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ADVERTISER DISCLOSURE, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. does not present or review all available credit or financial offers.

Prepaid Debit Cards - 100% Guaranteed Approval

AccountNow® Gold Visa® Prepaid Card
  • Get Paid up to 2 days Faster with Free Direct Deposit * - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • No CreditCheck to Get a Card. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee*. No Minimum Balance. No Risk of Overdraft fees.
Purple ACE Elite™ Visa® Prepaid Debit Card
  • Get your tax refund faster than a paper check.
  • No-Fee Cash Withdrawals at ACE.
  • Use everywhere Visa® debit cards are accepted.
AccountNow® Prepaid Visa® Card
  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • No Credit Check. No Overdraft Fees, ever.
  • Free* Direct Deposit and Online Bill Payment

Prepaid Debit Cards

Prepaid debit cards are a safer and more convenient alternative to carrying large amounts in cash or paying high check-cashing fees. Prepaid cards are not linked to your bank account, and to start using them you just need to deposit cash. To add money to the card you can set up a direct deposit of your paycheck or government benefits, and it is often free or make in-person deposits at one of the multiple locations. Then you can pay with your prepaid debit card anywhere - in stores, online or over the phone. You can plan your trips and book flights and make hotel reservations, shop and pay your bills online, withdraw cash and all without the danger of getting into debt. You only spend money you load on it. Once the card balance is exhausted you can't pay with it until you add more funds. Choose one of the multiple convenient ways to make deposits to your prepaid debit card.

Advantages of Prepaid Debit Cards

Prepaid debit cards are easy to get approved for, since they require no credit check, which is great for those who fail to apply for regular credit cards. You can get approved no matter what credit history you have. This is good news.
Prepaid Reloadable cards are also great for those who would like to avoid the risk of taking on debt. Prepaid debit cards offer the convenience of a cashless payment and at the same time do not charge interest, since there is no debt. But make sure you know all the fees. Unlike credit cards, prepaid reloadable ones do not help establish or improve your credit history.
Pre-funded cards provide a good alternative for parents, they can know that their children will not go over the limit. Or you can get additional cards and safely and quickly transfer money to your family members living in another location or country.

Finding the Best Prepaid Reloadable Card

While choosing a prepaid reloadable card that will work best for you, you should consider the following. Learn about the available ways to add cash to your card and check the related fees. Make sure you know usage restrictions if there are any. Find out about the possible ways to check card balance - paper monthly statement, phone or online balance inquiry, and the associated fees. Compare activation fee, charges for direct deposit and in-person deposits, monthly maintenance cost. If you plan to use your card abroad, pay attention to fees charged for international withdrawals and purchases. Look into liability protection offered by the card, daily deposit and withdrawal limits. And no matter which one you choose Visa or MasterCard - both of these international networks provide easy and secure ways to pay, are acceptable worldwide, help to accurately track spending and offer convenient methods to make deposits on your card. Choose a prepaid debit card that is right for you and apply online!

News about Credit Card

Expedia And Chase Join Forces To Enhance Ultimate Rewards Program

[Saturday, September 01, 2018]

A new partnership between Chase Card Services and Expedia Group will allow Chase Ultimate Rewards members to enjoy more choices, more flexible rewards redemptions, and enhanced capabilities when using their reward points. Under the Expedia/Chase alliance, Expedia’s network of flights,[...] Read full story...

The latest question of Immediate Credit Card Care Service

At my local bank there was an advertisement that if one enrolls in Alaska airline credit card and spends $1000 in the first 3 months then a travel companion could fly free. Is this still in effect? Does it apply to international trips and 1st class? Does the flight need to be Alaska airlines/ Virgin airlines?

Currently, the Alaska Airlines credit card has the following offer: “Annual companion fare from $121 ($99, plus taxes and fees from $22) after you make $1,000 or more in purchases within the first 90 days of your account opening”. This benefit will qualify for a round-trip coach Companion Fare on Alaska Airlines when traveling with another passenger on a paid published coach airfare on the same itinerary, booked at the same time. However, this benefit applies to Visa Signature consumer accounts only. If you are approved for a Platinum Plus® account, you won’t qualify for this benefit. Please contact Alaska for more details.
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If you are confident of yourself as a responsible borrow and would like to afford yourself more financial freedom and flexibility, consider applying for a credit card. Unlike with prepaid debit cards you are not limited to the cash in your account and credit cards do come in handy if there's an urgent need, you plan a big purchase, or you just want more confidence in your purchasing capacity. View best options available for your credit. If you have credit score that is good or excellent, you can choose from the best for your credit history - various rewards programs and exclusive services, low interest rate, no annual fee and more. If your credit score is less than perfect, we have very nice offers for you too. Designed specifically for limited credit, they can help you establish or improve your credit history while giving you purchasing power you need. Compare, choose what is best for you and apply today!

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We do our best to maintain the information accurate at However, all the credit cards information is subject to change and presented without warranty. See the up to date credit card terms and conditions on the secured credit card application page. Note that may be compensated by credit card issuers when visitors apply for a credit card through the links on this website., an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. does not present or review all available credit or financial offers.
Disclosure: Not an access card.