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Credit Card Deals for Limited or No Credit

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We are happy to present you credit cards and prepaid cards designed for people with limited or no credit. Check up on regular credit cards with competitive interest rates, low annual fee, low fees, and rewards, secured credit cards and prepaid cards with no credit check, some but low fees and more. Look through the cards displayed at our site and apply online.

Capital One® Platinum Credit Card
  • $0 intro annual fee for the first year; $19 after that.
  • Image Card - personalize your card with an image of your choice.
  • $0 Fraud Liability if your card is lost or stolen.
Fingerhut Credit Account
  • Affordable Monthly Payments.69
  • No Annual Fee.68
  • No Over Limit Fee.68
Capital One® Cash Rewards
  • 50% bonus on the cash back you earn every year.
  • 1% cash back on all purchases.
  • Earn unlimited cash back that doesn´t expire.
Capital One® Cash Rewards for Newcomers
  • A card designed to help those new to the U.S. establish credit and earn cash back.
  • Build credit with responsible use -- plus automatic reporting to the three major credit bureaus.
  • Get 2% cash back on travel purchases.
Select the cards you like best and compare them
Selected cards:
Bank Name
Card Name
Intro APR Purch.
(Intro Period)
APR % Annual Fee Balance Transfers Fee Apply / Details
Capital One® Classic Platinum Credit Card
Capital One®
Capital One® Classic Platinum Credit Card
0%
(until
February
2014)
19.8% (V) $39 $0
  • 0% intro APR on purchases until February 2014.
  • $0 Fraud Liability if your card is lost or stolen.
  • Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection.
  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own.
Apply
Online
Horizon Gold Credit Card
Horizon Card Services
Horizon Gold Credit Card
n/a 0.00% See website See website
  • $500 Credit Limit.70
  • Guaranteed approval for unsecured credit line.
  • No Credit Check.
  • Fast Online Application.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Bad Credit accepted.
  • Always 0.0% APR.
Apply
Online
JourneySM Student Rewards from Capital One®
Capital One®
JourneySM Student Rewards from Capital One®
n/a 19.8% (V) $0 $0
  • Designed to help students build good credit with responsible use.
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit.
  • Customizable text and e-mail alerts to help keep you on track.
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time.
  • No annual fee.
  • $0 Fraud Liability if your card is lost or stolen.
Apply
Online
Select the cards you like best and compare them
Selected cards:
Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Best Prepaid Cards with NO Credit Check:

Bank Name
Card Name
Activation Fee Guaranteed Approval Credit Check Build Credit Apply / Details
Prepaid Visa® Baby Phat RushCard
The Bancorp Bank
Prepaid Visa® Baby Phat RushCard
$14.95 No! No No
  • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
  • Easy Online Bill Pay - pay bills, rent, or write personal checks.
  • Free 24/7 customer service.
  • Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
Apply
Online
Prepaid Visa® Classic RushCard
The Bancorp Bank
Prepaid Visa® Classic RushCard
$3.95 No! No No
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Choose from multiple fee plan options, and switch for free.
  • Transfer money to another RushCard member for just $0.99.
  • No overdraft fees.
  • Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
Apply
Online
The American Express® Prepaid Card
American Express
The American Express® Prepaid Card
$0 No No No
  • No Monthly, Annual or Purchase Fees.
  • Direct Deposit.
  • No Overdraft, Inactivity or Foreign Exchange Fees.
  • Purchase Protection.37
  • Fraud Protection.
  • Roadside Assistance.37
  • No Credit Check.
Apply
Online
Select the cards you like best and compare them
Selected cards:

Credit card applications for no or limited credit are popular with consumers because such offers help establish or strengthen your credit. If you are a responsible cardholder and make your payments on time and in full soon enough you will be able to apply for credit cards aimed at fair credit.

At this site you can find our great selection of card offers for limited or no credit. If you are a person with limited or no credit who is looking for a credit card pay close attention to the card offers collected on this very page. The cards we offer are well arranged so that you can easily find the right card offer for you. Among lots of credit cards for people with limited or no credit you can choose one that suits you best and apply online right away.

Your choice of a card for limited or no credit depends greatly on who you are and how much you can afford yourself. If you are a student and want to choose your first card to start establishing your credit history you can decide on a student credit card. And if you are a consumer with no or limited credit it is advised to apply for credit cards aimed at limited or no credit.

At our site along with regular credit card offers you can also find secured credit cards. Having limited or no credit history a good option to consider is secured cards. These are cards that you secure with a deposit to minimize the risk of not paying the card off. Secured card offers come with affordable interest rates and fees and are also reported to the credit bureaus. Secured credit cards can be a true way to establish your credit history if you pay your bills in full and on time.

When applying for a card it is very important to keep in mind that you should make all your payments duly and in full, stay within your credit limits and check your credit report regularly. And one more thing: read the terms and conditions of your cardholder agreement carefully to find out APRs and fees applied to your account, read the fine print to avoid unpleasantness in future.

Credit Cards for Other Credit Histories:

Cards for Excellent Credit

Your Credit score is above 750 which means you make payments on time and have low debt. Consider credit card offers specifically designed for applicants with excellent credit and apply online.

Cards for Good Credit

Your Credit score is between 660 — 749 which means you pay late but quite rarely and have low debt. Consider credit card offers specifically designed for applicants with good credit and apply online.

Cards for Fair Credit

Your Credit score is between 620 — 659 which means you pay late from time to time or have high debt. Consider credit card offers specifically designed for applicants with fair credit and apply online.

Cards for Bad Credit

Your Credit score is between 350 — 619 which means you have missed payments or have high debt, or both. Consider card offers specifically designed for applicants with bad credit and apply online.

37 See the American Express card terms and conditions online.
68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
70 Click apply to view See Card Terms & Conditions for Details.