Credit Card Questions & Answers

Selected cards: 0
Compare
Advertising Disclosure

I need a credit card with a 0% APR to consolidate several of my credit cards into one payment. Please advise what card I can apply.

Answered on November 28, 2015

There are special credit cards that allow consolidation of other cards’ debts - the balance transfer credit cards. These cards usually come with a 0% intro APR on balance transfer offer. The zero introductory period varies, but as a rule it is between six months and two years. So you can find a credit card with introductory period that works for you best. However, there is something else you should take into account when you choose a balance transfer credit card, and this thing is fees. There is a balance transfer fee and there is an annual fee to consider. While you may not find a card without a balance transfer fee, it is possible to find a card without an annual fee. Also, some banks charge no penalty fees when you miss a payment, so if you have a tendency of being late with the payments, this might be added to the desired features of a balance transfer credit card.

looking for a Credit CARD:
Credit One Bank®: Credit One Bank® Platinum Visa® with Cash Back Rewards
Apply Online
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
The Bank of Missouri: Milestone® Mastercard® with Free Choice of Card Image
Apply Online
Applying is quick and easy with our fast decision process
Horizon Card Services: Horizon Gold
Apply Online
Instant $500 Credit Line. No Credit Check.
Credit One Bank®: Credit One Bank® Platinum Visa® for Rebuilding Credit
Apply Online
See if you Pre-Qualify without harming your credit score

Other Questions And Answers

Have a question about cards? Ask Expert!
William Colon, free credit advice William Colon, money expert. Free credit card advice online.

Read Also Related News

1Sep

A new partnership between Chase Card Services and Expedia Group will allow Chase Ultimate Rewards members to enjoy more choices, more flexible rewards redemptions, and enhanced capabilities...

20Jul

A new credit card from Hyatt Hotels Corporation and Chase Card Services will offer members 9 bonus points per dollar spent at Hyatt, double bonus points at restaurants and on eligible...

  • About Us
  • Contact Us
  • Privacy Policy
  • Terms of Use
  • 0 Selected Cards Compare