Credit Card Questions & Answers

Selected cards: 0
Compare
Advertising Disclosure

I need a credit card with a 0% APR to consolidate several of my credit cards into one payment. Please advise what card I can apply.

Answered on November 28, 2015

There are special credit cards that allow consolidation of other cards’ debts - the balance transfer credit cards. These cards usually come with a 0% intro APR on balance transfer offer. The zero introductory period varies, but as a rule it is between six months and two years. So you can find a credit card with introductory period that works for you best. However, there is something else you should take into account when you choose a balance transfer credit card, and this thing is fees. There is a balance transfer fee and there is an annual fee to consider. While you may not find a card without a balance transfer fee, it is possible to find a card without an annual fee. Also, some banks charge no penalty fees when you miss a payment, so if you have a tendency of being late with the payments, this might be added to the desired features of a balance transfer credit card.

looking for a Credit CARD:
Credit One Bank®: Credit One Bank® Platinum Visa® with Cash Back Rewards
Apply Online
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
The Bank of Missouri: Milestone® Mastercard® with Free Choice of Card Image
Apply Online
Applying is quick and easy with our fast decision process
Horizon Card Services: Horizon Gold
Apply Online
Instant $500 Credit Line. No Credit Check.
Credit One Bank®: Credit One Bank® Platinum Visa® for Rebuilding Credit
Apply Online
See if you Pre-Qualify without harming your credit score

Other Questions And Answers

Have a question about cards? Ask Expert!
William Colon, free credit advice William Colon, money expert. Free credit card advice online.

Read Also Related News

19Nov

Tis the season to spend money we may not have on things we may not need. As the winter holidays approach, many kids are preparing their letters to the North Pole and dreaming of the...

23Oct

Credit card fraud is an ongoing problem for merchants, consumers and financial institutions alike. According to a wide-ranging Lexis Nexis study, merchants in the United States lose nearly...

  • About Us
  • Contact Us
  • Privacy Policy
  • Terms of Use
  • 0 Selected Cards Compare