Credit Cards
recommended by
our experts

Get Cards
Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

Four Ways to Avoid Online Credit Card Fraud

[September 10th, 2013]

Shopping online lets you skip the hassle of finding a parking spot, navigating crowds and waiting in lines, but many people worry about whether they are compromising the security of their financial information by making purchases online. Likewise, banking online offers convenience and saves time – but leads to concern about hackers and identity theft.

The good news is, with a few safety measures in place, you can surf your way to shopping nirvana without risking becoming a victim of online credit card fraud, and bank with confidence online. Follow these four guidelines and click with a clear conscience:

  • Don’t use public computers to make purchases or check account balances. Whether you are at the library or an electronics store, it’s best not to use computers that are available to the public to shop or do online banking. There are two reasons for this. First, the computer itself may not be secure. You wouldn’t want the next user to be able to log on to your bank account, or find that the auto-fill field has your credit card number in it already. Second, the Wi-Fi network that public computers use is unlikely to be secure. Even if it is password protected, every customer in the store is surfing on that channel. Best to do your business at home, on your own secure network.
  • Check for the security certificate that tells you you’re surfing a secure site. Look on the bottom of your screen—there should be a little icon that shows you are on a trusted site. (Often this is a small padlock picture.) If the online retailer or financial website you are visiting doesn’t have this, don’t put your secure information into any fields. Also, if an alert pops up on your screen saying the site is not trusted or the security certificate is expired,close that window—you don’t want to risk it.
  • Change your passwords regularly. Yes, it’s a pain to keep memorizing new passwords, but it’s worth it. If your credit card information or your identity is stolen, the hassle will be much greater. So get creative and change those passwords every few months. Do this on any site that stores your password or payment information, and be sure to use a mix of capital and lower case letters, special characters, numbers and letters to make a different maximum-security password for each site. Write them down on a piece of paper that you stash in a secret spot near your computer.
  • Close your browsers. Just as you don’t walk out of the room and leave the door wide open, don’t leave your browser windows open when you finish shopping online or doing online banking. Whether you are using Safari, Chrome, Firefox or Internet Explorer, check your security settings to make sure passwords and history will be forgotten when you close the browser. Then get in the habit of clicking that “X” and closing the browser behind you when you log off.

The Internet makes it easy to do all kinds of business online. There is no need to fear fraud if you take care to surf safely.

Share Opinion:   digg   Furl   YahooMyWeb   Propeller   Reddit   Google
[May 20, 2020]
Bankrate has recently conducted a survey of U.S. consumers’ payment habits amid the coronavirus. According to it, the number of Americans paying for grocery purchases with credit cards increased significantly in April and reached 46%. For comparison, this amount in December 2019 was just 27%. On t...
[May 13, 2020]
The coronavirus pandemic has caused significant damage to the economy of the country and the whole world. No wonder that spending habits of Americans have also undergone some changes.

For example, since the borders of many countries has been closed for an indefinite period thereby making all kind...

[March 20, 2020]
The situation with СOVID-19 is rapidly progressing. At the moment, more than 240,000 cases have been registered worldwide. Not a single state was left untouched by the virus. A lot has already been said about precautionary measures. But the first what you should do is stop panicking. If you cannot ...
* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.
We do our best to maintain the information accurate at However, all the credit cards information is subject to change and presented without warranty. See the up to date credit card terms and conditions on the secured credit card application page. Note that may be compensated by credit card issuers when visitors apply for a credit card through the links on this website., an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. does not present or review all available credit or financial offers.
Disclosure: Not an access card.