Choose Your Kohl's Card Alternative

Credit Cards for Shopping at Kohl’s

Kohl’s is a big retailer in the U.S. that offers its own charge card to their customers. There is only one Kohl’scredit card – the Kohl’s Charge card issued by Capital One. The card can be used online and in-stores only. The card willgive you access to special discounts only – no pints and no cash back. However, these discounts can be combined with sale prices and special offers. Also, all Kohl’s Charge cardholders will be able to upgrade their status of Valued Customer to a Most Valued Customer and receive more discounts.

Opt for Kohl’s Card Alternatives

Kohl’s credit card is not the only credit card you can use to pay for your purchases at Kohl’s. In fact you can use any Visa, MasterCard or Discover credit card when you are checking out. And these cards can be as well rewarding as they often come with rewards programs or 0% intro APRs or both. Rewards programs usually allow earning bonus points or cash back on all purchases and are not limited to one particular retailer. As for interest rates, many banks will keep your low introductory rate if you make a late payment, and if you fail to pay off the card balance by the end of the introductory period, ongoing APR will apply to the remaining balance only.

If you Have a Limited Credit History

People with a limited credit history can also get a regular credit card instead of a store credit card. Moreover, we encourage you to apply for a regular credit card issued by a major bank because such cards have fair interest rates, low fees, and additional benefits. The benefits can be rewards, low into APRs, fraud protection, and free access to your FICO credit score. The last feature is most important one because you still need to improve your credit, if you want to get access to credit cards with greater perks.