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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

How To Protect Yourself From The Latest Credit Card Fraud Scams

[August 22nd, 2018]

You probably already know the basics of keeping your personal data safe from scammers. But credit card fraudsters are getting more sophisticated all the time, according to security experts. Practical measures like keeping your PIN private, avoiding public Wi-Fi, shredding statements before throwing them away, and not clicking on unfamiliar email attachments may not be enough to protect you from the latest phishing scams.

The most important thing to keep in mind is that thieves are always looking for ways to trick us into providing them with passwords that will enable them to steal identities or drain funds from bank accounts. They are also eager to get their hands on information like credit card expiration dates and three-digit codes that will let them use stolen credit cards to run up charges.

Phishing attacks are the most common way that criminals get access to these passwords, dates, and numbers—and they are getting cleverer all the time in the way they conduct these scams.

If you get phone calls telling you that you could lower your credit card interest rate or consolidate your debt, scammers have targeted you. Likewise if you’ve been contacted about a supposed problem with the IRS, telling you that you must get in touch immediately in order to resolve the issue, or notifications about a suspicious charge on your account.

If you’ve been the victim of one of these new fraud scams, there are a few things you need to do in order to protect yourself and prevent any further damage to your bank account, credit card, or credit score.

Contact your credit card issuer. The first thing to do if you suspect you’ve been scammed is to let your credit card issuer know. Call them and have them put a freeze on your account until you sort out exactly what’s going on.

Change passwords and PINs. You should change your passwords and PINs on a regular basis anyway—every six months or so. If anything has been amiss regarding your account, change that information immediately.

Contact credit bureaus. Let the major credit bureaus know that your account has been compromised, and make sure any fraudulent activity doesn’t impact your credit score.

Monitor account activity. Keep a close eye on your credit card accounts, bank accounts, and your credit report. That way if anything unfamiliar pops up, you’ll be able to get on top of it right away.

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