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Prepaid and Credit Card Deals To Get Instant Approval

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On this page you can find information about credit cards that offer instant approval. Once you enter your personal information, you will receive credit card offers that give you an instant decision. You only need to select a credit card and complete an application to receive an instant response indicating whether you are approved or not. Note, that some of the products on this page do not offer instant approval, but a response will be provided within 60 seconds. This will not provide instant access to a credit line if approved, but you will be able to see if you are eligible. If you are approved, you will receive your credit card by mail usually in a few days. It may take up to two weeks to process.

Classic Credit Card
First PREMIER® Bank
Classic Credit Card

Checking Account Required.

Apply for a credit card today - Get a response today!

MasterCard® Credit Card
First PREMIER® Bank
MasterCard® Credit Card

Reports to the major Consumer Reporting Agencies.

Easy Application process!

Best Credit Cards with Instant Approval:

Bank Name
Card Name
Credit History Annual Fee Activation Fee Apply / Details
PREMIER Forward® MasterCard® Credit Card issued by First PREMIER® Bank
 
PREMIER Forward® MasterCard® Credit Card issued by First PREMIER® Bank
Fair / Poor See website* See website*
  • Checking Account Required.
  • A good choice for those with less than perfect credit.
  • This is a credit card, not a debit card or prepaid card.
  • Countdown to your response! Only 60 seconds!
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
  • Monthly reporting to major Consumer Reporting Agencies. Apply now!
  • No security deposit required.
Apply
Online
Horizon Gold Credit Card
Horizon Card Services
Horizon Gold Credit Card
Bad See website See website
  • $500 Credit Limit.70
  • Guaranteed approval for unsecured credit line.
  • No Credit Check.
  • Fast Online Application.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Bad Credit accepted.
  • Always 0.0% APR.
Apply
Online
Gold Credit Card
First PREMIER® Bank
Gold Credit Card
Fair / Poor See website* See website*
  • Must have checking account to qualify.
  • A Gold credit card offer for those with less than perfect credit.
  • Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history.
  • Reports your credit history to the major Consumer Reporting Agencies.
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
Apply
Online
Credit Card
First PREMIER® Bank
Credit Card
Fair / Poor See website* See website*
  • Checking account required.
  • If you have less-than-perfect credit, we may approve you when others won´t.
  • We provide responses in 60 seconds or less.
  • Monthly reporting to the major Consumer Reporting Agencies.
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit).
  • No security deposit required.
  • Access your credit account by phone 24/7 all year round.
Apply
Online
TopCardMatch.com
Best Cards from
TopCardMatch.com
Any See
website
See
website
  • Find the right card offer for you regadless if you have Good Credit, Bad Credit, or No Credit.
  • Get Response in 60 seconds.
  • Fast Online Application.
  • Reporting to the 3 Major Credit Bureaus.
Apply
Online
Select the cards you like best and compare them
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Prepaid Debit Cards for Any Credit History:

Bank Name
Card Name
Activation Fee Guaranteed Approval Credit Check Build Credit Apply / Details
Prepaid Visa® Classic RushCard
The Bancorp Bank
Prepaid Visa® Classic RushCard
$3.95 No! No No
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Choose from multiple fee plan options, and switch for free.
  • Transfer money to another RushCard member for just $0.99.
  • No overdraft fees.
  • Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
Apply
Online
Prepaid Visa® Baby Phat RushCard
The Bancorp Bank
Prepaid Visa® Baby Phat RushCard
$14.95 No! No No
  • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
  • Easy Online Bill Pay - pay bills, rent, or write personal checks.
  • Free 24/7 customer service.
  • Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
Apply
Online
READYdebit® Visa® Prepaid Card
MetaBank
READYdebit® Visa® Prepaid Card
$9.95 Yes! No No
  • Instant Account Number - No Credit Check.
  • Free Direct Deposit - paycheck, benefits, tax refunds.
  • Easy Online Bill Payment & Mobile Account Access.
  • No Purchase Transaction Fees.
  • No Overdraft Fees or Balance Minimums.
  • Withdraw cash at ATMs or get cash back with purchases.
  • Free Credit ScoreTracker.61
  • Choose Your Card Color - Blue or Pink.
Apply
Online
Select the cards you like best and compare them
Selected cards:

The following information is brought to you by CreditCardSpecialist.com. First PREMIER® Bank is not affiliated with CreditCardSpecialist.com and does not endorse, nor guarantee, nor is responsible for this information.

The main advantage of applying for a credit card with instant approval is that it takes only a few minutes. Fill out the forms and find out your eligibility in a matter of seconds. The better your credit report, the more options you will receive. Offers may vary. Some credit card issuers may extend a line of credit and some may offer secured credit cards which would require a deposit.

Approval will be determined by checking with the consumer reporting agencies that track your creditworthiness. These offers are usually aimed at those who have a good or excellent credit history. Once you apply, the bank`s decision in most cases will be granted immediately. They will provide you with the best possible credit rates for your credit profile, which may include zero percent introductory offers or ones with competitive APRs. There are many different promotional offers from the banks. This site allows you to find your best option.

Instant approval is fast, convenient, simple and it allows you to see where you stand with your credit. This site can help you figure out which bank wants you as their cardholder. Many banks offer access to the instant approval credit card process which allows for competitive rate analysis.

If you don`t want to wait for offers to arrive in the mail, instant decision credit services offer you the best credit card choices. This method of credit card application also allows you to save time in the application process as well as the time traditionally needed for approval. Most decisions for these kinds of applications will be made in sixty seconds.

Most instant credit approvals do not provide high credit limits. Instant approval cards tend to be geared toward people who want the instant gratification of knowing they are eligible. The credit card industry is highly competitive. The instant credit approval system is gaining in popularity among credit card applicants.

You don`t need to go to your local bank or submit an application by mail or phone in order to find the appropriate credit card solution. Here all offers you may be eligible for are provided from both Visa® and Mastercard®, as well as some other providers. For the best offers, be sure to maintain a good credit score, keep an eye on your credit, and find out what the consumer reporting agencies have on file regarding your credit history. If you find any errors, dispute them before applying.

Other Credit Card Types:

Low Interest Credit Cards

Best credit cards with low APRs on balance transfers and purchases. See also credit cards with zero APRs on purchases and/or balance transfers for certain introductory periods.

Balance Transfer Credit Cards

Transfer your existing outstanding balance to a credit card with lower ongoing APR or 0% intro APR and save your money in interest. Benefit from balance transfer credit cards.

No Annual Fee Credit Cards

Pay no annual fee to use your credit card as there is none. Choose from the best credit cards with no annual fee.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms & conditions on the credit card issuer´s website.
61 Cardholder fees apply.
70 Click apply to view See Card Terms & Conditions for Details.