To apply for a credit card you should be a U.S. resident, have SNN, and have a stable income and a job. If you meet all these requirements, you can consider Capital One® Cash Rewards for Newcomers. The card is created for those who are new to credit card world and to U.S. as well. The card charges no annual fee and offers cash back rewards. If you make on time payments, you will be able to build good credit history.
I am a new immigrant and unemployed but I’m supported by my children and have savings from foreign country. How can I apply for a credit card?
[Wednesday, February 6th, 2013]See also
How do I find out the status of my card? And if it has been mailed out to me yet?
[April 3rd, 2013]
The overall process of getting a credit card can take up to 30 business days. To know the status of your credit card applications you should contact the credit card issuer. A quick online search for the bank or credit card issuer’s name should turn up a customer service phone number or email address. Banks [...]
Hi, my card application online with a 763 credit score was approved instantly, but I got a letter shortly after turning down the 0% balance transfer I had requested due to it exceeding the credit limit I had no way of knowing. I wouldn’t have applied for the card without the transfer. Can I cancel the card and apply to another without killing my score?
[September 26th, 2012]
Well, you can but do you really need it. As I understand you can’t transfer your entire balance on your new balance transfer credit card because limit is exceeding. Then why not to do it in several steps? Transfer just a part of your balance at first, pay it off in short possible time and [...]
I can’t see what my credit score is cause I was told I have to wait a year before I can check it, so I don’t know my status, and I was told from the bankruptcy program that I was on that soon as I get discharged to try to get a credit card or a loan soon as possible, reestablish my credit. Now I’m so confused in what to do.
[August 29th, 2012]
You can, and should, check your credit report. Request it for free from each of three agencies – Experian, Equifax and TransUnion – at AnnualCreditReport.com. You should clean up your reports — remove any erroneous information you can from your report, make it as clean as possible. It is important because credit card issuers inquire [...]


