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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

A New Year’s Resolution You Can Keep: Earn More Credit Card Rewards

[December 28th, 2017]

If you aren’t earning – and using – credit card rewards already, then your New Year’s resolution should be easy to figure out this year: start taking advantage of all the great perks and rewards offered by credit card companies.

Even if you are already using credit card rewards, chances are you could be getting even more bang for your buck, with a few easy adjustments to your financial habits. Here are some ways to maximize, or start using, those credit card rewards this year – or anytime.

1. Get a card that offers rewards you’ll use. Whether you frequently travel by air, or fill up your gas tank every few days, or love to shop online, there’s a credit card that will suit your needs. Find a card that’s tailored to your life, and your spending habits, in order to get the most use out of it. If you don’t travel much, you won’t find a travel rewards credit card that rewarding, no matter how great it is. And if you don’t have a car, there’s no sense in having a card that gives a discount at the fuel pump.

2. Pay with a card if you can. Cash is on the way out, or so some experts predict. Get a jump on the cash-free future by making a habit of using your credit card whenever possible. This way, you’ll earn points, miles, or cash back on every purchase you make, thereby maximizing your rewards. There are other advantages to this as well, such as always being able to track your spending through your credit card’s online account portal, and having your purchases protected, depending on your card’s policy.

3. Don’t miss out on special offers. Many credit cards have promotional periods where you can get more points, cash back, or miles by spending a certain amount, or spending in a certain category. Be sure you keep up with these offers so you don’t miss a sign-up window, or an offer that passes you by.

4. Redeem your rewards in time. Some credit card rewards don’t expire, but some do. Don’t lose your points or miles because you didn’t redeem them in time. Know what your credit card issuer’s guidelines are, and how to redeem your rewards before the deadline, if there is one.

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