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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

[December 19th, 2018]

When the holiday season rolls around, many of us start looking at our shopping lists with a combination of excitement and dread. These mixed emotions may be chalked up to our love of giving the perfect gifts to family and friends, and our fear of racking up credit card…

[October 19th, 2018]

You may not spend too much time worrying about your credit history. After all, we’ve got enough to think about these days. Between going to work, getting enough sleep and exercise, keeping up with the news, and maintaining your relationships with family and friends, who has time to focus…

[August 22nd, 2018]

You probably already know the basics of keeping your personal data safe from scammers. But credit card fraudsters are getting more sophisticated all the time, according to security experts. Practical measures like keeping your PIN private, avoiding public Wi-Fi, shredding statements before throwing them away, and not clicking on…

[June 23rd, 2018]

Most of us know that having good credit is important. But there is plenty of misinformation out there about exactly why it’s so important. Here are four things you may not know about credit score.

1. You don’t start out with good credit. You might assume that if you’re starting…

[April 24th, 2018]

Many Americans are struggling to pay off debts, whether they owe on student loans, medical bills, or credit card balances. If you’re one of the millions that have credit card debt, you’ll want to read this guide to paying off your debts quickly without paying any interest.

The first…

[March 1st, 2018]

If you’ve ever been presented with the option to get a big discount at the register by signing up for a retail credit card, you might have wondered whether there was any possible downside to saying yes. After all, what could be bad about getting a healthy percentage off…

[January 27th, 2018]

Whether you’re a young person just starting out on your financial future, or you’ve been around the block and hit a few roadblocks that hurt your credit, you might find yourself in the position of needing a credit card and not being able to get one. If you’ve applied…

[December 28th, 2017]

If you aren’t earning – and using – credit card rewards already, then your New Year’s resolution should be easy to figure out this year: start taking advantage of all the great perks and rewards offered by credit card companies.

Even if you are already using credit card rewards, chances…

[December 1st, 2017]

If you’ve ever been curious what your credit score is, but not wanted to shell out a fee in order to see it, then get ready for good news. It’s easier than ever to see your credit score, and you don’t need to pay for it any longer.

It used…

[October 25th, 2017]

Everyone loves a great rewards credit card. But here’s something you may not have known: every year, millions of credit card reward points go unused. If you are a credit card rewards fan and always make sure to redeem your points, miles, or cash back, you may…

Last Immediate

I want to build credit, what do I do if I have no credit?

Answer:

You can start building your credit using a secured credit card. Since you have no credit it can be difficult to get approved for an unsecured credit card because credit card issuers tend to turn down credit card applications simply because an applicant doesn’t have enough credit history. However, when you apply for a secured credit card, you pay a security deposit which is basically a cash collateral. The deposit cannot be used and it will stay untouched until the credit account is closed. Secured cards work like unsecured credit cards and they are reported to the major credit bureaus as well, which is the most important part of building a credit history. To build good credit, use your card, make all monthly payments on time and stay within credit limits.

›  View all questions...
[February 07, 2019]
Say farewell to Marriott Rewards, The Ritz-Carlton Rewards, and Starwood Preferred Guest programs––and say hello to Marriott Bonvoy.

The newly minted Marriott Bonvoy loyalty program will offer a single portfolio to guests who utilize all three programs. It will still reflect the value and be...

[January 03, 2019]
The way you pay for a purchase with your credit card may be very different in five years than it is now. That's because biometric cards - credit cards that scan your fingerprint to prevent fraud or theft - are forecast to flood the market by 2023.

SmartMetric, Inc., which develops and manufacture...

[November 19, 2018]
Tis the season to spend money we may not have on things we may not need. As the winter holidays approach, many kids are preparing their letters to the North Pole and dreaming of the presents they hope will be under the tree on Christmas morning. But the reality is, kids who get everything they ask S...
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