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Sometime ago, when there was no credit education provided, students were characterized as big and careless spenders. But it is perhaps unfair to criticize them as student credit products were simply irresistible for their luring terms and entertainment rewards. Today, however the value of these offers is in their help to start building a credit history.

  • Recommended by our experts
    SoFi: SoFi Student Loan Refinance
    Apply Online
    Credit Suggested: Excellent / Good / Fair 
    • Min Loan Amount $5,000
    • Max Loan Amount 100% of school-certified expenses
    • Min Income Required See terms
    • Checking Acc. Required Yes
    • Instant Response Yes
    Loan Features
    • Fixed rates starting at 2.99% APR (with AutoPay)8
    • Loan terms: 5, 7, 10, 15 and 20 year
    • No application, no origination fees, no prepayment penalties
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