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My daughter has never had a credit card and she is a full time student also works as a full time waitress she is 20 yrs old and applied for a through your company this afternoon under the plan that is for folks with no credit and was turned down. Is there a plan out there for her to start her credit? Thanks

Answered on August 19, 2011

Nowadays banks and credit cards companies are not allowed to issue credit cards for young people under 21 unless they give proof of their sufficient income or attract a co-signer (say, a parent with good to excellent credit). As for the credit cards your daughter may be eligible for, consider  student credit cards aimed at high school and college students.

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