Credit Card Deals for Limited or No Credit

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We are happy to present you credit cards and prepaid cards designed for people with limited or no credit. Check up on regular credit cards with competitive interest rates, low annual fees, and with rewards, secured credit cards and prepaid cards with no credit check, and more. Look through the cards listed below and apply online.

  • Recommended by our experts
    Horizon Card Services: Horizon Gold
    Apply Online
    Credit Suggested: Bad/No 
    • Intro APR Purch. (Intro Period) n/a
    • Intro APR Bal. Tr. (Intro Period) n/a
    • Regular APR 0.00%
    • Annual Fee See Terms
    • Application Processing Fee See Terms
    Card Features
    • Must have Active Debit Card or Credit Card to qualify.
    • Instant $500 Credit Line.
    • No Credit Check.
    • No Employment Check.
    • Reports to a Major Credit Bureau.
    • Fast Online Application.
    • Bad Credit accepted.
    More Details
  • Celtic Bank: Surge Mastercard®
    Apply Online
    Credit Suggested: Fair/Bad 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 25.90% - 29.99%
    • Annual Fee $75 - $99
    • Application Processing Fee See Terms*
    Card Features
    • All credit types welcome to apply!
    • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
    • Monthly reporting to the three major credit bureaus
    • See if you’re Pre-Qualified without impacting your credit score
    • Fast and easy application process; results in seconds
    • Free online account access 24/7
    • Checking Account Required
    More Details
  • RescueLoans.net: RescueLoans.net
    Apply Online
    Credit Suggested: Any Credit Welcome 
    • Min Loan Amount $100
    • Max Loan Amount $1,000
    • Min Income Required See terms
    • Checking Acc. Required Yes
    • Instant Response Yes
    Loan Features
    • Fast approval in as little as 2 minutes
    • Your money directly deposited into your account
    • Safe and Secure
    • Flexible Payments
    • All Credit Types
    More Details
  • Horizon Card Services: Group One Freedom Card
    Apply Online
    Credit Suggested: Bad 
    • Intro APR Purch. (Intro Period) n/a
    • Intro APR Bal. Tr. (Intro Period) n/a
    • Regular APR 0.00%
    • Annual Fee See terms
    • Application Processing Fee See terms
    Card Features
    • Bad Credit, Low Score? No Problem!
    • Build your Credit with responsible handling of your account
    • Receive a $500 Credit Line
    • Easy Application with Immediate Results
    • No Credit Check
    More Details
  • The Bank of Missouri: First Access Visa® Solid Black Credit Card
    Apply Online
    Credit Suggested: Fair/Bad 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR See Terms
    • Annual Fee See Terms
    • Application Processing Fee See Terms
    Card Features
    • Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
    • Reporting monthly to all three major credit reporting agencies
    • Perfect credit not required for approval; we may approve you when others won’t
    • Easy and secure online application
    • $300 credit limit (subject to available credit)
    • Receive your card more quickly with optional Expedited Processing (additional fee applies)
    • Get a result in as little as 60 seconds upon completion of the online application
    • Select your favorite card design from our gallery, for free!
    • Online Customer Center available 24 x 7
    • Issued by The Bank of Missouri
    More Details
  • Capital Bank: OpenSky® Secured Visa® Credit Card
    Apply Online
    Credit Suggested: Bad / No 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 17.39% (variable)
    • Annual Fee $35
    • Application Processing Fee See Terms
    Card Features
    • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
    • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
    • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
    • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
    • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
    • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
    • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
    More Details
  • Synovus Bank: Assent Platinum 0% Intro Rate Mastercard Secured Credit Card
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    Credit Suggested: Poor/Limited/No 
    • Intro APR Purch. (Intro Period) 0% (6 months on Purchases)
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 12.99% (V)
    • Annual Fee $49
    • Application Processing Fee N/A
    Card Features
    • Enjoy 0% APR on Purchases for Six Months!
    • Full-Feature Platinum Mastercard® Secured Credit Card
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
    • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
    • 24/7 Online Access to Your Account
    • Nationwide Program though not yet available in NY, IA, AR, or WI
    • * See Card Terms.
    More Details
  • Synovus Bank: First Progress Platinum Prestige Mastercard® Secured Credit Card
    Apply Online
    Credit Suggested: Poor/Limited/No 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 9.99% (V)
    • Annual Fee $49
    • Application Processing Fee N/A
    Card Features
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Quick and Complete Online Application
    • Full-Feature Platinum Mastercard® Secured Credit Card
    • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
    • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
    • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
    More Details
  • Applied Bank®: Applied Bank® Secured Visa® Gold Preferred® Credit Card
    Apply Online
    Credit Suggested: Bad/No 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 9.99% (Fixed)
    • Annual Fee $48
    • Application Processing Fee None
    Card Features
    • Better than Prepaid…Go with a Secured Card! Load One Time - Keep On Using
    • Absolutely No Credit Check or Minimum Credit Score Required
    • Automatic Reporting to All Three National Credit Bureaus
    • 9.99% Low Fixed APR - Your Rate Won´t Go Up Even if You Are Late
    • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
    More Details
  • The Bank of Missouri: Milestone® Mastercard® - Less Than Perfect Credit Considered
    Apply Online
    Credit Suggested: Bad/Poor 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 24.9%
    • Annual Fee $35 - $99*
    • Application Processing Fee See Terms*
    Card Features
    • Prequalify for a card today and it will not impact your credit score
    • Less than perfect credit is okay
    • Mobile account access at any time
    • Protection from fraud if your card is stolen
    • Account history is reported to the three major credit bureaus in the U.S.
    • *Dependent on credit worthiness
    More Details
  • Synovus Bank: First Progress Platinum Select Mastercard® Secured Credit Card
    Apply Online
    Credit Suggested: Poor/Limited/No 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 13.99% (V)
    • Annual Fee $39
    • Application Processing Fee N/A
    Card Features
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Quick and Complete Online Application
    • Full-Feature Platinum Mastercard® Secured Credit Card
    • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
    • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
    • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
    More Details
  • The Bank of Missouri: Milestone® Mastercard® - Unsecured For Less Than Perfect Credit
    Apply Online
    Credit Suggested: Bad/Poor 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 24.9%
    • Annual Fee $35 - $99*
    • Application Processing Fee See Terms*
    Card Features
    • Easy pre-qualification process which does not affect your credit score
    • Less than perfect credit is okay
    • 24/7 access to your account information, even on mobile
    • Protection from fraud, if your card happens to be lost or stolen
    • Account history is reported to the three major credit bureaus in the U.S.
    More Details
  • Synovus Bank: First Progress Platinum Elite Mastercard® Secured Credit Card
    Apply Online
    Credit Suggested: Poor/Limited/No 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 19.99% (V)
    • Annual Fee $29
    • Application Processing Fee N/A
    Card Features
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Quick and Complete Online Application
    • Full-Feature Platinum Mastercard® Secured Credit Card
    • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
    • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
    • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
    More Details
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