Credit Cards
recommended by
our experts

Get Cards

Immediate credit card care service

Answering your questions is our job and we love it!


  1. Captcha
 

Note: Please do not include any private financial information such as your SSN#, your real full name, credit or debit account numbers when you submit a question.

By submitting a question you agree to the Terms and Conditions.

Answer How to pay my Macy’s credit card (American Express) ONLINE?
Answer:

You can pay your Macy’s card online using Macy’s online pay service. Just visit their official website and follow the prompt to create your online profile and add your Macy’s card to that profile. Also, consider CheckFree, a partnering payment service. You can also pay your Macy’s American Express credit card through American Express’ website.

Answer How do I contact a person to discuss my new card? I have not received the card nor have I received the check that I am expecting. Has there been a problem?
Answer:

Please get in touch with your card issuer directly. Typically it takes 7 to 10 business days for your new card to come in the mail.

Answer All I want is a credit card with a 1500.00 dollar limit no one will approve me, what should I do to change my credit, someone did steel my ID a long time ago.
Answer:

When looking for a credit card, choose one by your actual credit. Check your credit reports from Equifax, Experian, or TransUnion for errors and if you find some, negotiate them. After that ask for your updated credit scores and turn to credit cards for your particular situation. You are welcome to look through the unsecured credit cards for any credit rating on our website. It seems you are talking about bad credit. If so, pay your attention to bad credit credit cards we offer and apply online. If you are turned down for that unsecured credit card, your credit card issuer will give you a reason in writing. If you are approved but not satisfied with the card’s credit terms and conditions, your further responsible behavior towards that credit card can improve them. Please bear in mind that once you are denied for an unsecured credit card within your credit category, don’t rush into new applications but think, take actions needed or consider other options you can afford.

Answer Would like to find out how to sign up for a Visa and Discover card
Answer:

You can browse through the Visa and Discover credit cards across our website. But first check your credit reports and credit scores with Equifax, Experian and TransUnion, the three major credit reporting agencies. Your scores from the three agencies may differ and when you shop for a credit card it’s very important to consider the score your credit card issuer will look at. Choose only among credit cards you stand a decent chance to qualify for.

Answer I’ve been approved for a card. How do I know what my limit will be?
Answer:

Usually your credit card issuer informs you of the amount of credit limit when you get your card. If you want to know your credit limit right away, this is the question only your credit card issuer can answer. So, please get in touch with your issuer’s reps.

Answer How do I stop organizations from calling me 4 or 5 times a week to tell me they can lower my interest rate…I can’t stop them…when I try to talk to them they hang up…how did they get my name? Please help me before I have to go to authorities in government to stop this.
Answer:

Sorry, we can do nothing about it. We are not a credit card issuing company. We are here to display the most attractive credit card offers from the most U.S. banks and credit card companies we are partnering with so that you can choose one or two and apply online. What’s more, we give credit card-related advice, provide educational articles to read and free online tools to use.

Answer I’ve been pre-approved. Where do I put that number?
Answer:

Kindly note that we are not a bank or financial institution. If you’ve received a pre-approval letter in the mail saying you’ve been pre-approved for a certain credit card, make sure you want this credit card. If you do, fill in the “preapproved” application and send it to the credit card issuer or go to the card issuer’s website. Keep in mind that these “preapproved” credit card offers are nothing but promo mailings.

Answer How long does it take to receive the card once approved and can it be rush delivered?
Answer:

Once you’ve approved for the card, you’ll typically get it in the mail in 7 to 10 business days. Some credit card issuers do offer rush delivery for an extra fee.

Answer Do you get loans with prepaid credit cards?
Answer:

Prepaid credit cards are not about extending credit to you. They are not credit cards. They are a good way of managing your finances and purchasing goods and services at retailers that do not accept cold hard cash. In fact, with a prepaid card you spend your own money loaded. To learn more about prepaid credit card features, look over the prepaid credit card offers displayed on our website. You can apply online for the prepaid card of your choice.

Answer I’m shopping around for Discover credit cards
Answer:

We are here to offer you credit cards from Discover you can apply online for. On our web site you can browse through the best Discover credit cards to select one that meets your financial needs best. Discover credit cards displayed are mainly issued for consumers with good to excellent credit. Consider credit cards designed for your particular credit. Make sure you may qualify for the card chosen. Before applying online for the credit card of your choice, please read it’s terms and conditions carefully.

About Us | Contact Us | Privacy Policy | Terms of Use | Site Map