassle Miles Rewards card or a Capital One No Hassle Miles Visa Signature card, your foreign purchases get you closer to your next trip - since every dollar you spend earns you airline miles.
Question User Name:
steve
Date:
January 11, 2007, 6:19 pm
Answer My address has recently changed, will this interfer with me getting a new card?
Answer:
All the information significant for a bank or other financial institutions for considering you as their possible customer is included in your file at credit reporting agencies.
When you fill out an application for a credit card, either at the site or by phone or in the paper, you indicate you mailing address, that means the address where they will send the credit card to, and later the statements. If your credit history is available for soft inquiries, pre-approval can still be sent to your old address, but the credit card you fill out the application for will be sent to the indicated address.
Question User Name:
Jamie Covington
Date:
January 19, 2007, 4:04 am
Answer Is thier a credit card available for people who have bad credit like me.
Answer:
At CreditCardSpecialist.com there is a variety of credit card deals for many types of credit history. Having a limited, lower than average score, you can apply for bad credit card deals. These include secured and unsecured credit card deals to choose from. Secured credit cards require depositing an amount to a bank account, while unsecured don't. If you have never had a credit card, you'd better study bad/no credit card deals. Apply online using our secure credit card application, and be careful when you do this. Choose only credit cards you are eligible for. To know if you are, check your credit score at a credit agency or at our site (on every page just under Credit Score MINIMUM REQUIREMENTS table). Best, Manager of Immediate Credit Card Care Service