Credit Card Deals for Limited or No Credit

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We are happy to present you credit cards and prepaid cards designed for people with limited or no credit. Check up on regular credit cards with competitive interest rates, low annual fees, and with rewards, secured credit cards and prepaid cards with no credit check, and more. Look through the cards listed below and apply online.

  • Recommended by our experts
    Capital One®: Capital One® Platinum Credit Card
    Apply Online
    Credit Suggested: Average, Fair, Limited 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 24.99% (Variable)
    • Annual Fee $0
    • Application Processing Fee See terms
    Card Features
    • Pay no annual fee
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is lost or stolen
    • Use online banking to access your account, even from your smartphone, with our mobile app
    • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
    • Get access to your account 24 hours a day, 7 days a week
    • Help strengthen your credit for the future with responsible card use
    More Details
  • Horizon Card Services: Horizon Gold Credit Card
    Apply Online
    Credit Suggested: Bad 
    • Intro APR Purch. (Intro Period) n/a
    • Intro APR Bal. Tr. (Intro Period) n/a
    • Regular APR 0.00%
    • Annual Fee See Terms
    • Application Processing Fee See Terms
    Card Features
    • Must have Active Debit Card or Credit Card to qualify.
    • $500 Credit Limit.
    • No Credit Check.
    • No Employment Check.
    • Reports to a Major Credit Bureau.
    • Fast Online Application.
    • Bad Credit accepted.
    More Details
  • Capital One®: Capital One® QuicksilverOne® Cash Rewards Credit Card
    Apply Online
    Credit Suggested: Average, Fair, Limited 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 24.99% (Variable)
    • Annual Fee $39
    • Application Processing Fee See terms
    Card Features
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is ever lost or stolen
    • Use online banking to access your account, even from your smartphone, with our mobile app
    • Help strengthen your credit for the future with responsible card use
    More Details
  • WebBank: Fingerhut Credit Account
    Apply Online
    Credit Suggested: Bad 
    • Intro APR Purch. (Intro Period) n/a
    • Intro APR Bal. Tr. (Intro Period) n/a
    • Regular APR 25.15%
    • Annual Fee $0
    • Application Processing Fee See Terms
    Card Features
    • No Annual Fee*.
    • No Over Limit Fee*.
    • Instant Response (Delays may occur depending on application data provided).
    • Apply for Fingerhut Credit today*. Fill out our easy online application.
    • Low Monthly Payments*.
    • Choose From Over 500,000 items.
    • Shop Great Brands at Fingerhut.com.
    • Budget Friendly Payments* with Fingerhut Credit!
    • Get the Credit You Deserve*.
    • We just love saying "YES!"
    • *SEE Fingerhut.com Site for Terms & Conditions.
    More Details
  • Capital One®: Journey® Student Rewards from Capital One®
    Apply Online
    Credit Suggested: Average, Fair, Limited 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 20.49% (Variable)
    • Annual Fee $0
    • Application Processing Fee See terms
    Card Features
    • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
    • There’s no limit to the amount of cash back you can earn, and rewards don't expire
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Pay no annual or foreign transaction fees
    • Fraud coverage if your card is lost or stolen
    • Pick the monthly due date that works best for you
    More Details
  • USAA Federal Savings Bank: USAA Classic Platinum Visa®
    Apply Online
    Credit Suggested: Fair / Bad 
    • Intro APR Purch. (Intro Period) n/a
    • Intro APR Bal. Tr. (Intro Period) n/a
    • Regular APR 18.40% to 24.40% (V)
    • Annual Fee $35
    • Application Processing Fee See Terms
    Card Features
    • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
    • Best for members with average credit.
    • Make consistent, on-time payments and you could improve your credit rating - sometimes in as little as 12 months.
    • We´ll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
    • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
    More Details
  • Capital One®: Capital One® Secured MasterCard®
    Apply Online
    Credit Suggested: Limited, Bad 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 24.99% (Variable)
    • Annual Fee $0
    • Application Processing Fee See terms
    Card Features
    • No annual fee, and all the credit building benefits with responsible card use
    • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
    • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
    • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
    • Easily manage your account 24/7 with online access, by phone or using our mobile app
    • It’s a credit card accepted at millions of locations worldwide
    More Details
  • Berkshire Bank: primor® Secured Visa Gold Card
    Apply Online
    Credit Suggested: Poor/Limited/No 
    • Intro APR Purch. (Intro Period) N/A
    • Intro APR Bal. Tr. (Intro Period) N/A
    • Regular APR 9.99% (Fixed)
    • Annual Fee $49
    • Application Processing Fee N/A
    Card Features
    • Low fixed interest rates with no penalty rate!
    • Reports to all three nationwide credit bureaus
    • Fast, easy application process
    • No processing or application fees!
    • Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more
    • *See application for additional details
    More Details
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