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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

[June 24th, 2017]

One of the best ways to get the most from your money when you’re on the road is to use a travel rewards credit card. You can earn frequent flyer miles, hotel reward points, and VIP perks that make traveling more comfortable and luxurious. But many people wonder which…

[May 22nd, 2017]

Paying down debt is one of the best things you can do for your credit score, your financial life, and your peace of mind. But if you have significant credit card debt, it can feel like a burden that will never go away. You just keep chipping away at…

[April 22nd, 2017]

There’s a stubborn belief among certain groups of people that says it’s foolish to use credit cards – that cash is the best and only way to pay for things, if you’re a financially responsible sort of person.

But this belief is not only wrong-headed; it could cost you money….

[March 19th, 2017]

If you have a credit card, or maybe several, you might feel like you know all there is to know about using it. Your credit card issuer likely sends you mail, email, and maybe even text alerts to stay in frequent communication with you, giving you all the information…

[February 10th, 2017]

The beginning of the year is the time when many people are trying to do two things: eat less and spend less.

Or maybe it’s more accurate to say that people are trying to eat healthier and spend healthier, rather than just to eat and spend less. Still, when…

[January 2nd, 2017]

If you’re like most of us, your New Year’s Resolutions start off with a bang in January and die on the vine sometime around Valentine’s Day, when the pull to consume a box of candy hearts or some Godiva chocolates is stronger than the pull toward the yoga studio.

However,…

[November 29th, 2016]

If there’s one thing that’s almost a universal truth among credit card customers, it’s that they hate paying fees. That’s why so many credit cards advertise their no-annual-fee credit cards, hoping to entice folks who are reluctant to pay anything more than they absolutely have to.

But in fact, if…

[October 27th, 2016]

If you’ve already got a favorite credit card in your wallet, you might think you’re all set. But think again. Having more than one credit card is almost a necessity these days. And the average household actually has three or four.

Here are three reasons why you need to carry…

[September 24th, 2016]

If you struggle to keep up with bill payments each month, you might wish there were a way you could magically have all your bills paid on time, without even thinking about it. Guess what? There actually is.

Setting up automatic payments is the easiest way to make sure your…

[August 16th, 2016]

If you’re in credit card debt and despairing of ever being able to pay it off, this article is for you. Being buried in debt is a terrible feeling, but no matter how much you owe, you can pay it off. All you need to do is have a…

Last Immediate

I want to build credit, what do I do if I have no credit?

Answer:

You can start building your credit using a secured credit card. Since you have no credit it can be difficult to get approved for an unsecured credit card because credit card issuers tend to turn down credit card applications simply because an applicant doesn’t have enough credit history. However, when you apply for a secured credit card, you pay a security deposit which is basically a cash collateral. The deposit cannot be used and it will stay untouched until the credit account is closed. Secured cards work like unsecured credit cards and they are reported to the major credit bureaus as well, which is the most important part of building a credit history. To build good credit, use your card, make all monthly payments on time and stay within credit limits.

›  View all questions...
[July 20, 2017]
A new report has good news and bad news about savings in America. The good news is that the percentage of people without an emergency savings fund is at a six-year low, down to 24% from 28% last year. The bad news is that nearly a quarter of folks have no emergency savings at all. And while the perc...
[June 20, 2017]
Discover cardholders will be able to contact customer service more easily with the advent of in-app messaging, which allows customers to communicate with Discover customer service agents without having to stop and restart their interactions when they are logged into or out of their accounts on their...
[May 23, 2017]
If your summer plans include hitting the road for a vacation, or flying somewhere to visit family, or any other type of travel, you need to worry about more than just remembering to pack your swimsuit and deciding which rewards credit card to charge your hotel room to.

Millions of travelers will ...

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