Identity thieves often target people’s social security numbers; with this information, there is seemingly no end to the personal destruction they can do to their innocent victims. Discover’s new service, which is free of charge for their customers, alerts cardmembers when their social security numbers are found on risky websites.
By monitoring these sites, which have been identified as ones that are known to illegally sell or trade people’s sensitive personal data, Discover can tell people when their social security number pops up on the shady sites, and notify them immediately. This helps protect Discover cardmembers from identity theft of credit card fraud.
Alerts will include Experian credit report activity
Besides social security numbers, folks will be alerted if new credit card accounts, mortgages, car loans, or other types of accounts appear on their Experian credit reports. Experian is one of the three major credit bureaus; TransUnion and Equifax are the other two. It’s a good idea to regularly look over your reports from each of the three agencies; you can pull a free copy of your credit history once a year, or pay for a credit monitoring service that will give you access anytime.
Julie Loeger, executive vice president and chief marketing officer at Discover, said helping cardmembers protect their private data is a high priority for the company. “We’re raising the bar even higher by offering these new alerts for free to our cardmembers. It’s our way of looking out for [them] beyond just their Discover accounts.”
Discover is the first and only major credit card to allow cardmembers to activate social security number and new account alerts at no charge. All they have to do is opt in to the program. They can receive the alerts via email, text, or both. They can call and speak to a Discover customer service member for more information if they get an alert, and the agent will help walk them through the steps to resolve the issue.
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