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Immediate credit card care service
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Displaying 90 to 100 (of 221 questions) Page: 10 of 23
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Please help, I just received my credit report and the score is listed as fair, 602. My problems is the in the past two months my daughter was seriously ill and did not have insurance. So I paid thousands for medical bills. She now has insurance, I work two jobs, and I have a roomate who contributes to the rent. All I want to do is pay off all my padyday loans, )emergency for RX, no time to earn money) and pay off small credit cards under $500.00 and catch up with all my other bills. I never had a good credit rating or credit card till i WAS 57 and with the exception of this emergency, I have never been late. For the first time in 3 years I am late on my car payment. Can you help before this ruins everything I worked so hard for. Please I refust to do the debt consolidation, because if I spent the money at a certain rate, then so should I morally repay at the same rate. I would like to get a loan for about 5000.00 that would leave me very few bills and catch me up.
Please advise soon, I am a nervous |
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Answer:
Since your credit is fair, the primary step you should make is to strengthen it. You can apply for one of Capital One credit cards for average credit, providing credit limit up to $5,000 and balance transfer option. Their rates may seem rather high, but they're compensated by rewards and cash back. If you`re not planning to consolidate your debts, there is no sense in getting one of these balance transfer cards. Also, you can make application for one of secured credit cards, securing your credit line with property deposit. If you don`t want to apply for a credit card, you can also apply for personal loan. A poor credit personal loan has a positive impact on one's credit history, provided the repayments to the loan are made regularly. The main idea behind the refusal to the people with poor credit is that they fear that the default or bankruptcy will be repeated. With a collateral to back the personal loan, the lender is assured that the loan would not be defaulted. Thus, the way you can follow, is to apply to your local union for a secured personal loan, if you fail getting unsecured one. |
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What card can I get with a score of 572? |
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Answer:
Thank you for addressing your requests to our service. We hope our answer helps you to find a credit card you need. Having FICO score of 0-619 means you have bad credit (or no credit at all). Thus, you should apply for a bad credit card. Examine our bad credit card deals. These are offered by First PREMIER Bank. Pay special attention to Centennial Gold MasterCard/Visa. This one has, among other features, instant approval. Feel free to compare and apply online! |
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If your credit scores all fall in the low to high 600 scores what would you consider the score rate fair, good, or bad. Also, what kind of card would you consider the person should shot for with no credit cards. Who's trying to get a trade line. |
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Answer:
The credit score is very important for applying for a card. It is the main indicator of your creditworthiness. According to the most widespread system of scoring the numbers are devided as follows: from 350 to 619 - poor credit, from 620 to 659 - fair credit, from 660 to 749 - good credit and from 750 to 850 - excellent credit. So, you see, that if your score is about 600 it can be considered less than average. If you have bad or no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Millennium, Applied bank, Plains Commerce and others offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. |
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In order for me to possibly getapproved for an American Express Blue Card, do my credit score have to be very high or can it be at 700 and up? |
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Answer:
To be approved for the Blue card from American Express, you need to have an Excellent Credit of 750-850 or just a Good Credit of 660-749. If you qualify, find Blue from American Express and fill out the online application. Best wishes, Manager of Immediate Credit Card Care Service, www.CreditCardSpecialist.com |
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What is the best card for bad credit |
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We suggest you to pay your attention to the deals of First PREMIER Bank. This bank is the right choice for those who have bad or no credit history but want to improve it. We recommend you Centennial Gold MasterCard/Visa by First PREMIER. This card has some really attractive features. It offers guaranteed approval, low APR on purchases and monthly reporting to 4 major credit bureaus. Apply for this card online, get instant approval and rebuild your credit score! |
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whats my outstanding amount on todays date? |
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Answer:
You see, it is out of our competence to give you this information. As a matter of fact we don't represent any particular bank or credit company and don't issue any cards ourselves. Our web-site is merely designed to provide sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. To learn your balance, outstanding amount or other financial data you should contact your bank. All the best, Manager of Immediate Credit Card Care Service |
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What is a Default APR? |
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Answer:
DEfault APR is a penalty APR. Your ongoing APR may increase if you make late payments. For example, your card agreement may say, "If your payment arrives more than ten days late two times within a six month period, the penalty rate will apply". Defaults are a serious negative item on a credit report. Default APR may be as high as 29.74% and may be applied to all outstanding balances on your credit card. |
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can i get approved after bankruptcy |
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Answer:
You can get a card after a bankruptcy, but this will take some time. The decision is entirely up to the bank and no one knows for sure how long will it take. Usually (according to First PREMIER Bank) you should have your bankruptcy finalized at least six months ago in order to qualify. So that means, after you declare bankrupt the court determines how much and when you are to pay. And when everything is resolved you have to wait six months. But the fact that you had bankruptcy stays on your report for 7-11 years. |
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I have a number of unused credit cards if I cancel them will that effect my credit rating?
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Answer:
If you have several credit cards, don't rush to cancel them. It is advised to keep credit cards, even though you are not using them. You don't have to make any purchases. And your history is still building and your score is going up. You just need to have no debts. It is best to have 4-5 credit cards. Make sure that the total balance lies between 25% and 35%. |
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This there a listing similar listing like this site which has the best deals on SECURED CREDIT CARDS? The URL? |
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Answer:
You can find the best secured credit cards at our partner site. These cards require deposit for approval. The amount of the deposit determines the credit limit. If you have bad credit secured card is a good chance to improve it. Apply for a card online and get instant approval. It is a step to building a good credit rating, which enables you to qualify for the best offers. |
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