Discover® Card

Discover it®

Discover it®          
 

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent

Issuing Country:

United States

     
For explanation of each icon click here
     
Miles   Cash   Points   Charity
 
     
   
 
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.±
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you´ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR± on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. ±Click apply for Terms & Conditions.
Zero Liability
 
 

Credit Card Rates

             
 

Introductory APR:

0%

Introductory Period:

14 months

Ongoing APR:

10.99% -
22.99%± Variable

Default APR:

See Terms

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

     

Introductory APR:

0%

Introductory Period:

14 months

Ongoing APR:

10.99% -
22.99%± Variable

Default APR:

See Terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

     

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

24.99%

Default APR:

See Terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
         

Credit Card Transaction Fees

             
 

Minimum:

n/a

Fee Rate:

3%±

Maximum:

n/a

     

Minimum:

$10

Fee Rate:

5%

Maximum:

n/a

     

Minimum:

n/a

Fee Rate:

0%

Maximum:

n/a

 
         

Credit Card Other Fees

             
 

Activation Fee:

$0

     

Annual Fee:

$0

     

Late Payment Fee:

$0±

 
         
Apply Now!
± Click apply for Terms & Conditions.