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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

How To Find A Flexible Travel Rewards Credit Card

[June 24th, 2017]

One of the best ways to get the most from your money when you’re on the road is to use a travel rewards credit card. You can earn frequent flyer miles, hotel reward points, and VIP perks that make traveling more comfortable and luxurious. But many people wonder which type of travel rewards card is the best to get. In particular, some folks prefer a card that offers flexible rewards.

If you don’t want to be tied to one specific airline or hotel brand, a flexible travel rewards credit card is the best choice for you. This means you’ll want to avoid a co-branded credit card, which is issued in partnership with an airline or other travel company. Instead, go for a card that gives you miles or points that can be turned into a statement credit that goes toward your travel purchases. These can be hotel charges, airline tickets, train fare, and even cruises or gasoline.

The advantages of non-branded credit cards

A travel rewards credit card that works independently of any certain company give you the advantage of not having to worry about blackout periods or other restrictions. Co-branded cards, while they are a great value and give good rewards, often have policies that can make it tricky to redeem your miles or points. For example, if you want to fly a different airline than the one for your co-branded card, you’ll have to transfer the points to an airline within the same alliance.

With a more generic travel rewards card, you aren’t limited in this way. You are free to cash in your accrued rewards for any type of travel spending, at any time, with any company. This gives you ultimate flexibility, and control over how you redeem your rewards.

Perks of travel cards

Many travel credit cards, both co-branded and non-co-branded, offer perks geared toward travelers, such as no foreign transaction fees, travel insurance, and double or even triple points on spending at restaurants or other places you might frequent on your travels.

Things like fraud protection, concierge service, and roadside assistance are also common perks of travel rewards credit cards. Whatever card you get, it’s sure to offer you convenience and great rewards on your travels.

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