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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

[August 30th, 2019]

When you open a credit card, the issuer starts to monthly send you billing statements in mail or make it available to view online if you sign up for paperless billing. Such bills typically not only include the amount of your purchases from the previous month but also indicate…

[June 7th, 2019]

What is a Credit Inquiry?

Fair Isaac Corporation or FICO, well-known for its FICO® Score – a credit risk score model, defines a credit inquiry as a “request by a “legitimate business” to check your credit.” That means that when a potential creditor wants to check…

[March 27th, 2019]

Once you realize you are an inveterate traveler or are just thinking about becoming one, without a doubt you should also start thinking about getting a travel credit card. Travel credit cards can become a good investment, especially if they have lower or 0% rates and a large…

[December 19th, 2018]

When the holiday season rolls around, many of us start looking at our shopping lists with a combination of excitement and dread. These mixed emotions may be chalked up to our love of giving the perfect gifts to family and friends, and our fear of racking up credit card…

[October 19th, 2018]

You may not spend too much time worrying about your credit history. After all, we’ve got enough to think about these days. Between going to work, getting enough sleep and exercise, keeping up with the news, and maintaining your relationships with family and friends, who has time to focus…

[August 22nd, 2018]

You probably already know the basics of keeping your personal data safe from scammers. But credit card fraudsters are getting more sophisticated all the time, according to security experts. Practical measures like keeping your PIN private, avoiding public Wi-Fi, shredding statements before throwing them away, and not clicking on…

[June 23rd, 2018]

Most of us know that having good credit is important. But there is plenty of misinformation out there about exactly why it’s so important. Here are four things you may not know about credit score.

1. You don’t start out with good credit. You might assume that if you’re starting…

[April 24th, 2018]

Many Americans are struggling to pay off debts, whether they owe on student loans, medical bills, or credit card balances. If you’re one of the millions that have credit card debt, you’ll want to read this guide to paying off your debts quickly without paying any interest.

The first…

[March 1st, 2018]

If you’ve ever been presented with the option to get a big discount at the register by signing up for a retail credit card, you might have wondered whether there was any possible downside to saying yes. After all, what could be bad about getting a healthy percentage off…

[January 27th, 2018]

Whether you’re a young person just starting out on your financial future, or you’ve been around the block and hit a few roadblocks that hurt your credit, you might find yourself in the position of needing a credit card and not being able to get one. If you’ve applied…

Last Immediate

I want to increase my credit limit, how can I do it?

Answer:

In some cases, you do not need to do anything to get a higher credit limit. If you have good credit and manage your credit accounts well, your credit card issuers can raise your credit limits from time to time without additional request from you. In some cases, you may not be eligible for an increased credit line, for example, if your credit card is less than three months old, and if you have received a credit limit increase (or decrease) in the last six months. In all other cases, you should be able to get a credit limit increase. For that, you can call the customer support number or log in to your online account and request a credit limit increase. To qualify for credit limit increase, you should make sure that you have all credit card payments on time and pay more than the minimum required. The issuer can ask you to provide your total annual income, employment status, and monthly mortgage/rent payment.

›  View all questions...
[September 20, 2019]
Contactless cards seem to be taking over the US market. Both credit and debit cards are being actively issued with the tap-to-pay feature. According to the recent study commissioned by PULSE®, 60% of debit cards in the U.S. are supposed to be issued as contactless by the end of 2021. The number of ...
[July 24, 2019]
Recently U.S. News & World Report - a multi-platform publisher of news and information, conducted an online credit card debt survey with more than 1,000 adult respondents. It turned out that a huge number of American cardholders were carrying enormous debts of several thousand dollars, while man...
[May 28, 2019]
In the modern world, plastic seeks to replace cash. We are so accustomed to cards - credit and debit, that we try to pay with them wherever it is possible. Especially if we are to earn cashback, points or miles rewards for these purchases.

Following the modern trend, many sellers now are starting...

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