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National Credit Direct: National Credit Direct
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Credit Suggested: Bad/Fair
Bank
National Credit Direct
Card Network
National Credit Direct
Card Type
Unsecured Store Card
Card Category
Consumer

Card Description

  • Guaranteed Approval on Big screen TVs, computers/tablets, mattresses, appliances/vacuums, toys, jewelry, handbags, watches, gaming and more!
  • 5% Cash Back on All Purchases or FREE merchandise6
  • $1/day6 or less for Apple, Samsung, Acer and more
  • No Over Limit Fee
  • FREE Credit Score Every Month -- Won't affect your credit
  • Bad Credit, No Credit, No Problem
  • Build Your Credit and Payment History with Unsecured Credit Line
  • Up to $3,500 Spending Limit
  • Instant Response -- Start shopping in the next 60 Seconds

Card Rating

  • Overall Rating:
  • Interest Rates:
  • Maintenance Fees:
  • Features & Benefits:
  • Customer Service:
  • Reward Program:

REWARD PROGRAM:

  • Rewards Type: Cash Back
  • Max Rewards: 5% Cash Back on All Purchases6

Everyday Card Use

Purchases:

  • Intro APR (Intro Period) n/a
  • Regular APR 0.0%
  • Penalty APR n/a
  • Minimum Grace Period n/a

General Fees:

  • Annual Fee See Terms*
  • Application Processing Fee $0
  • Late Payment Fee $5
  • Foreign Transaction Fee See Terms*

Balance Transfer

APR on Balance Transfers:

  • Intro APR (Intro Period) n/a
  • Regular APR n/a
  • Penalty APR n/a

Balance Transfer Fees:

  • Bal. Tr. Fee Minimum See Terms*
  • Bal. Tr. Fee See Terms*
  • Bal. Tr. Fee Maximum See Terms*

Cash Advance

APR on Cash Advance:

  • Intro APR (Intro Period) n/a
  • Regular APR n/a
  • Penalty APR n/a

Cash Advance Fees:

  • Min. Cash Advance Fee See Terms*
  • Cash Advance Fee See Terms*
  • Max. Cash Advance Fee See Terms*

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