Credit Cards
recommended by
our experts

Get Cards
Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

Why You Never Need To Pay To See Your Credit Score Again

[December 1st, 2017]

If you’ve ever been curious what your credit score is, but not wanted to shell out a fee in order to see it, then get ready for good news. It’s easier than ever to see your credit score, and you don’t need to pay for it any longer.

It used to be that you could get a copy of your credit report for free once a year, from each of the three major credit bureaus: Experian, TransUnion, and Equifax. Still, that report would not include your actual credit score – the number from 300 to 850 that indicates how creditworthy you are, and which prospective lenders use to decide whether or not to extend you a line of credit or a loan.

Over the past few years, more and more credit card issuers and banks have begun giving customers free access to their credit scores, printing them on their monthly statements and making them available via their online account centers. This makes it easier than ever for folks to keep track of their credit scores and begin to improve them.

Building good credit

Credit scores are incredibly important, as they are used for everything from applying for an apartment lease to securing a mortgage or car loan. Credit card companies also look at your credit score when you apply for an account; if you have good credit, you’ll be eligible for a lower interest rate, as well as better rewards and lower fees.

Establishing good credit is a combination of making payments on time, keeping your debt level low, having a variety of types of credit in your name, maintaining a long credit history, and not applying for too much new credit at once. The most important factors are making payments on time, and having a good debt-to-available-credit ratio: each of those is worth 30-35 percent of your total credit score.

Another thing to keep in mind is that keeping credit accounts open for a long period of time will help boost your credit score. Avoid closing accounts, even if you’re not using them very often. These longstanding credit card accounts are good for your creditworthiness, so make a point of holding on to them.

Share Opinion:   digg   Furl   YahooMyWeb   Propeller   Reddit   Google
[May 20, 2020]
Bankrate has recently conducted a survey of U.S. consumers’ payment habits amid the coronavirus. According to it, the number of Americans paying for grocery purchases with credit cards increased significantly in April and reached 46%. For comparison, this amount in December 2019 was just 27%. On t...
[May 13, 2020]
The coronavirus pandemic has caused significant damage to the economy of the country and the whole world. No wonder that spending habits of Americans have also undergone some changes.

For example, since the borders of many countries has been closed for an indefinite period thereby making all kind...

[March 20, 2020]
The situation with СOVID-19 is rapidly progressing. At the moment, more than 240,000 cases have been registered worldwide. Not a single state was left untouched by the virus. A lot has already been said about precautionary measures. But the first what you should do is stop panicking. If you cannot ...
* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.
We do our best to maintain the information accurate at However, all the credit cards information is subject to change and presented without warranty. See the up to date credit card terms and conditions on the secured credit card application page. Note that may be compensated by credit card issuers when visitors apply for a credit card through the links on this website., an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. does not present or review all available credit or financial offers.
Disclosure: Not an access card.