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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

[June 7th, 2019]

What is a Credit Inquiry?

Fair Isaac Corporation or FICO, well-known for its FICO® Score – a credit risk score model, defines a credit inquiry as a “request by a “legitimate business” to check your credit.” That means that when a potential creditor wants to check…

[March 27th, 2019]

Once you realize you are an inveterate traveler or are just thinking about becoming one, without a doubt you should also start thinking about getting a travel credit card. Travel credit cards can become a good investment, especially if they have lower or 0% rates and a large…

[December 19th, 2018]

When the holiday season rolls around, many of us start looking at our shopping lists with a combination of excitement and dread. These mixed emotions may be chalked up to our love of giving the perfect gifts to family and friends, and our fear of racking up credit card…

[October 19th, 2018]

You may not spend too much time worrying about your credit history. After all, we’ve got enough to think about these days. Between going to work, getting enough sleep and exercise, keeping up with the news, and maintaining your relationships with family and friends, who has time to focus…

[August 22nd, 2018]

You probably already know the basics of keeping your personal data safe from scammers. But credit card fraudsters are getting more sophisticated all the time, according to security experts. Practical measures like keeping your PIN private, avoiding public Wi-Fi, shredding statements before throwing them away, and not clicking on…

[June 23rd, 2018]

Most of us know that having good credit is important. But there is plenty of misinformation out there about exactly why it’s so important. Here are four things you may not know about credit score.

1. You don’t start out with good credit. You might assume that if you’re starting…

[April 24th, 2018]

Many Americans are struggling to pay off debts, whether they owe on student loans, medical bills, or credit card balances. If you’re one of the millions that have credit card debt, you’ll want to read this guide to paying off your debts quickly without paying any interest.

The first…

[March 1st, 2018]

If you’ve ever been presented with the option to get a big discount at the register by signing up for a retail credit card, you might have wondered whether there was any possible downside to saying yes. After all, what could be bad about getting a healthy percentage off…

[January 27th, 2018]

Whether you’re a young person just starting out on your financial future, or you’ve been around the block and hit a few roadblocks that hurt your credit, you might find yourself in the position of needing a credit card and not being able to get one. If you’ve applied…

[December 28th, 2017]

If you aren’t earning – and using – credit card rewards already, then your New Year’s resolution should be easy to figure out this year: start taking advantage of all the great perks and rewards offered by credit card companies.

Even if you are already using credit card rewards, chances…

Last Immediate

How do I know what my credit score is?

Answer:

You can request your credit score from any of the three major credit bureaus – Experian, TransUnion, and Equifax. You can contact each credit bureau and request your FICO score from each of the credit bureaus, or you can contact only one of the credit bureaus and request all three credit scores from one bureau as most bureaus will offer you such option. Note that while you can get a copy of your credit reports once year, you will have to pay to get your credit score. The cost of the service varies from $5 to as much as $30 for all three credit scores, so we would recommend you to explore the offers before you submit your request.

›  View all questions...
[May 28, 2019]
In the modern world, plastic seeks to replace cash. We are so accustomed to cards - credit and debit, that we try to pay with them wherever it is possible. Especially if we are to earn cashback, points or miles rewards for these purchases.

Following the modern trend, many sellers now are starting...

[April 05, 2019]
Since 2004, when the U.S. Senate passed Resolution 316, April is recognizing as National Financial Literacy Month. Thanks to this, people get the additional opportunity to learn more about managing their personal finances and to increase their financial literacy.

Many financial organizations supp...

[February 07, 2019]
Say farewell to Marriott Rewards, The Ritz-Carlton Rewards, and Starwood Preferred Guest programs––and say hello to Marriott Bonvoy.

The newly minted Marriott Bonvoy loyalty program will offer a single portfolio to guests who utilize all three programs. It will still reflect the value and be...

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