Immediate credit card care service

Answering your questions is our job and we love it!

Note: Please do not include any private financial information such as your SSN#, your real full name, credit or debit account numbers when you submit a question.

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	I’ve been pre-approved. Where do I put that number?
Answer: Kindly note that we are not a bank or financial institution. If you’ve received a pre-approval letter in the mail saying you’ve been pre-approved for a certain credit card, make sure you want this credit card. If you do, fill in the “preapproved” application and send it to the credit card issuer or go to the card issuer’s website. Keep in mind that these “preapproved” credit card offers are nothing but promo mailings.

	How long does it take to receive the card once approved and can it be rush delivered?
Answer: Once you’ve approved for the card, you’ll typically get it in the mail in 7 to 10 business days. Some credit card issuers do offer rush delivery for an extra fee.

	Do you get loans with prepaid credit cards?
Answer: Prepaid credit cards are not about extending credit to you. They are not credit cards. They are a good way of managing your finances and purchasing goods and services at retailers that do not accept cold hard cash. In fact, with a prepaid card you spend your own money loaded. To learn more about prepaid credit card features, look over the prepaid credit card offers displayed on our website. You can apply online for the prepaid card of your choice.

	I’m shopping around for Discover credit cards
Answer: We are here to offer you credit cards from Discover you can apply online for. On our web site you can browse through the best Discover credit cards to select one that meets your financial needs best. Discover credit cards displayed are mainly issued for consumers with good to excellent credit. Consider credit cards designed for your particular credit. Make sure you may qualify for the card chosen. Before applying online for the credit card of your choice, please read it’s terms and conditions carefully.

	i applyed for a card an have not heard back was it denied approved please check on this
Answer: Please contact your card issuer and find it out. It can take up to 30 days to process your card application. If you are denied for the card, your card issuer will notify you in writing. If you are approved, you will get your card in the mail in 7 to 10 business days.

	I am looking for a new account. Just cancelled a Discover card because many places tha I shop, don’t take it. They want a Visa or MC. What do you offer? My credit is excellent. Don’t want any annual feels.
Answer: On our web site we offer credit cards targeting people with good credit and excellent credit. The Visa and MasterCard cards to choose from are issued by the most reputable U.S. banks and credit card companies. You can compare these credit cards online side by side, look into their credit details and apply online.

	My daughter has never had a credit card and she is a full time student also works as a full time waitress she is 20 yrs old and applied for a through your company this afternoon under the plan that is for folks with no credit and was turned down. Is there a plan out there for her to start her credit? Thanks
Answer: Nowadays banks and credit cards companies are not allowed to issue credit cards for young people under 21 unless they give proof of their sufficient income or attract a co-signer (say, a parent with good to excellent credit). As for the credit cards your daughter may be eligible for, consider student credit cards aimed at high school and college students.

	Can i get a card with no annual fee no setup fees . I have bad credit.
Answer: Please view the bad credit credit cards we have on offer. Study their features and terms and choose a card to suit you best.

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