Credit Cards
recommended by
our experts

Get Cards

Prepaid and Credit Card Deals To Get Instant Approval

Selected cards:

On this page you can find information about credit cards that offer instant approval. Once you enter your personal information, you will receive credit card offers that give you an instant decision. You only need to select a credit card and complete an application to receive an instant response indicating whether you are approved or not. Note, that some of the products on this page do not offer instant approval, but a response will be provided within 60 seconds. This will not provide instant access to a credit line if approved, but you will be able to see if you are eligible. If you are approved, you will receive your credit card by mail usually in a few days. It may take up to two weeks to process.

Credit One Bank® Credit Card with Gas Rewards

1% back on all gas purchases.

Get pre-qualified without affecting your credit score.

Horizon Gold Credit Card
Horizon Card Services
Horizon Gold Credit Card

$500 Credit Limit. No Credit Check.

Reports to a Major Credit Bureau.

Best Credit Cards with Instant Approval:

Bank Name
Card Name
Credit History Annual Fee Activation Fee Apply / Details
Barclaycard® Rewards MasterCard® - Average Credit
Barclays Bank Delaware
Barclaycard® Rewards MasterCard® - Average Credit
Fair / Average $0 $0
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you′ve made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Fingerhut Credit Account
Fingerhut Credit Account
Bad $0 $0
  • No Annual Fee.68
  • No Over Limit Fee.68
  • Get Response in 60 seconds.
  • No down payments, no layaway and no surprises.
  • Apply for Fingerhut Credit today. Fill out our easy online application.
  • Low Monthly Payments.69
  • Choose From Over 70,000 Products.
  • Shop Great Brands at
  • Budget Friendly Payments with Fingerhut Credit!
  • Get the Credit You Deserve.
  • We just love saying "YES!".
Tronix Country
Any Credit (No Credit Check) $49 $29.99
  • No Credit Check.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.78
  • 0% APR.
  • Reward Points for every dollar spent.
  • Shop Brand Name Merchandise.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Free Shipping.
  • No Employment Check.
  • Bad Credit - OK.
  • Response in 60 seconds or less.
  • Choose from thousands of products.
  • $25 off $400 or more (for a limited time) - Use Coupon Code: SAVE25J. This will expire on 07/31/14.
Next Millennium
Unique Card Services
Next Millennium
Bad See website $0
  • Shop thousands of your favorite brands.
  • Enjoy a $1,000 Credit Line! To purchase popular brand name products exclusively at our online store.
  • No Credit Checks & No Credit Turndowns!
  • We won´t check your credit and you will not be denied for bad credit. Buy Now...Pay Later!
Select the cards you like best and compare them
Selected cards:
Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Prepaid Debit Cards for Any Credit History:

Bank Name
Card Name
Activation Fee Guaranteed Approval Credit Check Build Credit Apply / Details
PayPal™ Prepaid MasterCard®
The Bancorp Bank
PayPal™ Prepaid MasterCard®
see site No No No
  • Free direct deposit - get your paycheck and government benefits up to 2 days faster.
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
  • Get account alerts on your mobile device or download our App to check your balance and see recent transactions.
  • Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new).
  • Earn Cash back rewards from specially selected stores, restaurants and more.
  • No credit check, overdraft fees or interest charges.
  • Safer than carrying cash - use it to pay for everyday purchases.
Control Prepaid MasterCard®
Control Prepaid MasterCard®
$0 Yes! No No
  • Use Direct Deposit - get your paycheck or government benefits check up to 2 days faster.
  • No overdraft fees & a simple fee plan. No cost to order or activate a card.
  • Qualify for a $10 Purchase Cushion and $5/month fee plan after a Direct Deposit of $500 in one calendar month.
  • Earn Cash Back Rewards & Refer A Friend bonuses.
  • Free Bill Pay and online budget management tools.
  • Transfer money to other cardholders online or with your mobile phone.
  • Free Smartphone App - check your transactions, balance and find the closest reload location.
  • Refill a Prepaid Phone using your Control card - Get $1 back each time you add $25 or more.
Select the cards you like best and compare them
Selected cards:

The main advantage of applying for a credit card with instant approval is that it takes only a few minutes. Fill out the forms and find out your eligibility in a matter of seconds. The better your credit report, the more options you will receive. Offers may vary. Some credit card issuers may extend a line of credit and some may offer secured credit cards which would require a deposit.

Approval will be determined by checking with the consumer reporting agencies that track your creditworthiness. These offers are usually aimed at those who have a good or excellent credit history. Once you apply, the bank`s decision in most cases will be granted immediately. They will provide you with the best possible credit rates for your credit profile, which may include zero percent introductory offers or ones with competitive APRs. There are many different promotional offers from the banks. This site allows you to find your best option.

Instant approval is fast, convenient, simple and it allows you to see where you stand with your credit. This site can help you figure out which bank wants you as their cardholder. Many banks offer access to the instant approval credit card process which allows for competitive rate analysis.

If you don`t want to wait for offers to arrive in the mail, instant decision credit services offer you the best credit card choices. This method of credit card application also allows you to save time in the application process as well as the time traditionally needed for approval. Most decisions for these kinds of applications will be made in sixty seconds.

Most instant credit approvals do not provide high credit limits. Instant approval cards tend to be geared toward people who want the instant gratification of knowing they are eligible. The credit card industry is highly competitive. The instant credit approval system is gaining in popularity among credit card applicants.

You don`t need to go to your local bank or submit an application by mail or phone in order to find the appropriate credit card solution. Here all offers you may be eligible for are provided from both Visa® and Mastercard®, as well as some other providers. For the best offers, be sure to maintain a good credit score, keep an eye on your credit, and find out what the consumer reporting agencies have on file regarding your credit history. If you find any errors, dispute them before applying.

Other Credit Card Types:

Low Interest Credit Cards

Best credit cards with low APRs on balance transfers and purchases. See also credit cards with zero APRs on purchases and/or balance transfers for certain introductory periods.

Balance Transfer Credit Cards

Transfer your existing outstanding balance to a credit card with lower ongoing APR or 0% intro APR and save your money in interest. Benefit from balance transfer credit cards.

No Annual Fee Credit Cards

Pay no annual fee to use your credit card as there is none. Choose from the best credit cards with no annual fee.

68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
78 In Accordance with Terms and Conditions.
We do our best to maintain the information accurate at However, all the credit cards information is subject to change and presented without warranty. See the up to date credit card terms and conditions on the secured credit card application page. Note that may be compensated by credit card issuers when visitors apply for a credit card through the links on this website.