Credit Card Questions & Answers

Selected cards: 0
Compare
Advertising Disclosure

My credit score is bad and I am disabled. I would like an unsecured credit card. What are my options? I really need to improve my credit.

Answered on October 30, 2015

Since your credit is bad, we would recommend you a secured credit card to improve your credit. Secured cards are easier to get because they require a security deposit that should be paid before the card is issued. Secured cards can come with lower rates and fees and they are usually reported to all three major credit bureaus monthly.
As for an unsecured credit card, you can qualify for one if your credit score is above 550 and you do not have bad things on your credit reports (like late payments, bankruptcy, recent credit inquiries). The credit card issuers become more demanding when it comes to unsecured credit cards, so be attentive and read the cards terms and conditions before you apply.

looking for a Credit CARD:
Credit One Bank®: Credit One Bank® Platinum Visa® with Cash Back Rewards
Apply Online
Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
The Bank of Missouri: Milestone® Mastercard® with Choice of Card Image at No Extra Charge
Apply Online
Prequalify for a card today and it will not impact your credit score
Horizon Card Services: Horizon Gold
Apply Online
Instant $500 Credit Line. No Credit Check.
Credit One Bank®: Credit One Bank® Platinum Visa® for Rebuilding Credit
Apply Online
See if you Pre-Qualify without harming your credit score

Other Questions And Answers

Have a question about cards? Ask Expert!
William Colon, free credit advice William Colon, money expert. Free credit card advice online.

Read Also Related News

28May

In the modern world, plastic seeks to replace cash. We are so accustomed to cards - credit and debit, that we try to pay with them wherever it is possible. Especially if we are to earn...

5Apr

Since 2004, when the U.S. Senate passed Resolution 316, April is recognizing as National Financial Literacy Month. Thanks to this, people get the additional opportunity to learn more about...

  • About Us
  • Contact Us
  • Privacy Policy
  • Terms of Use
  • 0 Selected Cards Compare