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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

The Benefits of Using a Credit Card for Everyday Expenses

[October 15th, 2014]

You may think of your credit card as something you can use for traveling, entertaining, and shopping—but when it comes to paying bills and other everyday expenses, you might not reach for your wallet to pull out the plastic. But this could be a big mistake. Using your credit card to pay for things like groceries, gas, and other everyday items offers benefits you may not have thought of. Here are three ways that using your credit card for expenses can add up to big advantages for your bottom line:

  1. Stop paying late fees. If you sometimes forget when your utilities and other monthly bills are due, you might end up paying a chunk of money in late fees each month. But when you set up your credit card to pay these expenses automatically for you, you’ll be able to stop worrying about whether or not you’ve missed a payment.  It’s easy to set up automatic payments. Just go to the online account center for your card, enter the information for the bill you’d like to pay, the date you want the pay it each month, and for how much.
  2. Track your budget. Many credit cards have handy online tools for analyzing your spending and keeping track of your budget. Your expenses will be categorized, and you can download your spending patterns to financial programs like Quicken, Mint, or Excel. If you don’t use your credit card to pay these bills, it might be hard to keep track of what you spend. Putting everything on the card makes it that much easier to analyze where your money is going.
  3. Get money back. Or free airline tickets, hotel stays, car rentals, gift cards, cruises, train trips—the sky’s the limit. Credit card rewards come in so many different varieties, there’s sure to be one that will suit you. When you spend more on your credit card, you’ll earn more rewards. Pick a rewards card that works for you, and you’ll be able to maximize your point, mile, or cash back earnings by putting the majority of your spending on the card. Enjoy a vacation or a shopping trip using the rewards, and you’ll be glad you paid the heating bill with your credit card all winter long.

If you want, you can have multiple credit cards for different uses. Have one card for groceries, one for utilities, and one for dining out and traveling. Look for cards that give double points on categories that you’ll use the most, and fill your wallet with cards that will reward you for all your spending.

If you’re going to spend the money, you might as well make it work for you. The end of late fees, a convenient budget-tracking tool, and plenty of credit card rewards await you.

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[May 20, 2020]
Bankrate has recently conducted a survey of U.S. consumers’ payment habits amid the coronavirus. According to it, the number of Americans paying for grocery purchases with credit cards increased significantly in April and reached 46%. For comparison, this amount in December 2019 was just 27%. On t...
[May 13, 2020]
The coronavirus pandemic has caused significant damage to the economy of the country and the whole world. No wonder that spending habits of Americans have also undergone some changes.

For example, since the borders of many countries has been closed for an indefinite period thereby making all kind...

[March 20, 2020]
The situation with СOVID-19 is rapidly progressing. At the moment, more than 240,000 cases have been registered worldwide. Not a single state was left untouched by the virus. A lot has already been said about precautionary measures. But the first what you should do is stop panicking. If you cannot ...
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