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Immediate credit card care service
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Probably the answer to your question is already in our databank.
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Displaying 80 to 90 (of 145 questions)
Page: 9 of 15
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User Name:
Marquetta S Jones |
Date:
February 16, 2007, 6:10 am |
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I had paid someone to repair my credit. I will like to know will it help reduce my credit score. I will like to know how does it work. |
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Answer:
To improve your credit score you should make a responsible use of your credit. The first thing you should do is get a copy of all three of your credit bureau reports. Look for any errors, corrections, or missing items and file a dispute as necessary. When you receive your credit report, you'll also receive information on how to file a dispute.
Consider whether you are making at least the minimum payment on your account. When you are out of debt, you can get a secured credit card and pay it off every month. And you still get credit for using your credit card, as companies generally report once a month, so you'll have a small balance even if it's going to be paid off. When you succeed with a secured credit card, you can turn to credit card offers for bad credit, then fair credit up to good credit history offers.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
dketchum1Bellsouth.net |
Date:
March 4, 2007, 4:11 am |
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My credit score is 742, I just applied for a Discover card, I'm told it will take up to 30 days to find out if
approved ???? Why so long? |
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Answer:
Regretfully, our website has no possibility to check up the status of your applications, as we have no access to your personal information and to your accounts. What we do is providing up-to-date information about credit card deals available and presenting online bank credit card applications for all categories of consumers. It is only the bank that can answer if you`re approved for the credit card or not. If you`re approved, you`ll receive an approval letter, and there should be the date when you will receive your credit card. The terms of credit card approval and deliver can be different, and it`s also beyond our competence to determine them. It can usually take 7-30 business days to deliver a credit card to you. But if your credit card delivery or approval letter is delayed for a very long time, you could always call to the bank and clear out the situation. |
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User Name:
Pierre Azar |
Date:
March 8, 2007, 12:13 am |
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how I can list more than two credit cards for balance transfer option? (platinum card application) |
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Answer:
As it follows from your inquiry, you`re going to apply for one of balance transfer credit cards . Balance transfer credit cards can be really helpful, when you try to consolidate your credit cards? debts and save money, making payments. More than that, many balance transfer cards, including, for example, Discover Platinum credit card, require no fee for balance transfer operation. If you apply for a credit card online, you should fill in a special online credit card application, and, in case you apply for a balance transfer card, you should specify financial institution name or account number of loan or even some of them to fulfill the transaction procedure. There are special fields (more than two) for entering your transfers, where you should put the credit cards numbers, for example. After you`ve finished entering these data, you should scroll down the form and click submit button. |
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User Name:
Kimberly |
Date:
March 15, 2007, 5:47 pm |
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Can I find a credit card that has a balance transfer offers for someone with poor credit history? |
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Answer:
Unfortunately, credit cards with balance transfers option are not available for poor credit customers. Balance transfer credit card deals require no less than fair credit. So, only clients with fair, good or excellent credit can obtain balance transfer credit cards. If you'd like to apply for a credit card online, you are welcome to get acquainted with our poor or bad credit card deals. Most of them imply low APR on purchases, so, you can make the process of purchasing beneficial and pleasant. Besides, cards for bad credit require no checking account, provide 24 hour access by phone and imply instant decision. To get a clear picture of other options and choose the best card for you, please, read terms and conditions of different credit cards. As soon as you pay off your bad credit credit card, you'll be able to pretend to offers with better than with bad credit card deals conditions. |
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User Name:
denice earley |
Date:
March 21, 2007, 7:44 am |
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what if i have no bank account? |
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Answer:
A bank account may be required if you have no or bad credit history. So you will need to secure a credit card with a beforehand money deposit, when you apply for a secured credit card.
