Credit Card Deals from Capital Bank

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Capital Bank is a community bank which offers its services to individuals and small business. The bank is FDIC insured and a member of the Federal Reserve Bank system. Capital Bank provides business and personal banking, and credit cards. The Capital Bank credit cards are secured and aimed at people who are looking to establish or rebuild their credit history.

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OpenSky® Secured Visa® Credit Card

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Credit Suggested: Bad / No
- Intro APR Purch. (Intro Period) N/A
- Intro APR Bal. Tr. (Intro Period) N/A
- Regular APR 19.64% (variable)
- Annual Fee $35
- Application Processing Fee See Terms
Card Features
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
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Capital Bank Credit Cards

Capital Bank is a banking and finance company that is a subsidiary of Capital Bancorp. It focuses on satisfying the financial needs of individuals and small businesses.

Capital Bank currently offers the Visa OpenSky credit card along with several other products and services. The Visa OpenSky credit card is a secured credit account that offers credit building opportunities.

The main benefit of this credit card is the ability to build your credit. All credit activity on this card is reported to all three major credit bureaus. In addition, this card can be used anywhere Visa is accepted and comes with Visa's fraud protection.

Capital Bank offers a lot more than just a secured credit card. Capital Bank offers several personal loan options including automobile, home equity and mortgage loan options along with several others.

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Customer Questions

At my local bank there was an advertisement that if one enrolls in Alaska airline credit card and spends $1000 in the first 3 months then a travel companion could fly free. Is this still in effect? Does it apply to international trips and 1st class? Does the flight need to be Alaska airlines/ Virgin airlines?

Currently, the Alaska Airlines credit card has the following offer: “Annual companion fare from $121 ($99, plus taxes and fees from $22) after you make $1,000 or more in purchases...