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CreditCardSpecialist.com, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. CreditCardSpecialist.com does not present or review all available credit or financial offers.

On this page you can find information about credit cards that offer instant approval. Once you enter your personal information, you will receive credit card offers that give you an instant decision. You only need to select a credit card and complete an application to receive an instant response indicating whether you are approved or not. Note, that some of the products on this page do not offer instant approval, but a response will be provided within 60 seconds. This will not provide instant access to a credit line if approved, but you will be able to see if you are eligible. If you are approved, you will receive your credit card by mail usually in a few days. It may take up to two weeks to process.

Credit One Bank® Credit Card with Gas Rewards

Unlimited 1% gas rewards.

Get pre-qualified without affecting your credit score.

Horizon Gold Credit Card
Horizon Card Services
Horizon Gold Credit Card

$500 Credit Limit. No Credit Check.

Reports to a Major Credit Bureau.

Best Credit Cards and Loans with Instant Approval:

Bank Name
Card Name
Credit History Annual Fee Activation Fee Apply / Details
Fingerhut Credit Account
WebBank
Fingerhut Credit Account
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

$0$0
  • No Annual Fee.68
  • No Over Limit Fee.68
  • Get Response in 60 seconds.
  • No down payments, no layaway and no surprises.
  • Apply for Fingerhut Credit today. Fill out our easy online application.
  • Low Monthly Payments.69
  • Choose From Over 70,000 Products.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments with Fingerhut Credit!
  • Get the Credit You Deserve.
  • We just love saying "YES!".
Apply
Online
Barclaycard® Rewards MasterCard® - Average Credit
Barclays Bank Delaware
Barclaycard® Rewards MasterCard® - Average Credit
Fair / Average

Fair / Average Credit
This credit offer is for people with Fair / Average credit history.

$0$0
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you′ve made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Apply
Online
Next Millennium
Unique Card Services
Next Millennium
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

See
website
$0
  • Shop thousands of your favorite brands.
  • Enjoy a $1,000 Credit Line! To purchase popular brand name products exclusively at our online store.
  • No Credit Checks & No Credit Turndowns!
  • We won´t check your credit and you will not be denied for bad credit. Buy Now...Pay Later!
Apply
Online
Next Payday Advance
Next Payday Advance
Next Payday Advance
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

See siteSee site
  • Apply online using our 100% secure 3-step application. No faxing required.
  • 4 out of 5 applications are approved.
  • Once approved your loan is deposited into your bank account overnight!
Apply
Online
TronixCountry™
Tronix Country
TronixCountry™
Any Credit (No Credit Check)

Any Credit (No Credit Check)
You can apply if: you have never had a credit card or haven`t established a credit history yet; your credit has seen bankruptcies or foreclosures. You can be approved regardless your credit history.

$49$29.99
  • No Credit Check.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.78
  • 0% APR.
  • Reward Points for every dollar spent.
  • Shop Brand Name Merchandise.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Free Shipping.
  • No Employment Check.
  • Bad Credit - OK.
  • Response in 60 seconds or less.
  • Choose from thousands of products.
  • $25 off first purchase of $400 or more. Coupon Code: DEAL25. Expires: 08/31/14.
Apply
Online
Credit One Bank® Platinum Card
Credit One Bank®
Credit One Bank® Platinum Card
Fair

Fair Credit
You can apply if: your credit history is short. You've had your own credit card, loan or have been an authorized user on someone's credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

$35-$99$0
  • Get Pre-Qualified for a Platinum Visa credit card.
  • Get an opportunity for a credit line increase automatically after you make your first six monthly payments on time.
  • Automatic reviews for credit line increase opportunities.
  • Rewards post to your account automatically each month.
Apply
Online
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

The main advantage of applying for a credit card with instant approval is that it takes only a few minutes. Fill out the forms and find out your eligibility in a matter of seconds. The better your credit report, the more options you will receive. Offers may vary. Some credit card issuers may extend a line of credit and some may offer secured credit cards which would require a deposit.

Approval will be determined by checking with the consumer reporting agencies that track your creditworthiness. These offers are usually aimed at those who have a good or excellent credit history. Once you apply, the bank`s decision in most cases will be granted immediately. They will provide you with the best possible credit rates for your credit profile, which may include zero percent introductory offers or ones with competitive APRs. There are many different promotional offers from the banks. This site allows you to find your best option.

Instant approval is fast, convenient, simple and it allows you to see where you stand with your credit. This site can help you figure out which bank wants you as their cardholder. Many banks offer access to the instant approval credit card process which allows for competitive rate analysis.

If you don`t want to wait for offers to arrive in the mail, instant decision credit services offer you the best credit card choices. This method of credit card application also allows you to save time in the application process as well as the time traditionally needed for approval. Most decisions for these kinds of applications will be made in sixty seconds.

Most instant credit approvals do not provide high credit limits. Instant approval cards tend to be geared toward people who want the instant gratification of knowing they are eligible. The credit card industry is highly competitive. The instant credit approval system is gaining in popularity among credit card applicants.

You don`t need to go to your local bank or submit an application by mail or phone in order to find the appropriate credit card solution. Here all offers you may be eligible for are provided from both Visa® and Mastercard®, as well as some other providers. For the best offers, be sure to maintain a good credit score, keep an eye on your credit, and find out what the consumer reporting agencies have on file regarding your credit history. If you find any errors, dispute them before applying.

Other Credit Card Types:

Low Interest Credit Cards

Credit cards with low APRs on balance transfers and purchases. See also credit cards with zero APRs on purchases and/or balance transfers for certain introductory periods.

Balance Transfer Credit Cards

Transfer your existing outstanding balance to a credit card with lower ongoing APR or 0% intro APR and save your money in interest. Benefit from balance transfer credit cards.

No Annual Fee Credit Cards

Pay no annual fee to use your credit card as there is none. Choose from the credit cards with no annual fee.

68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
78 In Accordance with Terms and Conditions.
We do our best to maintain the information accurate at CreditCardSpecialist.com. However, all the credit cards information is subject to change and presented without warranty. See the up to date credit card terms and conditions on the secured credit card application page. Note that CreditCardSpecialist.com may be compensated by credit card issuers when visitors apply for a credit card through the links on this website.
CreditCardSpecialist.com, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. CreditCardSpecialist.com does not present or review all available credit or financial offers.