Unsecured cards and co-signer credit cards (when a positive credit person is a guarantor of your payment) don't require a bank account. If your credit history is good or excellent and, probably, you have had a bank account and closed it, it's also not necessary to open another one. Then you can choose a credit card to your heart, filing good credit card application or excellent credit card application.Be careful and choose only credit cards you are eligible for. To know whether you are, check your credit report. |
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User Name:
Vanessa Thieu |
Date:
March 23, 2007, 4:40 am |
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To whom it may concern I would like to ask you a question .. I'm not so sure how you call the period .. between the time "your credit bill is sent" and the time "you must pay the bill" ?? Thank you for your concern Sincerely, Vanessa Thieu |
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Answer:
It is called the grace period, i.e.the number of days you have to pay your bill in full before the due date, without triggering a finance charge. For example, the credit company may say that you have a certain quantity of days from the statement date (the latter is given on the bill). The grace period is especially important if you plan to pay your account in full each month. It usually applies to new purchases and very often does not concern cash advances and balance transfers. Without a grace period, the card issuer may impose a finance charge from the date you use your card or from the date each transaction is posted to your account. If your card has a grace period, the creditor must mail your bill at least 14 days before the due date so you'll have enough time to pay. |
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User Name:
sandy |
Date:
March 24, 2007, 9:15 pm |
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I want a credit card with no balance trensfer fee (no fee for transfering my balane to it)
and
0% interest for a given time |
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Answer:
Unfortunately, it is not clear from your inquiry what credit history you have. Our site presents balance transfer credit cards only for consumers with good or excellent credit and for U.S. residents. If you have good credit and are a U.S. citizen we can advise you Discover Card Platinum Card. It offers 10, 99% Annual Percentage Rate on balance transfer and the same interest on purchases. Also it has no annual fee and its introductory APR for 12 month is 0%. If you have bad or fair credit you can find best cards for fair credit or cards for bad credit at the site of our partners. |
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User Name:
stephen udoh |
Date:
March 27, 2007, 3:22 am |
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i am a student who stays far from home,how can i tell my mom in the u.k to send me money through my card.i need a free credit card |
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Answer:
The idea of a free credit card is rather enticing at first sight. But first of all, not all credit cards are truly free credit cards. All credit cards cost money, and this cost depends on your APR rate. If you pay your cards right, you can make your credit cards seem free for a short time. Many credit cards offer a zero percent APR for the first 12 month to any new cardholders. This means you are never charged any extra fees for 12 months. So as long as you pay off the balance that you spent within these 12 months, the credit card is in essence, free. If you pay off money each month, and your credit score is excellent or good, you are welcome to best credit cards section. You can compare credit card rates and see which credit card companies offer a 0% introductory APR and no annual fee to have the card. You can also apply on the phone or fill out the application at home and mail it in. There are also student credit cards which can be interesting for you. You will find 0 APR credit card deals and choose no annual fee credit card no matter whether you have good, bad or no credit. Thus, you can build or rebuild your credit history with the help of no credit history student credit card. |
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User Name:
Rhonda Smith |
Date:
March 30, 2007, 4:42 am |
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I am getting fees taken out of my bank account and have not recieved a card yet. Please contact me. 260-224-**** or 260-468-**** |
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Answer:
You see, at our site we present the best credit card offers from the credit card issuers and place them in a way, convenient for comparison. We do not know about the support work of the bank and its procedures of payments. Our site does not provide our customers with any consultations over phone. So, only the bank can help you in your situation. Contact the bank and clear up the moments that interest you. If you need contact information of the bank, click the link by any credit card of this bank and using the links, go to the official site of the company, where all the contact information is shown. |
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User Name:
robin |
Date:
April 16, 2007, 3:51 pm |
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what does unsecured card type mean? |
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Answer:
Unsecured credit cards are regular cards, designed specially for people with less than perfect credit history. Unlike secured credit cards, they don't require a security deposit to the bank and have higher credit limits. Otherwise, you should have enough income as they charge higher fees and rates. The initial limit is generally low, and it will increase as long as the account is kept in good standing. While you make payments, banks report the information to the credit rating agencies, so these cards can help in building and rebuilding your credit. At our site you'll find the best unsecured credit cards from First Premier Bank for people with bad credit and no credit. Observe the terms and conditions of the card and choose the one that fits you most of all. Don't forget about checking your credit report before applying for an unsecured card. |
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