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Providian Credit Card Alternatives and More for Bad or No Credit

LIMITED or NO Credit?
Best Credit Cards from Credit-Land.com

0% Intro APR on Purchases for up to 12 months.

Monthly Reporting to major Consumer Reporting Agencies.

BAD Credit?
Horizon Gold Credit Card

$500 Credit Limit. No Credit Check.

Must have Active Debit Card or Credit Card to qualify.

Bank Name
Card Name
Credit History Apply / Details
Bad
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • $25 Off $100 - Expires 5/2/2017. PROMO CODE: NC566
  • You could WIN $20,000 from Fingerhut.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Poor
  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
  • Receive opportunities for credit line increases, a fee may apply
  • Email or text alerts to remind you when your payment is due
Any
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Bad Credit - OK.
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Providian Credit Card Alternatives and More for Bad or No Credit

Providian was one of the leading credit card issuers for consumers with bad or no credit. Providian credit cards were designed specifically for the needs of people with low credit scores. Though offering high interest rates, Providian provided regular credit reporting which is important for improving credit faster. Providian credit cards are no longer being issued, but today offers for people with bad credit or no credit are many and diverse.

Compare credit card deals for Bad Credit on our site, choose what is better for you to help you improve your credit score, build credit or provide a secure and convenient alternative to cash. View our best alternatives to Providian deals - credit cards with low intro APR on purchases, monthly credit reporting, instant response and more. Research prepaid debit cards with guaranteed approval, free direct deposit, free bill pay and card purchases, and more. Find out more and choose what is best for you!

Credit or Prepaid for Bad Credit History?

Even if your credit history isn't that great you still have choices! Depending on your needs - whether you want to build or improve your credit history or want a safe and convenient payment tool to make purchases, pay bills, cash your paychecks and save money, you can choose from bad or no credit credit cards and prepaid debit cards.

Credit cards for poor credit are usually rather costly, often they do not offer low interest rates or high credit limits. On balances not paid in full you pay interest charges and you have to be careful not to exceed limit and skip payments to avoid negative records on your report and unwanted penalties. Yet credit cards for bad history usually regularly report to consumer reporting agencies which is helpful if you wish to build or improve credit faster.

There are no interest charges or over limit fees on prepaid debit cards. No matter what your credit is - bad credit or no credit history - you get guaranteed approval with no credit check. Prepaid cards are secure alternatives to cash and allow you to conveniently make purchases online, pay bills, faster access your paycheck or government benefits check through free direct deposit and much more. Find out more and apply for the best.

Research prepaid cards and credit cards for no or bad credit. Find what is best for you and apply today!

Improving Your Credit Score

Your credit report is pulled out when you apply for a loan or credit card, when you plan to get insurance, or sometimes even housing or a job position. Creditors, insurers, etc. review your credit history and make their decision based on your report. Loan or credit card approval, interest rates, overall credit terms are determined by your credit score. The higher the score, the better the terms and lower the APRs and fees will be and vice versa. Bad credit, low credit score or no credit can be a reason for denial. To avoid denials and qualify for better low interest rates and other beneficial terms, you should improve your credit score. Credit cards for no credit or poor credit might be a good start. Apply for one that provides approval for bad credit and regularly reports to major consumer reporting agencies. Your responsibility would be not to exceed limits and make all payments on time to ensure good records on your report. Your efforts are sure to get rewarded!

Compare cards for bad or no credit on our site, choose what is best for your individual needs and habits and apply online! Start improving your credit or building your credit history today!

FAQ


At my local bank there was an advertisement that if one enrolls in Alaska airline credit card and spends $1000 in the first 3 months then a travel companion could fly free. Is this still in effect? Does it apply to international trips and 1st class? Does the flight need to be Alaska airlines/ Virgin airlines?

Answer:
Currently, the Alaska Airlines credit card has the following offer: “Annual companion fare from $121 ($99, plus taxes and fees from $22) after you make $1,000 or more in purchases within the first 90 days of your account opening”. This benefit will qualify for a round-trip coach Companion Fare on Alaska Airlines when traveling with another passenger on a paid published coach airfare on the same itinerary, booked at the same time. However, this benefit applies to Visa Signature consumer accounts only. If you are approved for a Platinum Plus® account, you won’t qualify for this benefit. Please contact Alaska for more details.

Credit Card News

April 13, 2017

Southwest Airlines, Marriott Courtyard Earn Top Marks For Customer Service

If you’re planning a trip in the near future, you might want to look for a flight on Southwest Airlines and try to book a reservation at a Marriott Courtyard hotel. The two companies just earned high ratings for customer service from the 2017 Temkin Experience Ratings, a yearly ranki[...]


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CreditCardSpecialist.com, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. CreditCardSpecialist.com does not present or review all available credit or financial offers.