Choose Your Alternative to My Lowe’s Credit Cards

Credit Cards for Shopping at Lowe’s

Lowe’s is a U.S. home improvement company that offers its own credit cards to their customers. There is only one version of Lowe’s credit cards for consumers – Lowe’s Consumer Credit Card. The cardis issued by Synchrony Bank. The Lowe’s card can be used online and in-stores and never outside the Lowe’s locations. As a Lowe’s cardcardholder, you will be able to choose rebates on everyday purchase or special financing offer. You won’t be able to combine these two offers.

Opt for Lowe’s Credit Card Alternatives

Lowe’s credit cards are not the only credit cards you can use to pay for your purchases at Lowe’s. In fact you can use any Visa, MasterCard or Discover credit card when you are checking out. And these cards can be as well rewarding as they often come with rewards programs or 0% intro APRs or both. Rewards programs usually allow earning bonus points or cash back on all purchases and are not limited to one particular retailer. As for interest rates, many banks will keep your low introductory rate if you make a late payment, and if you fail to pay off the card balance by the end of the introductory period, ongoing APR will apply to the remaining balance only.

If you Have a Limited Credit History

People with a limited credit history can also get a regular credit card instead of a store credit card. Moreover, we encourage you to apply for a regular credit card issued by a major bank because such cards have fair interest rates, low fees, and additional benefits. The benefits can be rewards, low into APRs, fraud protection, and free access to your FICO credit score. The last feature is most important one because you still need to improve your credit, if you want to get access to credit cards with greater perks.