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CreditCardSpecialist.com, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. CreditCardSpecialist.com does not present or review all available credit or financial offers.

Best Buy offers electronics to the consumers in the U.S., Mexico, and Canada. It is one of the biggest specialty retailers in America. As one of the biggest, it of course offers financing options along with products and services. The financing is offered in the form of credit cards that are issued by Citibank. Other credit cards, like you see below, are also accepted as a payment method at Best Buy locations.

Opt for Best Buy Credit Card Alternatives
BEST for FAIR CREDIT:

Find out if you Pre-Qualify without affecting your credit score

This unsecured card provides opportunities to raise your credit score

Receive opportunities for credit line increases, a fee may apply

BEST for LIMITED/NO CREDIT:
Surge Mastercard®

All credit types welcome to apply!

Monthly reporting to the three major credit bureaus.

Initial Credit Limit of $500.00!* (subject to available credit).

Credit Cards for Shopping at Best Buy

Card Name Credit History Intro APR Purch. (Intro Period) APR % Annual Fee Rewards Apply / Details
Fair
N/A16.99% - 24.99% Variable$0 - $99Cash Back
Fair
N/A16.99% - 24.99% Variable$0 - $99Cash Back
Fair / Good
N/A23.9%$35 - $99*n/a
Bad
n/aSee Terms$0n/a
Fair
N/A16.99% - 24.99% Variable$0 - $99Cash Back
Fair
N/A16.99% - 24.99% Variable$0 - $99Cash Back
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Credit Cards for Shopping at Best Buy

Best Buy is a large electronics retailer in the U.S. that offers its own credit cards to their customers. There are two Best Buy credit cards: My Best Buy Credit Card and My Best Buy Visa® card. Both cards are issued by Citibank. The first card can be used online and in-stores only, and the second card can be used everywhere Visa credit cards are accepted. Both cards allow you to qualify for special financing offers or to get cash back rebates on your purchases. However, there is no opportunity to choose which credit card you can get. You simply fill out an online application form and then bank approves you for either of two credit cards.

Opt for Best Buy Credit Card Alternatives

Best Buy credit cards are not the only credit cards you can use to pay for your purchases at Best Buy. In fact, you can use any Visa, MasterCard or Discover credit card when you are checking out. And these cards can be as well rewarding as they often come with rewards programs or 0% intro APRs or both. Rewards programs usually allow earning bonus points or cash back on all purchases and are not limited to one particular retailer. As for interest rates, many banks will keep your low introductory rate if you make a late payment, and if you fail to pay off the card balance by the end of the introductory period, ongoing APR will apply to the remaining balance only.

If You Have a Limited Credit History

People with a limited credit history can also get a regular credit card instead of a store credit card. Moreover, we encourage you to apply for a regular credit card issued by a major bank because such cards have fair interest rates, low fees, and additional benefits. The benefits can be rewards, low into APRs, fraud protection, and free access to your FICO credit score. The last feature is most important one because you still need to improve your credit to get access to credit cards with greater perks.
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FAQ

At my local bank there was an advertisement that if one enrolls in Alaska airline credit card and spends $1000 in the first 3 months then a travel companion could fly free. Is this still in effect? Does it apply to international trips and 1st class? Does the flight need to be Alaska airlines/ Virgin airlines?

Answer:
Currently, the Alaska Airlines credit card has the following offer: “Annual companion fare from $121 ($99, plus taxes and fees from $22) ...

I once had the US Airways credit card, then the airlines merged with American Airlines and my card transitioned into the AAdvantage MasterCard with a higher annual fee and without companion pass. I use the card one year and then closed it because I don t fly with American Airline often. Now I am looking for a credit card without an annual fee. What are my options?

Answer:
You may like one of the regular travel rewards credit cards offered by major banks. Travel rewards credit cards allow earning miles on all ...

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CreditCardSpecialist.com, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. CreditCardSpecialist.com does not present or review all available credit or financial offers.
Disclosure: Not an access card.