Credit Card Questions & Answers

Questions and Answers about Credit Cards

• Hi, my card application online with a 763 credit score was approved instantly, but I got a letter shortly after turning down the 0% balance transfer I had requested due to it exceeding the credit limit I had no way of knowing. I wouldn't have applied for the card without the transfer. Can I cancel the card and apply to another without killing my score?
  September 26, 2012

  Well, you can but do you really need it. As I understand you can’t transfer your entire balance on your new balance transfer credit card because limit is exceeding. Then why not to do it in several steps? Transfer just a part of your balance...

• I can't see what my credit score is cause I was told I have to wait a year before I can check it, so I don’t know my status, and I was told from the bankruptcy program that I was on that soon as I get discharged to try to get a credit card or a loan soon as possible, reestablish my credit. Now I'm so confused in what to do.
  August 29, 2012

  You can, and should, check your credit report. Request it for free from each of three agencies - Experian, Equifax and TransUnion - at AnnualCreditReport.com. You should clean up your reports — remove any erroneous information you can from...

• Hi, what if I am discharged from bankruptcy, what credit card will help me rebuild my credit back without any annual fees?
  August 24, 2012

  As you are discharged from bankruptcy it is worth checking your credit history and credit score. Read carefully your credit report and if there are some inaccuracies try to clean them up.Don’t apply for a credit card right away as you are...

• I applied for a credit one visa card a wk ago and was approved but have not received the card This was a platinum visa card. When can I expect to receive this card? Thank You
  July 26, 2012

  As you received a letter with the status of your credit card application and it says you are approved, it is common that credit card comes within 10 – 15 days of the approval letter. As a rule credit card company informs you of the estimated...

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• I'm starting a new business.. Which business card to start a good business credit profile. Thank you, Antonio Delgado, spring,Texas. 
  May 8, 2012

  To start a good business credit profile you can check the business credit card section. Though, you should know your credit score first. Make a request to one of the credit bureaus (Equifax, Experian or TransUnion) and get your credit report (in...

• I want to know how to get my credit good; I have never had a credit card but I would love to have one and be able to build my score up and pay my bill on time; I hope you will give me a chance to show you. Thanks for your time.
  March 22, 2012

  If you are new to credit, you can consider credit cards that target applicants with no or limited credit history. The freshest Visa and MasterCard credit cards for no or limited credit we display are issued by the top U.S. credit issuing...

• What is my security code number because mine is scratched to the point you can't see it
  March 12, 2012

  If your security code is rubbed out, contact your credit card issuer and explain them your situation. Most likely you will be offered a replacement card. Your credit card issuer will not provide you with the security code over the phone or via...

• If using the MasterCard to rent a car will it cover the car for insurance? How can I get a copy of it when I rent a car tomorrow?
  February 27, 2012

  There are some things you need to consider before you decide to use this coverage. The MasterCard car rental coverage is secondary which means if you have your personal coverage, MasterCard will pay only for costs not covered by your own...