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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

[November 22nd, 2019]

Once you accept a request from your partner, relative or friend with poor credit to become their co-signer on a credit card or personal loan, you make a serious decision. From now on, you bear full responsibility for the money they borrow from the creditor. This means it’s you…

[August 30th, 2019]

When you open a credit card, the issuer starts to monthly send you billing statements in mail or make it available to view online if you sign up for paperless billing. Such bills typically not only include the amount of your purchases from the previous month but also indicate…

[June 7th, 2019]

What is a Credit Inquiry?

Fair Isaac Corporation or FICO, well-known for its FICO® Score – a credit risk score model, defines a credit inquiry as a “request by a “legitimate business” to check your credit.” That means that when a potential creditor wants to check…

[March 27th, 2019]

Once you realize you are an inveterate traveler or are just thinking about becoming one, without a doubt you should also start thinking about getting a travel credit card. Travel credit cards can become a good investment, especially if they have lower or 0% rates and a large…

[December 19th, 2018]

When the holiday season rolls around, many of us start looking at our shopping lists with a combination of excitement and dread. These mixed emotions may be chalked up to our love of giving the perfect gifts to family and friends, and our fear of racking up credit card…

[October 19th, 2018]

You may not spend too much time worrying about your credit history. After all, we’ve got enough to think about these days. Between going to work, getting enough sleep and exercise, keeping up with the news, and maintaining your relationships with family and friends, who has time to focus…

[August 22nd, 2018]

You probably already know the basics of keeping your personal data safe from scammers. But credit card fraudsters are getting more sophisticated all the time, according to security experts. Practical measures like keeping your PIN private, avoiding public Wi-Fi, shredding statements before throwing them away, and not clicking on…

[June 23rd, 2018]

Most of us know that having good credit is important. But there is plenty of misinformation out there about exactly why it’s so important. Here are four things you may not know about credit score.

1. You don’t start out with good credit. You might assume that if you’re starting…

[April 24th, 2018]

Many Americans are struggling to pay off debts, whether they owe on student loans, medical bills, or credit card balances. If you’re one of the millions that have credit card debt, you’ll want to read this guide to paying off your debts quickly without paying any interest.

The first…

[March 1st, 2018]

If you’ve ever been presented with the option to get a big discount at the register by signing up for a retail credit card, you might have wondered whether there was any possible downside to saying yes. After all, what could be bad about getting a healthy percentage off…

Last Immediate

My daughter has never had a credit card and she is a full time student also works as a full time waitress she is 20 yrs old and applied for a through your company this afternoon under the plan that is for folks with no credit and was turned down. Is there a plan out there for her to start her credit? Thanks

Answer:

Nowadays banks and credit cards companies are not allowed to issue credit cards for young people under 21 unless they give proof of their sufficient income or attract a co-signer (say, a parent with good to excellent credit). As for the credit cards your daughter may be eligible for, consider  student credit cards aimed at high school and college students.

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[November 18, 2019]
Starting this month, Discover is finally introducing the contactless feature for all their Discover it® cards and the Discover More® card (the old version of the Discover it® Cash Back) joining such major issuers like American Express, Bank of America, Capital One, Chase, Citi, and Wells Fargo wh...
[September 20, 2019]
Contactless cards seem to be taking over the US market. Both credit and debit cards are being actively issued with the tap-to-pay feature. According to the recent study commissioned by PULSE®, 60% of debit cards in the U.S. are supposed to be issued as contactless by the end of 2021. The number of ...
[July 24, 2019]
Recently U.S. News & World Report - a multi-platform publisher of news and information, conducted an online credit card debt survey with more than 1,000 adult respondents. It turned out that a huge number of American cardholders were carrying enormous debts of several thousand dollars, while man...
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